I-Cons
ActiveSummary
I-Cons has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €370k and a net result of €66k. Equity is growing by ~28.1% per year across the filed fiscal years. Its solvency ranks better than 62% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-1
Solvency93▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.96 against 7.41 in 2024; short-term debt: 18.7% and cash: 7% of total assets), and 32.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.7%
Return on assets
12%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
18 d early
2024
14 d early
2023
15 d early
2022
24 d early
2021
16 d early
2020
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€370k▲ 21.6%
2024 · €304k
2020: €92k
2021: €126k
2022: €179k
2023: €243k
2024: €304k
2020 → 2025
Total assets
€546k▲ 17.7%
2024 · €464k
2020: €159k
2021: €261k
2022: €302k
2023: €363k
2024: €464k
2020 → 2025
Net result
€66k▲ 7.8%
2024 · €61k
2020: €91k
2021: €34k
2022: €52k
2023: €64k
2024: €61k
2020 → 2025
Working capital
€302k▼ 4.2%
2024 · €316k
2020: €47k
2021: €68k
2022: €73k
2023: €167k
2024: €316k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€126k-€179k▲ 41.4%€243k▲ 36.1%€304k▲ 25.0%€370k▲ 21.6%
Operating result€47k-€75k▲ 58.2%€97k▲ 29.8%€92k▼ 5.4%€99k▲ 7.7%
Net result€34k-€52k▲ 53.9%€64k▲ 23.2%€61k▼ 5.7%€66k▲ 7.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €546k
Fixed assets
€142k ▲ 43.5%
Current assets
€404k ▲ 10.8%
Equity and liabilities €546k
Equity
€370k ▲ 21.6%
Debt
€176k ▲ 10.4%
Debt's share of the balance-sheet total falls from 34.5% to 32.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€128k▲
2024 · €125k
Cash flow
€95k▲
2024 · €94k
Current ratio
3.96▼
2024 · 7.41
Debt to equity
0.48▼
2024 · 0.53
ROE
17.7%▼
2024 · 20.0%
ROA
12.0%▼
2024 · 13.1%
Interest coverage
139.24▲
2024 · 71.89
Debt ≤ 1 year
€102k▲
2024 · €49k
Debt > 1 year
€15k▼
2024 · €30k
Income taxes
€33k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€464k€546k▲
Fixed assets21/28€99k€142k▲
Tangible fixed assets22/27€99k€142k▲
Plant, machinery and equipment23€5k€12k▲
Furniture and vehicles24€49k€90k▲
Leasing and similar rights25€42k€39k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€365k€404k▲
Amounts receivable within one year40/41€19k€36k▲
Trade receivables40€19k€25k▲
Other amounts receivable41-€11k
Current investments50/53€309k€328k▲
Cash at bank and in hand54/58€36k€38k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€464k€546k▲
Equity10/15€304k€370k▲
Contributions10/11€2k€2k=
Reserves13€302k€368k▲
Distributable reserves133€302k€368k▲
Amounts payable17/49€160k€176k▲
Amounts payable after more than one year17€30k€15k▼
Financial debts170/4€30k€15k▼
Amounts payable within one year42/48€49k€102k▲
Current portion of amounts payable after more than one year42€13k€15k▲
Trade debts44€1k€67k▲
Suppliers440/4€1k€67k▲
Taxes, remuneration and social security45€33k€20k▼
Taxes450/3€33k€20k▼
Other amounts payable47/48€2k€24▼
Accrued charges and deferred income492/3€80k€59k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€29k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€127k€130k▲
Operating profit (loss)9901€92k€99k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€921▼
Recurring financial charges65€2k€921▼
Profit (loss) for the period before taxes9903€90k€98k▲
Income taxes67/77€29k€33k▲
Profit (loss) for the period9904€61k€66k▲
Profit (loss) for the period to be appropriated9905€61k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€66k▲
Transfer to equity691/2€61k€66k▲
To other reserves6921€61k€66k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
09-07
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
09-07
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2024
31-12
Financial
Liquidity doublescurrent ratio 7.41
Current ratio from 3.62 to 7.41; short-term debt falls from €64k to €49k.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €243k ▲36.1%
4 profitable years in a row build equity to €243k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €179k ▲41.4%
3 profitable years in a row build equity to €179k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €34k ▼62.5%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €126k ▲36.8%
2 profitable years in a row build equity to €126k.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Damstraat 399180 LokerenGround area
318 m²
Building footprint
142 m²
Volume, LiDAR
954 m³
Parcel 44045H0974/00G000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
I-Cons
since 20192.291.063.586
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44045H0974/00G000 | Flanders | 318 m² | 1 · 142 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
2 board mandatesBoard mandates of this companythis company sits on their board2
72 locations
11 locations
Recognitions · licences · registrations
Legal Entity Identifier
8945001ZG2G063KW3W23
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 36,856 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
77110Renting and leasing of cars and light motor vehicles
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.