I.D. PHAR
ActiveI.D. PHAR has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.42M and a net result of €1.22M. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 57% of 7921 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €240k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 2.33 in 2024), and 49.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.7%
Return on assets
25.6%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
7 d early
2023
14 d early
2022
11 d early
2021
5 d late
2020
5 d early
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€9.87M
2018 · €0
2018: €0
2018 → 2023
EBIT margin
9.7%
Net result
€1.22M▲ 56.4%
2024 · €782k
2018: €300k
2019: €353k
2020: €235k
2021: €651k
2022: €689k
2023: €705k
2024: €782k
2018 → 2025
Working capital
€2.31M▲ 6.2%
2024 · €2.17M
2018: €413k
2019: €348k
2020: €570k
2021: €1.10M
2022: €1.52M
2023: €1.75M
2024: €2.17M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€9.87M
Equity€1.81M-€2.02M▲ 11.4%€2.24M▲ 11.2%€2.34M▲ 4.5%€2.42M▲ 3.3%
Operating result€813k-€952k▲ 17.1%€955k▲ 0.4%€1.06M▲ 11.1%€1.49M▲ 40.5%
Net result€651k-€689k▲ 5.8%€705k▲ 2.3%€782k▲ 10.9%€1.22M▲ 56.4%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 41% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.77M
Fixed assets
€639k▲ 52.9%
Current assets
€4.13M▲ 8.6%
Equity and liabilities €4.77M
Equity
€2.42M▲ 3.3%
Debt
€2.35M▲ 25.2%
The debt ratio rises from 44.5% to 49.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€1.63M▲
2024 · €1.24M
Cash flow
€1.37M▲
2024 · €958k
Solvency
50.7%▼
2024 · 55.5%
Current ratio
2.27▼
2024 · 2.33
Quick ratio
1.16▲
2024 · 1.13
Debt / equity
0.97▲
2024 · 0.80
ROE
50.6%▲
2024 · 33.4%
ROA
25.6%▲
2024 · 18.5%
Interest coverage
78.67▲
2024 · 65.21
Debt
€2.35M▲
2024 · €1.88M
Debt ≤ 1 year
€1.82M▲
2024 · €1.63M
Debt > 1 year
€332k▲
2024 · €0
Income taxes
€394k▲
2024 · €270k
Staff costs
€1.36M▲
2024 · €1.34M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.22M€4.77M▲
Fixed assets21/28€418k€639k▲
Intangible fixed assets21€38k€528k▲
Tangible fixed assets22/27€100k€110k▲
Plant, machinery and equipment23€26k€4k▼
Furniture and vehicles24€57k€90k▲
Other tangible fixed assets26€16k€16k▼
Financial fixed assets28€280k€0▼
Current assets29/58€3.80M€4.13M▲
Stocks and contracts in progress3€1.97M€2.01M▲
Stocks30/36€1.97M€2.01M▲
Amounts receivable within one year40/41€1.10M€1.13M▲
Trade receivables40€1.10M€1.11M▲
Other amounts receivable41€600€20k▲
Cash at bank and in hand54/58€703k€985k▲
Deferred charges and accrued income490/1€30k€0▼
Equity and liabilities
Total equity and liabilities10/49€4.22M€4.77M▲
Equity10/15€2.34M€2.42M▲
Contributions10/11€56k€56k=
Reserves13€2.29M€2.36M▲
Tax-exempt reserves132€1k€1k=
Distributable reserves133€2.28M€2.36M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.88M€2.35M▲
Amounts payable after more than one year17€0€332k▲
Financial debts170/4€0€332k▲
Amounts payable within one year42/48€1.63M€1.82M▲
Current portion of amounts payable after more than one year42€77k€108k▲
Trade debts44€1.25M€1.31M▲
Suppliers440/4€1.25M€1.31M▲
Taxes, remuneration and social security45€264k€352k▲
Taxes450/3€65k€115k▲
Remuneration and social security454/9€199k€236k▲
Other amounts payable47/48€40k€56k▲
Accrued charges and deferred income492/3€249k€197k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.34M€1.36M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€176k€143k▼
Other operating charges640/8€8k€8k▲
Non-recurring operating charges66A€39k€0▼
Gross operating margin9900€2.63M€3.00M▲
Operating profit (loss)9901€1.06M€1.49M▲
Financial income75/76B€9k€145k▲
Recurring financial income75€9k€145k▲
Financial charges65/66B€19k€21k▲
Recurring financial charges65€19k€21k▲
Profit (loss) for the period before taxes9903€1.05M€1.62M▲
Income taxes67/77€270k€394k▲
Profit (loss) for the period9904€782k€1.22M▲
Profit (loss) for the period to be appropriated9905€782k€1.22M▲
Appropriation of the result
Profit (loss) to be appropriated9906€782k€1.22M▲
Transfer from equity791/2€680k€1.15M▲
Transfer to equity691/2€782k€1.22M▲
To the legal reserve6920€0-
To other reserves6921€782k€1.22M▲
Profit to be distributed694/7€680k€1.15M▲
Return on contributions (dividend)694€680k€1.15M▲
Social balance
Average headcount (FTE)908717.517.8▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
31-12
Financial
Highest result since 2018net €1.22M ▲56.4%
Operating result €1.49M, net result €1.22M, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €2MEq €2.02M ▲11.4%
5 profitable years in a row build equity to €2.02M.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 5 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €235k ▼33.4%
Net result drops to €235k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €1MEq €1.16M ▲25.4%
3 profitable years in a row build equity to €1.16M.
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 4 days late
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Atomveldstraat(De) 89450 HaaltertGround area
2.9 ha
Building footprint
5,337 m²
Volume, LiDAR
67,743 m³
Parcel 41010B0736/00E000, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
I.D. PHAR
since 19962.065.726.450
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41010B0736/00E000 | Flanders | 2.9 ha | 1 · 5,337 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 5 entries · 7,056 EUR awarded · 7,056 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 697 EUR |
| 2023 | 2 | 4,950 EUR | 4,253 EUR |
| 2022 | 2 | 2,106 EUR | 2,106 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHaaltert2.065.726.450
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Of 1,413 companies in sector 46389 we hold annual accounts for 843. 358 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-1994
Fiscal year end31-12
Activities, NACEBEL
46389Wholesale of other food products
51384
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.