I DRIVE 4 YOU

Active

Private limited companyfounded 20233 yrs activeDoelenstraat 30, 2440 Geel, BelgiumKBO/BCE: BE 0800.194.174

The computed 12-month bankruptcy probability of I DRIVE 4 YOU is 3.8% (moderate). The 2025 annual accounts show equity of €51k and a net result of €-13k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 30% of 4604 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

49 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability60▼-25

Solvency44▼-13

Growth52=

Track record94

Bankruptcy probability, 12 months

3.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity short (current ratio 0.75 against 1.35 in 2024; short-term debt: 29% and cash: 10.7% of total assets), and 81.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

18.9%

Return on assets

-4.7%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

17 d late

2024

29 d late

2023

23 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

23-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€51k▼ 20.0%

2024 · €64k

2023: €37k 2024: €64k

2023 → 2025

Total assets

€269k▲ 35.6%

2024 · €198k

2023: €163k 2024: €198k

2023 → 2025

Net result

€-13k

2024 · €26k

2023: €34k 2024: €26k

2023 → 2025

Working capital

€-19k

2024 · €19k

2023: €-874 2024: €19k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€37k-€64k▲ 70.2%€51k▼ 20.0%

Operating result€43k-€21k▼ 51.7%€-3k

Net result€34k-€26k▼ 23.7%€-13k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €3k after €21k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €269k

78.2%

21.8%

Fixed assets €210k▲ 67.2%

Current assets €59k▼ 19.1%

Equity and liabilities €269k

18.9%

81.1%

Equity €51k▼ 20.0%

Debt €218k▲ 61.9%

The debt ratio rises from 67.9% to 81.1%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€54k▼

2024 · €58k

Cash flow

€44k▼

2024 · €63k

Solvency

18.9%▼

2024 · 32.1%

Current ratio

0.75▼

2024 · 1.35

Quick ratio

0.75▼

2024 · 1.35

Debt / equity

4.28▲

2024 · 2.12

ROE

-25.0%▼

2024 · 41.2%

ROA

-4.7%▼

2024 · 13.2%

Interest coverage

5.62▼

2024 · 8.35

Debt

€218k▲

2024 · €135k

Debt ≤ 1 year

€78k▲

2024 · €54k

Debt > 1 year

€140k▲

2024 · €81k

Income taxes

€124▼

2024 · €6k

Staff costs

€36k▼

2024 · €39k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€198k€269k▲

Fixed assets21/28€126k€210k▲

Intangible fixed assets21€2k€2k▼

Tangible fixed assets22/27€123k€208k▲

Land and buildings22-€13k

Plant, machinery and equipment23€2k€22k▲

Furniture and vehicles24€122k€173k▲

Current assets29/58€72k€59k▼

Amounts receivable within one year40/41€25k€25k▼

Trade receivables40€17k€16k▼

Other amounts receivable41€9k€10k▲

Cash at bank and in hand54/58€43k€29k▼

Deferred charges and accrued income490/1€4k€5k▲

Equity and liabilities

Total equity and liabilities10/49€198k€269k▲

Equity10/15€64k€51k▼

Contributions10/11€3k€3k=

Reserves13€61k€48k▼

Distributable reserves133€61k€48k▼

Amounts payable17/49€135k€218k▲

Amounts payable after more than one year17€81k€140k▲

Financial debts170/4€81k€140k▲

Amounts payable within one year42/48€54k€78k▲

Current portion of amounts payable after more than one year42€33k€62k▲

Trade debts44€15k€9k▼

Suppliers440/4€15k€9k▼

Taxes, remuneration and social security45€6k€7k▲

Taxes450/3€6k€6k▲

Remuneration and social security454/9€484€537▲

Income statement Code20242025

Non-recurring operating income76A€6k€2k▼

Remuneration, social security and pensions62€39k€36k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€57k▲

Other operating charges640/8€6k€2k▼

Non-recurring operating charges66A-€6k

Gross operating margin9900€102k€98k▼

Operating profit (loss)9901€21k€-3k▼

Financial income75/76B€18k€25▼

Recurring financial income75€50€25▼

Non-recurring financial income76B€18k-

Financial charges65/66B€7k€10k▲

Recurring financial charges65€7k€10k▲

Profit (loss) for the period before taxes9903€32k€-13k▼

Income taxes67/77€6k€124▼

Profit (loss) for the period9904€26k€-13k▼

Profit (loss) for the period to be appropriated9905€26k€-13k▼

Appropriation of the result

Profit (loss) to be appropriated9906€26k€-13k▼

Transfer from equity791/2-€13k

Transfer to equity691/2€26k-

To other reserves6921€26k-

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

17-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 17 days late

2025

31-12

Financial Weakest financial yearnet €-13k ▼148%

Net result drops to €-13k, the lowest in the series.

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

23-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 23 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Geel · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Doelenstraat 302440 Geel

Ground area

303 m²

Building footprint

183 m²

Parcel 13008H0408/00X004, Flanders. Linked by address, not a title deed.

1 establishment unit

I DRIVE 4 YOU

Doelenstraat 30, 2440 GeelNon-scheduled passenger transport by road

since 20232.343.978.571

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13008H0408/00X004	Flanders	303 m²	1 · 183 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

MASSINISSA

BE 0457.843.562

Sint-Agatha-Berchem · Eq €51k

Sint-Jans-Molenbeek · Eq €51k

H.G.F.

BE 0444.533.083

Schaarbeek · Eq €51k

Of 6,686 companies in sector 49330 we hold annual accounts for 2,295. 1,875 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded30-03-2023

Fiscal year end31-12

Activities, NACEBEL

49320Taxi operation

49330On-demand passenger transport by chauffeured vehicle

52250Logistics services

52290Warehousing and support activities for transportation

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.