I.B. Projects
ActiveI.B. Projects has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.04M and a net result of €155k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 58% of 9135 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-1
Solvency66▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.44 in 2024; short-term debt: 44.4% and cash: 23.9% of total assets), but 59% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41%
Return on assets
6.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
36 d early
2023
12 d early
2022
31 d early
2021
31 d early
2020
29 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.04M▲ 17.4%
2024 · €888k
2018: €321k
2019: €346k
2020: €439k
2021: €442k
2022: €606k
2023: €741k
2024: €888k
2018 → 2025
Total assets
€2.55M▲ 13.8%
2024 · €2.24M
2018: €1.02M
2019: €1.42M
2020: €1.05M
2021: €1.38M
2022: €1.55M
2023: €2.05M
2024: €2.24M
2018 → 2025
Net result
€155k▲ 4.7%
2024 · €148k
2018: €177k
2019: €105k
2020: €93k
2021: €98k
2022: €465k
2023: €135k
2024: €148k
2018 → 2025
Working capital
€593k▲ 45.7%
2024 · €407k
2018: €303k
2019: €318k
2020: €288k
2021: €197k
2022: €220k
2023: €278k
2024: €407k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€442k-€606k▲ 37.3%€741k▲ 22.2%€888k▲ 19.9%€1.04M▲ 17.4%
Operating result€123k-€529k▲ 331%€186k▼ 64.9%€230k▲ 24.0%€238k▲ 3.3%
Net result€98k-€465k▲ 375%€135k▼ 71.0%€148k▲ 9.7%€155k▲ 4.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.55M
Fixed assets
€823k▼ 9.0%
Current assets
€1.72M▲ 29.2%
Equity and liabilities €2.55M
Equity
€1.04M▲ 17.4%
Debt
€1.50M▲ 11.4%
The debt ratio falls from 60.3% to 59.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€349k▲
2024 · €334k
Cash flow
€266k▲
2024 · €251k
Solvency
41.0%▲
2024 · 39.7%
Current ratio
1.52▲
2024 · 1.44
Quick ratio
1.52▲
2024 · 1.44
Debt / equity
1.44▼
2024 · 1.52
ROE
14.8%▼
2024 · 16.6%
ROA
6.1%▼
2024 · 6.6%
Interest coverage
9.33▲
2024 · 8.49
Debt
€1.50M▲
2024 · €1.35M
Debt ≤ 1 year
€1.13M▲
2024 · €926k
Debt > 1 year
€353k▼
2024 · €415k
Income taxes
€56k▲
2024 · €52k
Staff costs
€1.23M▲
2024 · €975k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.24M€2.55M▲
Fixed assets21/28€905k€823k▼
Tangible fixed assets22/27€905k€823k▼
Land and buildings22€609k€575k▼
Plant, machinery and equipment23€218k€191k▼
Furniture and vehicles24€19k€18k▼
Leasing and similar rights25€59k€39k▼
Current assets29/58€1.33M€1.72M▲
Amounts receivable within one year40/41€1.26M€1.10M▼
Trade receivables40€1.22M€1.03M▼
Other amounts receivable41€39k€63k▲
Cash at bank and in hand54/58€53k€608k▲
Deferred charges and accrued income490/1€21k€19k▼
Equity and liabilities
Total equity and liabilities10/49€2.24M€2.55M▲
Equity10/15€888k€1.04M▲
Contributions10/11€313k€313k=
Reserves13€575k€730k▲
Distributable reserves133€575k€730k▲
Amounts payable17/49€1.35M€1.50M▲
Amounts payable after more than one year17€415k€353k▼
Financial debts170/4€415k€353k▼
Amounts payable within one year42/48€926k€1.13M▲
Current portion of amounts payable after more than one year42€66k€63k▼
Financial debts43€24k€20k▼
Credit institutions430/8€24k€20k▼
Trade debts44€585k€857k▲
Suppliers440/4€585k€857k▲
Taxes, remuneration and social security45€50k€90k▲
Taxes450/3€6k€46k▲
Remuneration and social security454/9€44k€44k▲
Other amounts payable47/48€200k€100k▼
Accrued charges and deferred income492/3€8k€20k▲
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Remuneration, social security and pensions62€975k€1.23M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€103k€111k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€6k€6k▲
Non-recurring operating charges66A€265€0▼
Gross operating margin9900€1.31M€1.58M▲
Operating profit (loss)9901€230k€238k▲
Financial income75/76B€8k€10k▲
Recurring financial income75€8k€10k▲
Financial charges65/66B€39k€37k▼
Recurring financial charges65€39k€37k▼
Profit (loss) for the period before taxes9903€199k€210k▲
Income taxes67/77€52k€56k▲
Profit (loss) for the period9904€148k€155k▲
Profit (loss) for the period to be appropriated9905€148k€155k▲
Appropriation of the result
Profit (loss) to be appropriated9906€148k€155k▲
Transfer to equity691/2€148k€155k▲
To other reserves6921€148k€155k▲
Social balance
Average headcount (FTE)908716.318.9▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €1MEq €1.04M ▲17.4%
8 profitable years in a row build equity to €1.04M.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €465k ▲375%
Operating result €529k, net result €465k, both a record.
31-12
Financial
Equity above €500kEq €606k ▲37.3%
5 profitable years in a row build equity to €606k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €93k ▼11.4%
Net result drops to €93k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudeweg 413950 BocholtGround area
2,350 m²
Building footprint
495 m²
Volume, LiDAR
4,435 m³
Parcel 72003A1366/00L000, Flanders · tallest building 16.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
I.B.-Projects
since 20162.250.420.784
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003A1366/00L000 | Flanders | 2,350 m² | 1 · 495 m² | 16.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 4,436 EUR awarded · 4,208 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 440 EUR | 212 EUR |
| 2024 | 1 | 231 EUR | 231 EUR |
| 2023 | 1 | 135 EUR | 135 EUR |
| 2022 | 1 | 3,630 EUR | 3,630 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
4 categoriesI.B. Projects BV41167
Dual-learning approval
4 endedSimilar companies · same sector, comparable size
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Oostende · Eq €1.04M
COLOR PROJECTS
BE 0632.905.501
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BAUNV
BE 0664.772.177
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TORO CONSULT
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Middelkerke · Eq €1.04M
Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 3,864 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2016
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
43120Site preparation
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.