HVS MOTORS
ActiveHVS MOTORS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €917k and a net result of €142k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 93% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 8.64 against 7.4 in 2024; short-term debt: 11.2% and cash: 36.6% of total assets), and 11.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.8%
Return on assets
13.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-04-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
13 d early
2023
6 d early
2022
6 d early
2021
30 d early
2020
29 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€917k▲ 18.3%
2024 · €775k
2018: €514k
2019: €579k
2020: €658k
2021: €471k
2022: €544k
2023: €662k
2024: €775k
2018 → 2025
Total assets
€1.03M▲ 16.0%
2024 · €889k
2018: €672k
2019: €739k
2020: €779k
2021: €791k
2022: €640k
2023: €772k
2024: €889k
2018 → 2025
Net result
€142k▲ 25.9%
2024 · €113k
2018: €61k
2019: €65k
2020: €79k
2021: €64k
2022: €74k
2023: €118k
2024: €113k
2018 → 2025
Working capital
€880k▲ 20.2%
2024 · €732k
2018: €438k
2019: €515k
2020: €589k
2021: €403k
2022: €487k
2023: €617k
2024: €732k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€471k-€544k▲ 15.6%€662k▲ 21.6%€775k▲ 17.0%€917k▲ 18.3%
Operating result€85k-€122k▲ 43.8%€156k▲ 27.8%€152k▼ 2.0%€167k▲ 9.8%
Net result€64k-€74k▲ 14.4%€118k▲ 60.0%€113k▼ 4.3%€142k▲ 25.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.03M
Fixed assets
€36k▼ 15.4%
Current assets
€995k▲ 17.6%
Equity and liabilities €1.03M
Equity
€917k▲ 18.3%
Debt
€115k▲ 0.3%
The debt ratio falls from 12.9% to 11.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€174k▲
2024 · €163k
Cash flow
€149k▲
2024 · €123k
Solvency
88.8%▲
2024 · 87.1%
Current ratio
8.64▲
2024 · 7.40
Quick ratio
8.29▲
2024 · 6.86
Debt / equity
0.13▼
2024 · 0.15
ROE
15.5%▲
2024 · 14.6%
ROA
13.8%▲
2024 · 12.7%
Interest coverage
425.49▲
2024 · 144.69
Debt
€115k▲
2024 · €115k
Debt ≤ 1 year
€115k▲
2024 · €114k
Income taxes
€60k▲
2024 · €46k
Staff costs
€112k▲
2024 · €104k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€889k€1.03M▲
Fixed assets21/28€43k€36k▼
Tangible fixed assets22/27€43k€36k▼
Land and buildings22€37k€32k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€847k€995k▲
Stocks and contracts in progress3€62k€40k▼
Stocks30/36€62k€40k▼
Amounts receivable within one year40/41€29k€21k▼
Trade receivables40€28k€21k▼
Other amounts receivable41€2k€388▼
Current investments50/53€393k€552k▲
Cash at bank and in hand54/58€360k€378k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€889k€1.03M▲
Equity10/15€775k€917k▲
Contributions10/11€62k€62k=
Reserves13€713k€855k▲
Distributable reserves133€713k€855k▲
Amounts payable17/49€115k€115k▲
Amounts payable within one year42/48€114k€115k▲
Trade debts44€67k€55k▼
Suppliers440/4€67k€55k▼
Taxes, remuneration and social security45€34k€40k▲
Taxes450/3€23k€25k▲
Remuneration and social security454/9€11k€15k▲
Other amounts payable47/48€13k€20k▲
Accrued charges and deferred income492/3€383-
Income statement
Code20242025
Remuneration, social security and pensions62€104k€112k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€7k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€270k€289k▲
Operating profit (loss)9901€152k€167k▲
Financial income75/76B€8k€35k▲
Recurring financial income75€8k€35k▲
Non-recurring financial income76B€154-
Financial charges65/66B€1k€409▼
Recurring financial charges65€1k€409▼
Profit (loss) for the period before taxes9903€159k€202k▲
Income taxes67/77€46k€60k▲
Profit (loss) for the period9904€113k€142k▲
Profit (loss) for the period to be appropriated9905€113k€142k▲
Appropriation of the result
Profit (loss) to be appropriated9906€113k€142k▲
Transfer to equity691/2€113k€142k▲
To other reserves6921€113k€142k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €142k ▲25.9%
Operating result €167k, net result €142k, both a record.
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity triplescurrent ratio 6.06
Current ratio from 2.26 to 6.06; short-term debt falls from €320k to €96k.
30-09
Financial
Equity above €500kEq €544k ▲15.6%
5 profitable years in a row build equity to €544k.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huldenberg · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Keistraat(NEE) 83040 HuldenbergGround area
3,343 m²
Building footprint
930 m²
Volume, LiDAR
3,886 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wolfshaegen 159, 3040 Huldenberg
since 20012.101.200.241
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24075D0233/00A005 | Flanders | 1,901 m² | 1 · 153 m² | 7.3 m · 2 fl. |
| 24075D0195/00K002 | Flanders | 1,442 m² | 1 · 777 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0428.743.364
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GARAGE CASSELMAN
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GSC
BE 0465.169.141
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Garage Ferdinand Geudens
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Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 3,034 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2000
Fiscal year end30-09
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
47820Retail sale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.