HUMMUS
ActiveSummary
HUMMUS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €430k and a net result of €-25k. Equity is growing by ~33.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability66▼-16
Solvency64▼-8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.64 against 5.97 in 2024; short-term debt: 14.4% and cash: 19.4% of total assets), but 60.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
29 d early
2024
31 d early
2023
13 d early
2022
25 d early
2021
23 d early
2020
59 d late
2019
42 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€430k▼ 18.8%
2024 · €530k
2018: €62klowest in 8 years
2019: €137k▲ +122% vs 2018
2020: €159k▲ +16.2% vs 2019
2021: €233k▲ +46.4% vs 2020
2022: €360k▲ +54.6% vs 2021
2023: €464k▲ +28.8% vs 2022
2024: €530k▲ +14.3% vs 2023highest in 8 years
2025: €430k▼ -18.8% vs 2024
2018 → 2025
Total assets
€1.09M▼ 3.8%
2024 · €1.13M
2018: €101klowest in 8 years
2019: €190k▲ +88.8% vs 2018
2020: €673k▲ +255% vs 2019
2021: €986k▲ +46.4% vs 2020
2022: €1.12M▲ +13.6% vs 2021
2023: €1.23M▲ +9.7% vs 2022highest in 8 years
2024: €1.13M▼ -7.6% vs 2023
2025: €1.09M▼ -3.8% vs 2024
2018 → 2025
Net result
€-25k
2024 · €119k
2018: €56k
2019: €75k▲ +35.4% vs 2018
2020: €22k▼ -70.5% vs 2019
2021: €74k▲ +233% vs 2020
2022: €127k▲ +72.1% vs 2021highest in 8 years
2023: €92k▼ -28.0% vs 2022
2024: €119k▲ +30.5% vs 2023
2025: €-25k▼ -121% vs 2024lowest in 8 years
2018 → 2025
Working capital
€258k▼ 22.4%
2024 · €333k
2018: €73klowest in 8 years
2019: €160k▲ +119% vs 2018
2020: €208k▲ +30.0% vs 2019
2021: €124k▼ -40.3% vs 2020
2022: €251k▲ +102% vs 2021
2023: €356k▲ +41.9% vs 2022highest in 8 years
2024: €333k▼ -6.6% vs 2023
2025: €258k▼ -22.4% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€233k-€360k▲ 54.6%€464k▲ 28.8%€530k▲ 14.3%€430k▼ 18.8%
2021: €233klowest in 5 years
2022: €360k▲ +54.6% vs 2021
2023: €464k▲ +28.8% vs 2022
2024: €530k▲ +14.3% vs 2023highest in 5 years
2025: €430k▼ -18.8% vs 2024
Operating result€114k-€187k▲ 63.7%€136k▼ 27.5%€177k▲ 30.6%€-19k
2021: €114k
2022: €187k▲ +63.7% vs 2021highest in 5 years
2023: €136k▼ -27.5% vs 2022
2024: €177k▲ +30.6% vs 2023
2025: €-19k▼ -111% vs 2024lowest in 5 years
Net result€74k-€127k▲ 72.1%€92k▼ 28.0%€119k▲ 30.5%€-25k
2021: €74k
2022: €127k▲ +72.1% vs 2021highest in 5 years
2023: €92k▼ -28.0% vs 2022
2024: €119k▲ +30.5% vs 2023
2025: €-25k▼ -121% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €19k after €177k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€677k ▼ 7.9%
Current assets
€415k ▲ 3.9%
Equity and liabilities €1.09M
Equity
€430k ▼ 18.8%
Debt
€662k ▲ 9.4%
Debt's share of the balance-sheet total rises from 53.3% to 60.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€42k▼
2024 · €240k
Cash flow
€37k▼
2024 · €183k
Current ratio
2.64▼
2024 · 5.97
Quick ratio
2.59▼
2024 · 5.83
Debt to equity
1.54▲
2024 · 1.14
ROE
-5.7%▼
2024 · 22.5%
ROA
-2.2%▼
2024 · 10.5%
Interest coverage
6.28▼
2024 · 37.41
Debt ≤ 1 year
€157k▲
2024 · €67k
Debt > 1 year
€505k▼
2024 · €538k
Staff costs
€114k▲
2024 · €101k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.09M▼
Fixed assets21/28€735k€677k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€721k€663k▼
Land and buildings22€6k€6k=
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€43k€27k▼
Leasing and similar rights25-€1k
Other tangible fixed assets26€663k€623k▼
Financial fixed assets28€12k€12k=
Current assets29/58€400k€415k▲
Stocks and contracts in progress3€10k€9k▼
Stocks30/36€10k€9k▼
Amounts receivable within one year40/41€88k€87k▼
Trade receivables40€61k€10k▼
Other amounts receivable41€27k€77k▲
Current investments50/53€100k€97k▼
Cash at bank and in hand54/58€198k€211k▲
Deferred charges and accrued income490/1€5k€11k▲
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.09M▼
Equity10/15€530k€430k▼
Contributions10/11€19k€19k=
