I & G GOLD POINT
ActiveI & G GOLD POINT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €12k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-14
Solvency81▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.28 against 2.75 in 2024; short-term debt: 43.9% and cash: 1.6% of total assets), and 43.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.1%
Return on assets
9%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
158 d late
2023
99 d early
2022
35 d early
2021
97 d early
2020
46 d early
2019
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▲ 19.1%
2024 · €62k
2019: €48k
2020: €29k
2021: €36k
2022: €44k
2023: €48k
2024: €62k
2019 → 2025
Total assets
€131k▲ 35.1%
2024 · €97k
2019: €66k
2020: €87k
2021: €80k
2022: €73k
2023: €61k
2024: €97k
2019 → 2025
Net result
€12k▼ 16.2%
2024 · €14k
2019: €6k
2020: €-19k
2021: €7k
2022: €8k
2023: €3k
2024: €14k
2019 → 2025
Working capital
€74k▲ 19.1%
2024 · €62k
2019: €46k
2020: €27k
2021: €34k
2022: €43k
2023: €48k
2024: €62k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€44k▲ 22.5%€48k▲ 7.4%€62k▲ 29.5%€74k▲ 19.1%
Operating result€8k-€9k▲ 5.5%€4k▼ 51.0%€17k▲ 315%€16k▼ 10.7%
Net result€7k-€8k▲ 8.9%€3k▼ 59.7%€14k▲ 328%€12k▼ 16.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €131k
Equity
€74k▲ 19.1%
Debt
€58k▲ 63.2%
The debt ratio rises from 36.3% to 43.9%. Equity and debt are higher.
Key figures and ratios
Solvency
56.1%▼
2024 · 63.7%
Current ratio
2.28▼
2024 · 2.75
Quick ratio
1.54▼
2024 · 1.96
Debt / equity
0.78▲
2024 · 0.57
ROE
16.0%▼
2024 · 22.8%
ROA
9.0%▼
2024 · 14.5%
Debt
€58k▲
2024 · €35k
Debt ≤ 1 year
€58k▲
2024 · €35k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€97k€131k▲
Current assets29/58€97k€131k▲
Stocks and contracts in progress3€28k€42k▲
Stocks30/36€28k€42k▲
Amounts receivable within one year40/41€68k€86k▲
Trade receivables40€18k€38k▲
Other amounts receivable41€49k€49k▼
Cash at bank and in hand54/58€1k€2k▲
Deferred charges and accrued income490/1€195€232▲
Equity and liabilities
Total equity and liabilities10/49€97k€131k▲
Equity10/15€62k€74k▲
Contributions10/11€19k€19k=
Reserves13€43k€55k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€41k€55k▲
Amounts payable17/49€35k€58k▲
Amounts payable within one year42/48€35k€58k▲
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€29k€51k▲
Suppliers440/4€29k€51k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€3k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€4k€7k▲
Gross operating margin9900€21k€23k▲
Operating profit (loss)9901€17k€16k▼
Financial income75/76B€0€67▲
Recurring financial income75€0€67▲
Financial charges65/66B€-533€332▲
Recurring financial charges65€-533€332▲
Profit (loss) for the period before taxes9903€18k€15k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€14k€12k▼
Profit (loss) for the period to be appropriated9905€14k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€12k▼
Transfer to equity691/2€14k€12k▼
To other reserves6921€14k€12k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 158 days late
2024
30-06
Financial
Highest result since 2019net €14k ▲328%
Operating result €17k, net result €14k, both a record.
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €-19k ▼411%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
2019
19-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
04-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
12-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
08-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wim Saerensplein 12100 AntwerpenGround area
390 m²
Building footprint
221 m²
Volume, LiDAR
2,653 m³
Parcel 11342A0240/00N014, Flanders · tallest building 16.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Wim Saerensplein 1, 2100 Antwerpen
since 20052.150.163.762
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11342A0240/00N014 | Flanders | 390 m² | 1 · 221 m² | 16.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.150.163.762
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Of 10,527 companies in sector 47110 we hold annual accounts for 5,861. 4,673 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2003
Fiscal year end30-06
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.