I-Care Colman
ActiveSummary
I-Care Colman has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138k and a net result of €136k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 33% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency66▼-34
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 8.53 in 2024; short-term debt: 58.7% and cash: 78.8% of total assets), and 58.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.3%
Return on assets
40.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
50 d early
2024
27 d early
2023
19 d late
2022
32 d early
2021
34 d early
2020
9 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€138k▼ 55.1%
2024 · €308k
2020: €85k
2021: €190k
2022: €224k
2023: €296k
2024: €308k
2020 → 2025
Total assets
€335k▼ 3.3%
2024 · €346k
2020: €159k
2021: €277k
2022: €264k
2023: €326k
2024: €346k
2020 → 2025
Net result
€136k▲ 44.9%
2024 · €94k
2020: €83k
2021: €105k
2022: €34k
2023: €72k
2024: €94k
2020 → 2025
Working capital
€87k▼ 69.9%
2024 · €290k
2020: €63k
2021: €174k
2022: €202k
2023: €275k
2024: €290k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€190k-€224k▲ 18.1%€296k▲ 32.1%€308k▲ 3.9%€138k▼ 55.1%
Operating result€140k-€49k▼ 65.2%€94k▲ 94.1%€125k▲ 32.2%€182k▲ 46.1%
Net result€105k-€34k▼ 67.4%€72k▲ 110%€94k▲ 30.5%€136k▲ 44.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 46% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €335k
Fixed assets
€51k ▲ 179%
Current assets
€284k ▼ 13.5%
Equity and liabilities €335k
Equity
€138k ▼ 55.1%
Debt
€197k ▲ 411%
Debt's share of the balance-sheet total rises from 11.1% to 58.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€190k▲
2024 · €131k
Cash flow
€144k▲
2024 · €100k
Current ratio
1.44▼
2024 · 8.53
Debt to equity
1.42▲
2024 · 0.12
ROE
98.6%▲
2024 · 30.6%
ROA
40.7%▲
2024 · 27.2%
Interest coverage
37.70▼
2024 · 47.99
Debt ≤ 1 year
€197k▲
2024 · €38k
Income taxes
€41k▲
2024 · €29k
Staff costs
€142k▲
2024 · €135k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€346k€335k▼
Fixed assets21/28€18k€51k▲
Intangible fixed assets21€5k€3k▼
Tangible fixed assets22/27€14k€48k▲
Land and buildings22€10k€46k▲
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€335-
Current assets29/58€328k€284k▼
Amounts receivable within one year40/41€18k€13k▼
Trade receivables40-€1k
Other amounts receivable41€18k€12k▼
Cash at bank and in hand54/58€306k€264k▼
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€346k€335k▼
Equity10/15€308k€138k▼
Contributions10/11€2k€2k=
Reserves13€306k€136k▼
Distributable reserves133€306k€136k▼
Amounts payable17/49€38k€197k▲
Amounts payable within one year42/48€38k€197k▲
Trade debts44€10k€16k▲
Suppliers440/4€10k€16k▲
Taxes, remuneration and social security45€28k€31k▲
Taxes450/3-€6k
Remuneration and social security454/9€28k€25k▼
Other amounts payable47/48-€149k
Income statement
Code20242025
Non-recurring operating income76A-€7k
Remuneration, social security and pensions62€135k€142k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€16k€22k▲
Gross operating margin9900€282k€355k▲
Operating profit (loss)9901€125k€182k▲
Financial income75/76B€559€85▼
Recurring financial income75€559€85▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€123k€177k▲
Income taxes67/77€29k€41k▲
Profit (loss) for the period9904€94k€136k▲
Profit (loss) for the period to be appropriated9905€94k€136k▲
Appropriation of the result
Profit (loss) to be appropriated9906€94k€136k▲
Transfer from equity791/2€83k€306k▲
Transfer to equity691/2€94k€136k▲
To other reserves6921€94k€136k▲
Profit to be distributed694/7€83k€306k▲
Return on contributions (dividend)694€83k€306k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €136k ▲44.9%
Operating result €182k, net result €136k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €34k ▼67.4%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 6.24
Current ratio from 3.00 to 6.24; short-term debt falls from €87k to €39k.
31-12
Financial
Equity above €200kEq €224k ▲18.1%
3 profitable years in a row build equity to €224k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €190k ▲125%
2 profitable years in a row build equity to €190k.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herzele · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Otterkant 179551 HerzeleGround area
1,261 m²
Building footprint
250 m²
Volume, LiDAR
1,326 m³
Parcel 41058B0429/00H000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
I-Care Colman
since 20202.313.495.134
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41058B0429/00H000 | Flanders | 1,260 m² | 1 · 250 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 660 EUR awarded · 741 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 630 EUR | 630 EUR |
| 2023 | 1 | 0 EUR | 81 EUR |
| 2022 | 1 | 30 EUR | 30 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 5,984 companies in sector 86940 we hold annual accounts for 1,808. 1,473 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.