Active BE 0779.808.140Private limited companyOpen bankruptcy

HTMRMS

· 4 yrs active

Conclusion Checked

A bankruptcy procedure is open for HTMRMS according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €148k and a net result of €145k.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€148k
Net result	€145k
Active	4 yrs
Board	1

Snowflake analysis 4 of 5 axes measured · computed by Checked

54 / 100

Mixed profile: strong on solvency, weaker on stability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 41

Profitability 74

Solvency 100

Growth -

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High riskRegister: open bankruptcy

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.

Components

· Open bankruptcy (+50)

Trust signals 2 signals

Register: open bankruptcy

The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2023 · computed

41 / 100 Weak

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 26-03-2024 with the NBB · fiscal year 2023 · micro

Highlight YoY changes (±10%)

Fiscal year	2023
Deposit	micro
Revenue	€1.80M
EBITDA	€201k
Net profit	€145k
Cash flow	€163k
Staff costs	€55k
Income taxes	€35k
Dividends	-
Total assets	€163k
Equity	€148k
Debt	€15k
of which ≤ 1y	€15k
of which > 1y	-
Working capital	€76k
Employees (FTE)	-

Ratios (computed)

	2023
Current ratio	5.93
Quick ratio	4.83
Working capital ratio	46.7%
Solvency	90.5%
Debt / equity	0.10
Long-term debt ratio	-
Interest coverage	61.90
Gross margin	14.4%
Net margin	8.1%
ROA	88.7%
ROE	98.0%
EBITDA margin	11.2%
Days sales outstanding	12d
Days payable outstanding	4d
Inventory turnover	90.57
Days inventory (DSI)	4d

Balance-sheet composition 2023

Assets

Fixed assets €72k · 43.9% Current assets €92k · 56.1%

Equity & liabilities

Equity €148k · 90.5% Debt €15k · 9.5%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€163k
Fixed assets	21/28	€72k
Tangible fixed assets	22/27	€72k
Current assets	29/58	€92k
Stocks & contracts in progress	3	€17k
Amounts receivable within one year	40/41	€61k
Cash & bank	54/58	€14k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€163k
Equity	10/15	€148k
Contributions / capital	10/11	€3k
Accumulated profits (losses)	14	€145k
Amounts payable	17/49	€15k
Amounts payable within one year	42/48	€15k
Trade debts payable within one year	44	€15k
Income statement
Turnover	70	€1.80M
Gross operating margin	9900	€260k
Operating result	9901	€183k
Financial income	75	€45
Financial charges	65	€3k
Result before taxes	9903	€180k
Income taxes	67/77	€35k
Net result for the period	9904	€145k
Result to be appropriated	9905	€145k

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

ZANDARIN Adeline
Director
State Gazette act 23148402 (22-11-2023)

Current
10-04-2023 → present

Former directors (1)

Idrissi Mouhssine
Director
State Gazette act 23148402 (22-11-2023)

Former
- → 10-04-2023

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	IWEIN MOORKENS MECHELSESTEENWEG 271 8.1, 2018 ANTWERPEN 1 ↔ Also on 85 other cases	27-03-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	06-01-2022
Status	Active
Postal code	-
First BS signal	02-04-2025
Latest BS signal	02-04-2025

Company structure, linked entities1 linked entities

Mandates

↔ 1 of these mandate-holders are active on other cases, click any red card to open that KBO.

Establishment units 1 location

HTMRMS

Carnotstraat 106, 2060 AntwerpenAmbachtelijke vervaardiging van brood en van vers banketbakkerswerk

since 20222.325.973.688

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11811L3838/00N000	Flanders	261 m²	1 · 261 m²	22.5 m · 6 fl.
11808H1043/00G000	Flanders	169 m²	1 · 169 m²	17.9 m · 4 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

02-04-2025

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · HTMRMS BV BRUSSEL- STRAAT 51, 2018 ANTWERPEN 1 · event 27-03-2025

2024

26-03-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

22-11-2023

State Gazette act Capital & shares

Lifecycle & Insolvency Signals 1 events

02-04-2025

Bankruptcy Opening

Date: 27-03-2025 · Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · HTMRMS BV BRUSSEL- STRAAT 51, 2018 ANTWERPEN 1 · Publications in State Gazette ↗

Time machine, BS events + macro context 2021, 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023-2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgisch Staatsblad, acts 1 acts

Capital history · 1

22-11-2023

Capital change

All acts · 1 updated 2 years ago

2023

22-11-2023 All shares are now held by a single shareholder Capital & shares

Original publication ↗

Technical details

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  "notary": {
    "name": null,
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  },
  "act_meta": {
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    "pub_date": null,
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    "act_kind_objet": "Onderwerp akte:"
  },
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    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-04-10"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
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    "name_full": "HTMRMS",
    "legal_form": "BV",
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  },
  "publication_proxy": {
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  },
  "co_filed_documents": [],
  "shareholders_after": [
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      "role": "aandeelhouder",
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    }
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Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameNL

HTMRMS

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.