HUBAU RITA
ActiveHUBAU RITA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €221k and a net result of €40k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 30% of 16459 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+1
Solvency63▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.3 against 0.62 in 2024; short-term debt: 25% and cash: 6.8% of total assets), and 62.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.7%
Return on assets
6.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
30 d early
2023
43 d early
2022
47 d early
2021
52 d early
2020
38 d early
2019
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€221k▼ 6.2%
2024 · €236k
2018: €150k
2019: €169k
2020: €207k
2021: €202k
2022: €194k
2023: €208k
2024: €236k
2018 → 2025
Total assets
€587k▲ 12.6%
2024 · €521k
2018: €404k
2019: €642k
2020: €678k
2021: €631k
2022: €578k
2023: €534k
2024: €521k
2018 → 2025
Net result
€40k▲ 40.3%
2024 · €28k
2018: €65k
2019: €20k
2020: €37k
2021: €35k
2022: €19k
2023: €22k
2024: €28k
2018 → 2025
Working capital
€-102k▼ 330%
2024 · €-24k
2018: €-44k
2019: €-63k
2020: €-29k
2021: €-61k
2022: €-66k
2023: €-49k
2024: €-24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€202k-€194k▼ 3.7%€208k▲ 6.9%€236k▲ 13.6%€221k▼ 6.2%
Operating result€60k-€38k▼ 37.3%€41k▲ 9.6%€50k▲ 22.4%€65k▲ 29.1%
Net result€35k-€19k▼ 46.7%€22k▲ 17.5%€28k▲ 29.3%€40k▲ 40.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €587k
Fixed assets
€542k▲ 12.4%
Current assets
€45k▲ 14.8%
Equity and liabilities €587k
Equity
€221k▼ 6.2%
Debt
€366k▲ 28.2%
The debt ratio rises from 54.7% to 62.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€117k▲
2024 · €99k
Cash flow
€91k▲
2024 · €77k
Solvency
37.7%▼
2024 · 45.3%
Current ratio
0.30▼
2024 · 0.62
Quick ratio
0.30▼
2024 · 0.62
Debt / equity
1.65▲
2024 · 1.21
ROE
17.9%▲
2024 · 11.9%
ROA
6.7%▲
2024 · 5.4%
Interest coverage
12.41▼
2024 · 14.97
Debt
€366k▲
2024 · €285k
Debt ≤ 1 year
€147k▲
2024 · €63k
Debt > 1 year
€217k▼
2024 · €222k
Income taxes
€16k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€521k€587k▲
Fixed assets21/28€482k€542k▲
Tangible fixed assets22/27€482k€542k▲
Land and buildings22€478k€491k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€1k€49k▲
Current assets29/58€39k€45k▲
Cash at bank and in hand54/58€36k€40k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€521k€587k▲
Equity10/15€236k€221k▼
Contributions10/11€6k€6k=
Reserves13€230k€215k▼
Tax-exempt reserves132€19k€19k=
Distributable reserves133€211k€196k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€285k€366k▲
Amounts payable after more than one year17€222k€217k▼
Financial debts170/4€222k€217k▼
Amounts payable within one year42/48€63k€147k▲
Current portion of amounts payable after more than one year42€41k€54k▲
Financial debts43€4k€4k=
Credit institutions430/8€4k€4k=
Trade debts44€4k€18k▲
Suppliers440/4€4k€18k▲
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€8k€9k▲
Other amounts payable47/48€6k€63k▲
Accrued charges and deferred income492/3€656€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€52k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€102k€120k▲
Operating profit (loss)9901€50k€65k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Profit (loss) for the period before taxes9903€44k€56k▲
Income taxes67/77€16k€16k▲
Profit (loss) for the period9904€28k€40k▲
Profit (loss) for the period to be appropriated9905€28k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€40k▲
Transfer from equity791/2€0€54k▲
Transfer to equity691/2€28k€40k▲
To other reserves6921€28k€40k▲
Profit to be distributed694/7€0€54k▲
Return on contributions (dividend)694€0€54k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €200kEq €208k ▲6.9%
6 profitable years in a row build equity to €208k.
14-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €19k ▼46.7%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
09-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €200kEq €207k ▲22.1%
3 profitable years in a row build equity to €207k.
20-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €150kEq €169k ▲13.2%
2 profitable years in a row build equity to €169k.
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Comines-Warneton · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Provencewegeltje(KOM) 57780 Comines-WarnetonGround area
3,939 m²
Building footprint
184 m²
Volume, LiDAR
1,925 m³
Parcel 54002C0943/00K000, Wallonia · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
HUBAU RITA
since 20092.179.979.186
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54002C0943/00K000 | Wallonia | 3,938 m² | 1 · 184 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,984 companies in sector 86940 we hold annual accounts for 1,809. 1,332 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-07-2009
Fiscal year end30-09
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.