HUPA
ActiveThe computed 12-month bankruptcy probability of HUPA is 2.0% (moderate). The 2025 annual accounts show equity of €12k and a net result of €9k. Its solvency ranks better than 21% of 10289 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability79
Solvency36
Growth-
Track record67
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.12; short-term debt: 85.7% and cash: 32.2% of total assets), and 89.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.8%
Return on assets
8.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 10289 sector peers (2025).
NBB · sector comparisonPosition among 10289 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€12k
Total assets
€108k
Net result
€9k
Working capital
€11k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €108k
Fixed assets
€5k
Current assets
€103k
Equity and liabilities €108k
Equity
€12k
Debt
€96k
Debt finances 89.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€15k
Cash flow
€10k
Solvency
10.8%
Current ratio
1.12
Quick ratio
0.39
Debt / equity
8.29
ROE
78.5%
ROA
8.4%
Interest coverage
14.32
Debt
€96k
Debt ≤ 1 year
€92k
Debt > 1 year
€4k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€108k
Fixed assets21/28€5k
Tangible fixed assets22/27€5k
Land and buildings22€1k
Plant, machinery and equipment23€568
Furniture and vehicles24€3k
Current assets29/58€103k
Stocks and contracts in progress3€67k
Stocks30/36€67k
Amounts receivable within one year40/41€1k
Other amounts receivable41€1k
Cash at bank and in hand54/58€35k
Deferred charges and accrued income490/1€374
Equity and liabilities
Total equity and liabilities10/49€108k
Equity10/15€12k
Contributions10/11€3k
Outside capital11€3k
Other1109/19€3k
Profit (loss) carried forward14€9k
Amounts payable17/49€96k
Amounts payable after more than one year17€4k
Financial debts170/4€4k
Amounts payable within one year42/48€92k
Current portion of amounts payable after more than one year42€7k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€13k
Taxes450/3€13k
Other amounts payable47/48€71k
Income statement
Code2025
Goods, raw materials, services and sundry goods60/61€312k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€619
Other operating charges640/8€1k
Gross operating margin9900€16k
Operating profit (loss)9901€14k
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€13k
Income taxes67/77€4k
Profit (loss) for the period9904€9k
Profit (loss) for the period to be appropriated9905€9k
Appropriation of the result
Profit (loss) to be appropriated9906€9k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 172520 RanstGround area
50 m²
Building footprint
40 m²
Volume, LiDAR
248 m³
Parcel 11010C0162/00F000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HUPA
since 20242.360.226.764
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11010C0162/00F000 | Flanders | 50 m² | 1 · 40 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DISTRICTSON
BE 0444.826.063
Braine-l'Alleud · Eq €11k
OR-FEE
BE 0819.958.717
Jette · Eq €11k
KENZA GOLD
BE 0783.293.410
Sint-Jans-Molenbeek · Eq €12k
LTH LIMITED
BE 0837.273.316
Elsene · Eq €11k
Joya Agency
BE 1001.265.078
Brecht · Eq €11k
Of 1,394 companies in sector 47784 we hold annual accounts for 427. 244 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2024
Fiscal year end31-12
Activities, NACEBEL
47784Retail sale of souvenirs and religious articles
47786Retail trade
47770Retail sale of watches and jewellery
47789Other retail sale of new goods
47890Retail trade
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.