HUMANITYCD
ActiveSummary
HUMANITYCD has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency74▲+19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.37 against 2.05 in 2024; short-term debt: 41.7% and cash: 0% of total assets), but 51.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.6%
Return on assets
20.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
on the day
2022
26 d late
2021
9 d late
2020
on the day
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 70.7%
2024 · €31k
2018: €-40k
2019: €-21k
2020: €-8k
2021: €-5k
2022: €-5k
2023: €-4k
2024: €31k
2018 → 2025
Total assets
€110k▲ 7.1%
2024 · €103k
2018: €47k
2019: €61k
2020: €64k
2021: €64k
2022: €67k
2023: €70k
2024: €103k
2018 → 2025
Net result
€22k▼ 37.9%
2024 · €36k
2018: €221
2019: €19k
2020: €13k
2021: €3k
2022: €224
2023: €280
2024: €36k
2018 → 2025
Working capital
€63k▲ 21.2%
2024 · €52k
2018: €-10k
2019: €10k
2020: €23k
2021: €27k
2022: €13k
2023: €13k
2024: €52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€-5k▲ 4.7%€-4k▲ 6.1%€31k€53k▲ 70.7%
Operating result€6k-€-6k€4k€44k▲ 897%€27k▼ 39.1%
Net result€3k-€224▼ 93.1%€280▲ 25.2%€36k▲ 12,576%€22k▼ 37.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110k
Fixed assets
€1k ▼ 14.2%
Current assets
€108k ▲ 7.4%
Equity and liabilities €110k
Equity
€53k ▲ 70.7%
Debt
€56k ▼ 20.8%
Debt's share of the balance-sheet total falls from 69.5% to 51.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▼
2024 · €44k
Cash flow
€23k▼
2024 · €36k
Current ratio
2.37▲
2024 · 2.05
Quick ratio
2.35▲
2024 · 2.03
Debt to equity
1.06▼
2024 · 2.28
ROE
41.4%▼
2024 · 113.7%
ROA
20.1%▼
2024 · 34.7%
Interest coverage
8.59▲
2024 · 7.83
Debt ≤ 1 year
€46k▼
2024 · €49k
Debt > 1 year
€5k▼
2024 · €9k
Income taxes
€6k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€103k€110k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24-€383
Other tangible fixed assets26€2k€966▼
Financial fixed assets28€50€50=
Current assets29/58€101k€108k▲
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Amounts receivable within one year40/41€100k€107k▲
Trade receivables40€700€3k▲
Other amounts receivable41€99k€105k▲
Current investments50/53€14-
Cash at bank and in hand54/58-€24
Deferred charges and accrued income490/1€313€71▼
Equity and liabilities
Total equity and liabilities10/49€103k€110k▲
Equity10/15€31k€53k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€11k€33k▲
Amounts payable17/49€71k€56k▼
Amounts payable after more than one year17€9k€5k▼
Financial debts170/4€9k€5k▼
Amounts payable within one year42/48€49k€46k▼
Financial debts43€16k€27k▲
Credit institutions430/8€2k€12k▲
Other loans439€14k€15k▲
Trade debts44€3k€834▼
Suppliers440/4€3k€834▼
Advances received on contracts in progress46€17k€5k▼
Taxes, remuneration and social security45€13k€13k▼
Taxes450/3€13k€13k▼
Accrued charges and deferred income492/3€13k€6k▼
Income statement
Code20242025
Non-recurring operating income76A€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€614€621▲
Other operating charges640/8€1k€545▼
Gross operating margin9900€46k€28k▼
Operating profit (loss)9901€44k€27k▼
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Profit (loss) for the period before taxes9903€41k€28k▼
Income taxes67/77€6k€6k▲
Profit (loss) for the period9904€36k€22k▼
Profit (loss) for the period to be appropriated9905€36k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€33k▲
Profit (loss) brought forward from the previous period14P€-25k€11k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €36k ▲12,576%
Operating result €44k, net result €36k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1996
Ground area
190 m²
Building footprint
70 m²
Volume, LiDAR
581 m³
Parcel 11051C0243/00E002, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Human Info/Caringteam/Indusvest/ArchitectDNA/Itprovision/Humanitysoftware
since 19962.076.775.344
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051C0243/00E002 | Flanders | 190 m² | 1 · 70 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MSL ICT
BE 0717.896.703
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INFORIM
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FIREMIND CONSULTING
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,742. 1,359 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-1996
Fiscal year end30-09
Activities, NACEBEL 2025
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.