Reserves13€511k€436k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€56€56=
Distributable reserves133€509k€434k▼
Profit (loss) carried forward14-€-25k
Amounts payable17/49€605k€662k▲
Amounts payable after more than one year17€538k€505k▼
Financial debts170/4€538k€505k▼
Amounts payable within one year42/48€67k€157k▲
Current portion of amounts payable after more than one year42€36k€36k▲
Trade debts44-€19k
Suppliers440/4-€19k
Taxes, remuneration and social security45€31k€30k▼
Taxes450/3€19k€18k▼
Remuneration and social security454/9€12k€12k▲
Other amounts payable47/48-€72k
Income statement
Code20242025
Remuneration, social security and pensions62€101k€114k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€61k▼
Other operating charges640/8€9k€10k▲
Gross operating margin9900€350k€166k▼
Operating profit (loss)9901€177k€-19k▼
Financial income75/76B€28€1k▲
Recurring financial income75€28€1k▲
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€171k€-25k▼
Income taxes67/77€51k-
Profit (loss) for the period9904€119k€-25k▼
Profit (loss) for the period to be appropriated9905€119k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€173k€-25k▼
Profit (loss) brought forward from the previous period14P€53k-
Transfer from equity791/2-€75k
Transfer to equity691/2€119k-
To other reserves6921€119k-
Profit to be distributed694/7€53k€75k▲
Return on contributions (dividend)694€53k€75k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €29k | €11k | €57k | €101k | €114k | ▲ 13.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15k | €54k | €57k | €63k | €61k | ▼ 2.6% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €15k | €-15k | - | - | - | - |
| Other operating charges640/8 | €11k | €17k | €9k | €9k | €10k | ▲ 6.2% |
| Non-recurring operating charges66A | - | €402 | €15k | - | - | - |
| Gross operating margin9900 | €184k | €254k | €274k | €350k | €166k | ▼ 52.5% |
| Operating profit (loss)9901 | €114k | €187k | €136k | €177k | €-19k | ▼ 111% |
| Financial income75/76B | €28 | €826 | - | €28 | €1k | ▲ 4,254% |
| Recurring financial income75 | €28 | €826 | - | €28 | €1k | ▲ 4,254% |
| Financial charges65/66B | €12k | €7k | €5k | €6k | €7k | ▲ 5.1% |
| Recurring financial charges65 | €12k | €7k | €5k | €6k | €7k | ▲ 5.1% |
| Profit (loss) for the period before taxes9903 | €103k | €181k | €130k | €171k | €-25k | ▼ 114% |
| Income taxes67/77 | €29k | €54k | €39k | €51k | - | - |
| Profit (loss) for the period9904 | €74k | €127k | €92k | €119k | €-25k | ▼ 121% |
| Profit (loss) for the period to be appropriated9905 | €74k | €127k | €92k | €119k | €-25k | ▼ 121% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €986k | €1.12M | €1.23M | €1.13M | €1.09M | ▼ 3.8% |
| Fixed assets21/28 | €774k | €801k | €787k | €735k | €677k | ▼ 7.9% |
| Intangible fixed assets21 | - | - | - | €2k | €1k | ▼ 38.7% |
| Tangible fixed assets22/27 | €762k | €789k | €775k | €721k | €663k | ▼ 8.0% |
| Land and buildings22 | €6k | €6k | €6k | €6k | €6k | = |
| Plant, machinery and equipment23 | €8k | €18k | €13k | €9k | €6k | ▼ 26.1% |
| Furniture and vehicles24 | €51k | €40k | €61k | €43k | €27k | ▼ 38.7% |
| Leasing and similar rights25 | - | - | - | - | €1k | - |
| Other tangible fixed assets26 | €697k | €725k | €695k | €663k | €623k | ▼ 6.0% |
| Financial fixed assets28 | €12k | €12k | €12k | €12k | €12k | = |
| Current assets29/58 | €212k | €318k | €441k | €400k | €415k | ▲ 3.9% |
| Stocks and contracts in progress3 | €7k | €6k | €8k | €10k | €9k | ▼ 10.2% |
| Stocks30/36 | €7k | €6k | €8k | €10k | €9k | ▼ 10.2% |
| Amounts receivable within one year40/41 | €84k | €47k | €73k | €88k | €87k | ▼ 0.2% |
| Trade receivables40 | €61k | €45k | €69k | €61k | €10k | ▼ 82.7% |
| Other amounts receivable41 | €24k | €2k | €4k | €27k | €77k | ▲ 186% |
| Current investments50/53 | - | - | - | €100k | €97k | ▼ 2.3% |
| Cash at bank and in hand54/58 | €120k | €263k | €356k | €198k | €211k | ▲ 6.6% |
