HUIS VANDECRUYS
ActiveSummary
HUIS VANDECRUYS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €258k and a net result of €-34k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 23% of 462 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+43
Solvency44▼-13
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.91 against 0.91 in 2024; short-term debt: 50.7% and cash: 18.8% of total assets), and 80.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-34k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 462 sector peers (2025).
NBB · sector comparisonPosition among 462 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
20 d early
2023
21 d late
2022
39 d early
2021
80 d early
2020
59 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€258k▼ 11.7%
2024 · €292k
2018: €176k
2019: €166k
2020: €249k
2021: €367k
2022: €374k
2023: €413k
2024: €292k
2018 → 2025
Total assets
€1.34M▲ 45.2%
2024 · €921k
2018: €695k
2019: €666k
2020: €729k
2021: €886k
2022: €996k
2023: €1.06M
2024: €921k
2018 → 2025
Net result
€-34k▲ 71.9%
2024 · €-121k
2018: €6k
2019: €-11k
2020: €83k
2021: €118k
2022: €6k
2023: €40k
2024: €-121k
2018 → 2025
Working capital
€-64k▼ 13.1%
2024 · €-56k
2018: €82k
2019: €69k
2020: €116k
2021: €92k
2022: €84k
2023: €101k
2024: €-56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€367k-€374k▲ 1.7%€413k▲ 10.6%€292k▼ 29.4%€258k▼ 11.7%
Operating result€118k-€6k▼ 94.6%€29k▲ 363%€-127k€-31k▲ 76.0%
Net result€118k-€6k▼ 94.6%€40k▲ 517%€-121k€-34k▲ 71.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31k in 2025 against €127k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.34M
Fixed assets
€723k ▲ 108%
Current assets
€614k ▲ 7.2%
Equity and liabilities €1.34M
Equity
€258k ▼ 11.7%
Debt
€1.08M ▲ 71.6%
Debt's share of the balance-sheet total rises from 68.3% to 80.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€29k▲
2024 · €-66k
Cash flow
€25k▲
2024 · €-61k
Current ratio
0.91▼
2024 · 0.91
Debt to equity
4.19▲
2024 · 2.16
ROE
-13.2%▲
2024 · -41.6%
ROA
-2.5%▲
2024 · -13.2%
Interest coverage
3.58▲
2024 · -186.62
Debt ≤ 1 year
€678k▲
2024 · €630k
Debt > 1 year
€402k
Staff costs
€3.07M▲
2024 · €2.98M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€921k€1.34M▲
Fixed assets21/28€348k€723k▲
Tangible fixed assets22/27€348k€343k▼
Plant, machinery and equipment23€321k€321k▼
Furniture and vehicles24€27k-
Leasing and similar rights25-€23k
Financial fixed assets28-€380k
Current assets29/58€573k€614k▲
Amounts receivable within one year40/41€246k€253k▲
Trade receivables40€245k€251k▲
Other amounts receivable41€2k€1k▼
Current investments50/53€270k€110k▼
Cash at bank and in hand54/58€57k€252k▲
Equity and liabilities
Total equity and liabilities10/49€921k€1.34M▲
Equity10/15€292k€258k▼
Contributions10/11€239k€239k=
Reserves13€24k€24k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€29k€-6k▼
Amounts payable17/49€630k€1.08M▲
Amounts payable after more than one year17-€402k
Financial debts170/4-€402k
Amounts payable within one year42/48€630k€678k▲
Trade debts44-€53k
Suppliers440/4-€53k
Taxes, remuneration and social security45€527k€513k▼
Taxes450/3€36k€28k▼
Remuneration and social security454/9€490k€485k▼
Other amounts payable47/48€103k€112k▲
Income statement
Code20242025
Remuneration, social security and pensions62€2.98M€3.07M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€59k▼
Other operating charges640/8€8k€3k▼
Gross operating margin9900€2.92M€3.10M▲
Operating profit (loss)9901€-127k€-31k▲
Financial income75/76B€6k€4k▼
Recurring financial income75€6k€4k▼
Financial charges65/66B€355€8k▲
Recurring financial charges65€355€8k▲
Profit (loss) for the period before taxes9903€-121k€-34k▲
Profit (loss) for the period9904€-121k€-34k▲
Profit (loss) for the period to be appropriated9905€-121k€-34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€-6k▼
Profit (loss) brought forward from the previous period14P€150k€29k▼
Social balance
Average headcount (FTE)908751.951.8▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-121k ▼407%
Net result drops to €-121k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 21 days late
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €118k ▲42.6%
Operating result €118k, net result €118k, both a record.
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €83k
Net result €83k after one loss-making year.
31-12
Financial
Equity above €200kEq €249k ▲50.2%
Equity rises from €166k to €249k.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
15-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lakborslei 2312100 AntwerpenGround area
1,533 m²
Building footprint
1,304 m²
Parcel 11343A0599/00G029, Flanders. Linked by address, not a title deed.
1 establishment unit
HUIS VANDECRUYS
since 19942.069.226.368
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11343A0599/00G029 | Flanders | 1,532 m² | 1 · 1,304 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 14 entries · 2,432,834 EUR awarded · 2,432,834 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 2,200,053 EUR | 2,200,053 EUR |
| 2024 | 1 | 41,289 EUR | 56,409 EUR |
| 2023 | 5 | 97,571 EUR | 82,451 EUR |
| 2022 | 6 | 93,921 EUR | 93,921 EUR |
Schemes
Erkenning en financiering/subsidiëring van woonzorgcentra
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Vlaams opleidingsverlof (VOV)
Relance budget 45 - Inzetten op kwaliteit en 'good governance' van WZC & vooruitschuif nieuw beleid
Aanwervingsincentive voor langdurig werkzoekenden (AWI) - Stopgezet
Show 3 more
Stagebonus (stopgezet)
Premie kwalificerend werkplekleren
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.069.226.368
Care and welfare
1 serviceHuis Vandecruys
Dual-learning approval
3 live approvals · 3 endedAssistentie in wonen, zorg en welzijn duaal (so)
Basiszorg en ondersteuning duaal (so)
Verzorgende/Zorgkundige duaal (so)
Show 3 ended approvals
Verzorgende/zorgkundige (so)
Verzorgende/Zorgkundige duaal (so)
Verzorgende/zorgkundige (so)
Similar companies · same sector, comparable size
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LES SORBIERS
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Eghezée · Eq €252,266
LE BIEN ETRE
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Courcelles · Eq €250,000
Résidence Les Quatre Saisons
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Remicourt · Eq €265,629
Of 601 companies in sector 87301 we hold annual accounts for 493. 294 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-1994
Fiscal year end31-12
Activities, NACEBEL 2025
87301Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.