I.H.P.
ActiveSummary
I.H.P. has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-118k) and a net result of €-14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▲+7
Solvency8▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.82 against 0.87 in 2024; short-term debt: 115.1% and cash: 8.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-17.1%
Return on assets
-2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-118k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
21 d late
2023
30 d late
2022
11 d early
2021
31 d late
2020
54 d late
2019
52 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-118k▼ 13.6%
2024 · €-104k
2018: €-14k
2019: €-54k
2020: €-248k
2021: €5k
2022: €-950
2023: €-59k
2024: €-104k
2018 → 2025
Total assets
€691k▼ 9.1%
2024 · €760k
2018: €188k
2019: €115k
2020: €158k
2021: €417k
2022: €535k
2023: €880k
2024: €760k
2018 → 2025
Net result
€-14k▲ 69.0%
2024 · €-45k
2018: €9k
2019: €-39k
2020: €-194k
2021: €253k
2022: €-6k
2023: €-58k
2024: €-45k
2018 → 2025
Working capital
€-146k▼ 31.8%
2024 · €-110k
2018: €-22k
2019: €-57k
2020: €-268k
2021: €-16k
2022: €-28k
2023: €-85k
2024: €-110k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€-950€-59k▼ 6,062%€-104k▼ 77.7%€-118k▼ 13.6%
Operating result€266k-€-3k€-50k▼ 1,478%€-40k▲ 20.2%€-11k▲ 72.5%
Net result€253k-€-6k€-58k▼ 934%€-45k▲ 21.1%€-14k▲ 69.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €40k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €691k
Fixed assets
€41k ▲ 24.3%
Current assets
€650k ▼ 10.6%
Key figures and ratios
EBITDA
€615▲
2024 · €-27k
Cash flow
€-2k▲
2024 · €-32k
Solvency
-17.1%▼
2024 · -13.7%
Current ratio
0.82▼
2024 · 0.87
Quick ratio
0.08▲
2024 · 0.06
Debt to equity
-6.85▲
2024 · -8.30
ROA
-2.0%▲
2024 · -6.0%
Interest coverage
0.22▲
2024 · -5.02
Debt
€809k▼
2024 · €864k
Debt ≤ 1 year
€795k▼
2024 · €837k
Debt > 1 year
€14k▼
2024 · €27k
Income taxes
€285▲
2024 · €186
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€760k€691k▼
Fixed assets21/28€33k€41k▲
Tangible fixed assets22/27€28k€36k▲
Plant, machinery and equipment23€389€3k▲
Furniture and vehicles24€28k€33k▲
Financial fixed assets28€5k€5k=
Current assets29/58€727k€650k▼
Stocks and contracts in progress3€680k€587k▼
Stocks30/36€680k€587k▼
Amounts receivable within one year40/41-€2k
Trade receivables40-€242
Other amounts receivable41-€2k
Cash at bank and in hand54/58€45k€60k▲
Deferred charges and accrued income490/1€2k€421▼
Equity and liabilities
Total equity and liabilities10/49€760k€691k▼
Equity10/15€-104k€-118k▼
Contributions10/11€19k€19k=
Reserves13€266€266=
Non-distributable reserves130/1€266€266=
Reserves not available under the articles1311€266€266=
Profit (loss) carried forward14€-123k€-137k▼
Amounts payable17/49€864k€809k▼
Amounts payable after more than one year17€27k€14k▼
Financial debts170/4€27k€14k▼
Amounts payable within one year42/48€837k€795k▼
Current portion of amounts payable after more than one year42€22k€13k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€22k€4k▼
Taxes450/3€22k€4k▼
Other amounts payable47/48€789k€777k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€5k€3k▼
Gross operating margin9900€-21k€4k▲
Operating profit (loss)9901€-40k€-11k▲
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€-45k€-14k▲
Income taxes67/77€186€285▲
Profit (loss) for the period9904€-45k€-14k▲
Profit (loss) for the period to be appropriated9905€-45k€-14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-123k€-137k▼
Profit (loss) brought forward from the previous period14P€-77k€-123k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €253k
Net result €253k after 2 loss-making years.
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
2020
31-12
Financial
Weakest financial yearnet €-194k
Net result drops to €-194k, the lowest in the series; recovery starts the following year.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Vieusart 221325 Chaumont-GistouxGround area
3,899 m²
Building footprint
222 m²
Parcel 25018A0095/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
I.H.P.
since 20032.121.687.136
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018A0095/00A000 | Wallonia | 3,899 m² | 1 · 222 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VALKA PROJECTS
BE 0744.958.218
Harelbeke · Eq €4,635
P. Properties
BE 0786.396.915
Harelbeke · Eq €4,603
Den Dijk
BE 0544.926.895
Heist-op-den-Berg · Eq €4,663
ADELAAR
BE 0883.935.066
Gent · Eq €4,579
ARGOT IMMO
BE 0847.530.966
Quaregnon · Eq €4,572
Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 2,131 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-06-1991
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.