| Deferred charges and accrued income490/1 | - | €2k | €5k | €5k | €11k | ▲ 129% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €986k | €1.12M | €1.23M | €1.13M | €1.09M | ▼ 3.8% |
| Equity10/15 | €233k | €360k | €464k | €530k | €430k | ▼ 18.8% |
| Contributions10/11 | €7k | €7k | €19k | €19k | €19k | = |
| Reserves13 | €173k | €300k | €392k | €511k | €436k | ▼ 14.7% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | €56 | €56 | €56 | €56 | €56 | = |
| Distributable reserves133 | €171k | €298k | €390k | €509k | €434k | ▼ 14.8% |
| Profit (loss) carried forward14 | €53k | €53k | €53k | - | €-25k | - |
| Provisions and deferred taxes16 | €15k | - | - | - | - | - |
| Provisions for liabilities and charges160/5 | €15k | - | - | - | - | - |
| Other liabilities and charges164/5 | €15k | - | - | - | - | - |
| Amounts payable17/49 | €738k | €760k | €765k | €605k | €662k | ▲ 9.4% |
| Amounts payable after more than one year17 | €604k | €604k | €571k | €538k | €505k | ▼ 6.2% |
| Financial debts170/4 | €604k | €604k | €571k | €538k | €505k | ▼ 6.2% |
| Amounts payable within one year42/48 | €87k | €67k | €85k | €67k | €157k | ▲ 135% |
| Current portion of amounts payable after more than one year42 | €32k | €33k | €33k | €36k | €36k | ▲ 0.8% |
| Trade debts44 | €24k | €17k | €20k | - | €19k | - |
| Suppliers440/4 | €24k | €17k | €20k | - | €19k | - |
| Taxes, remuneration and social security45 | €31k | €18k | €32k | €31k | €30k | ▼ 3.4% |
| Taxes450/3 | €26k | €18k | €31k | €19k | €18k | ▼ 6.2% |
| Remuneration and social security454/9 | €5k | - | €692 | €12k | €12k | ▲ 1.0% |
| Other amounts payable47/48 | - | - | - | - | €72k | - |
| Accrued charges and deferred income492/3 | €46k | €89k | €109k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €74k | €127k | €92k | €119k | €-25k | ▼ 121% |
| + Depreciation and write-downs630 | €15k | €54k | €57k | €63k | €61k | ▼ 2.6% |
| Operating cash flow (approximation) | €89k | €181k | €149k | €183k | €37k | ▼ 79.8% |
| Investment in fixed assets (approximation) | - | €-81k | €-44k | €-11k | €-3k | ▲ 71.4% |
| Change in cash | - | €143k | €93k | €-158k | €13k | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €530k ▲14.3%
7 profitable years in a row build equity to €530k.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €127k ▲72.1%
Operating result €187k, net result €127k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €233k ▲46.4%
4 profitable years in a row build equity to €233k.
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
31-12
Financial
Equity above €150kEq €159k ▲16.2%
3 profitable years in a row build equity to €159k.
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
Show earlier events
2019
31-12
Financial
Liquidity triplescurrent ratio 13.76
Current ratio from 4.53 to 13.76; short-term debt falls from €21k to €13k.
31-12
Financial
Equity above €100kEq €137k ▲122%
2 profitable years in a row build equity to €137k.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2017
Ground area
235 m²
Building footprint
169 m²
Volume, LiDAR
1,811 m³
Parcel 12403D0081/00B002, Flanders · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Goesthing
since 20172.281.595.297
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403D0081/00B002 | Flanders | 235 m² | 1 · 169 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 188 EUR awarded · 188 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 110 EUR | 110 EUR |
| 2024 | 1 | 78 EUR | 78 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 35,829 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-04-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
85599Other education
85510Sports and recreation education
85593Socio-cultural adult education
96999Other personal services
Contact
Scores and ratios are computed by Checked and are not a credit decision.