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HSL MCA

Active
Private limited company·Activiteiten van holdings· 2 yrs active
Rue de la Motte 23 ·7061 Soignies, Belgium
KBO/BCE: BE 1001.577.260
Watch Print / PDF
Belgian State Gazette acts: 0 of 1 read
Age2 yrs
Real estate1 parcel · 949 m²

Summary

Conclusion

the dossier summarised in one paragraph

HSL MCA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-17k) and a net result of €22k. Its solvency ranks better than 5% of 231 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 231 sector peers (2025).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-09-2025 30-04-2026 23-04-2026 7 d early 2026-00087330
30-09-2024 30-04-2025 17-04-2025 13 d early 2025-00073008

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

Equity€-17k+55.9%
Net result€22k
Total assets€1.57M+0.8%
Solvency-1.1%+1.4pp

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 23-04-2026 with the NBB · fiscal year 2025 · volledig
€-50k€0€50k€100kOperating result 2024: €-12k€-12kNet result 2024: €-42k€-42kOperating result 2025: €80k€80kNet result 2025: €22k€22k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency -1.1% 53.5%
better than 5% of 231 sector peers
Net result €22k €62k
better than 38% of 231 sector peers
Equity €-17k €4.01M
better than 5% of 231 sector peers
Gross operating margin €93k €51k
better than 66% of 106 sector peers
Employees (FTE) 0.0 3.0
better than 10% of 59 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€22k
- 24-25
Total assets
€1.57M
+0.8% 24-25
Equity
€-17k
+55.9% 24-25
Employees (FTE)
0
- 24-25
Income taxes
€203
+43.7% 24-25
Debt
€1.59M
-0.5% 24-25
Debt ≤ 1y
€254k
+100.1% 24-25
Debt > 1y
€1.27M
-12.3% 24-25
Show 3 other metrics
Solvency
-1.1%
+56.2% 24-25
ROE
-126.7%
- 24-25
ROA
1.4%
- 24-25
Figures by fiscal year
Fiscal year2025
Depositvolledig
Revenuen/a
EBITDAn/a
Net profit€22k
Cash flown/a
Staff costs-
Income taxes€203
Dividends-
Total assets€1.57M
Equity€-17k
Debt€1.59M
of which ≤ 1y€254k
of which > 1y€1.27M
Working capitaln/a
Employees (FTE)0.0
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency-1.1%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA1.4%
ROE-126.7%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1.57M
Fixed assets 21/28€1.53M
Tangible fixed assets 22/27€27k
Financial fixed assets 28€1.50M
Current assets 29/58€44k
Amounts receivable within one year 40/41€18k
Cash & bank 54/58€26k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.57M
Equity 10/15€-17k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-20k
Amounts payable 17/49€1.59M
Amounts payable after one year 17€1.27M
Amounts payable within one year 42/48€254k
Trade debts payable within one year 44€691
Income statement
Gross operating margin 9900€93k
Operating result 9901€80k
Financial charges 65€59k
Result before taxes 9903€22k
Income taxes 67/77€203
Net result for the period 9904€22k
Result to be appropriated 9905€22k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
3 companies at this address See who is registered here

Establishment units

1 location
HSL MCA
Rue de la Motte 23, 7061 SoigniesHoldings
since 20232.354.042.124
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area949 m²
Buildings1
Building footprint167 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55044D0296/00K000 Wallonia 949 m² 1 · 167 m² -
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health-Profitability0Solvency33Growth78Stability82
48 / 100

Mixed profile: strong on stability, weaker on profitability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 0
Solvency 33
Growth 78
Stability 82

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,579 of the 24,684 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameFR HSL MCA
Registered office
Rue de la Motte 23
7061 Soignies, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.