HUART
ActiveSummary
The computed 12-month bankruptcy probability of HUART is 1.7% (moderate). The annual accounts of HUART for fiscal year 2025 show a net loss of 71% of the equity at the start of that year. The 2025 annual accounts show equity of €1k and a net result of €-3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 1638 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-39
Solvency29▼-4
Growth64▼-16
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.15 against 0.94 in 2024; short-term debt: 24% and cash: 9.1% of total assets), and 96.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.9%
Return on assets
-9.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 1638 sector peers (2025).
NBB · sector comparisonPosition among 1638 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
15 d early
2024
3 d early
2023
13 d early
2022
10 d early
2021
18 d early
2020
51 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€59k▲ 17.3%
2024 · €50k
2023: €43k
2024: €50k
2023 → 2025
EBIT margin
-4.5%▼ 34.5pp
2024 · 30.0%
2023: -1.8%
2024: 30.0%
2023 → 2025
Net result
€-3k
2024 · €12k
2020: €286
2021: €-8k
2022: €13
2023: €-1k
2024: €12k
2020 → 2025
Working capital
€994
2024 · €-873
2020: €486
2021: €-10k
2022: €-11k
2023: €-12k
2024: €-873
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€43k€50k▲ 15.8%€59k▲ 17.3%
Equity€-7k-€-7k▲ 0.2%€-8k▼ 14.4%€4k€1k▼ 70.9%
Operating result€-7k-€452€-784€15k€-3k
Net result€-8k-€13€-1k€12k€-3k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €15k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€20k ▼ 33.3%
Current assets
€8k ▼ 49.0%
Equity and liabilities €28k
Equity
€1k ▼ 70.9%
Provisions
€3k ▼ 25.0%
Debt
€24k ▼ 36.7%
Debt's share of the balance-sheet total rises from 83.4% to 85.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7k▼
2024 · €25k
Cash flow
€7k▼
2024 · €22k
Current ratio
1.15▲
2024 · 0.94
Debt to equity
22.07▲
2024 · 10.14
ROE
-244.0%▼
2024 · 323.8%
ROA
-9.5%▼
2024 · 26.7%
Interest coverage
8.05▼
2024 · 25.80
Debt ≤ 1 year
€7k▼
2024 · €16k
Debt > 1 year
€17k▼
2024 · €22k
Staff costs
€0▼
2024 · €666
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€45k€28k▼
Fixed assets21/28€30k€20k▼
Tangible fixed assets22/27€30k€20k▼
Furniture and vehicles24€30k€20k▼
Current assets29/58€15k€8k▼
Amounts receivable within one year40/41€11k€5k▼
Trade receivables40€5k€5k=
Other amounts receivable41€6k€50▼
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€45k€28k▼
Equity10/15€4k€1k▼
Contributions10/11€200€200=
Reserves13€11k€8k▼
Non-distributable reserves130/1€20-
Reserves not available under the articles1311€20-
Tax-exempt reserves132€11k€8k▼
Distributable reserves133-€20
Profit (loss) carried forward14€-8k€-8k▲
Provisions and deferred taxes16€4k€3k▼
Deferred taxes168€4k€3k▼
Amounts payable17/49€38k€24k▼
Amounts payable after more than one year17€22k€17k▼
Financial debts170/4€22k€17k▼
Amounts payable within one year42/48€16k€7k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€5k€3k▼
Remuneration and social security454/9€913€2k▲
Other amounts payable47/48€9k€146▼
Income statement
Code20242025
Turnover70€50k€59k▲
Non-recurring operating income76A€20k€600▼
Goods, raw materials, services and sundry goods60/61€44k€51k▲
Remuneration, social security and pensions62€666€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Gross operating margin9900€26k€7k▼
Operating profit (loss)9901€15k€-3k▼
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€970€916▼
Recurring financial charges65€970€916▼
Profit (loss) for the period before taxes9903€16k€-4k▼
Transfer from deferred taxes780€942€942=
Transfer to deferred taxes680€5k-
Profit (loss) for the period9904€12k€-3k▼
Transfer from tax-exempt reserves789€3k€3k=
Transfer to tax-exempt reserves689€14k-
Profit (loss) for the period to be appropriated9905€715€193▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-8k▲
Profit (loss) brought forward from the previous period14P€-9k€-8k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
21-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €13
Net result €13 after one loss-making year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-8k ▼2808%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Griffon 197090 Braine-le-ComteGround area
2,205 m²
Building footprint
115 m²
Parcel 55016B0531/00E004, Wallonia. Linked by address, not a title deed.
1 establishment unit
Avenue du Griffon 19, 7090 Braine-le-Comte
since 20192.291.315.786
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55016B0531/00E004 | Wallonia | 2,205 m² | 1 · 115 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 877 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.