HOVERTONE
ActiveHOVERTONE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €176k and a net result of €-249k. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 25% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency32▼-12
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.43 against 1.31 in 2024), and 83.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.9%
Return on assets
-23.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
22 d early
2023
44 d early
2022
24 d early
2021
27 d early
2020
30 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€176k▼ 57.1%
2024 · €410k
2018: €75k
2019: €76k
2020: €116k
2021: €128k
2022: €261k
2023: €350k
2024: €410k
2018 → 2025
Total assets
€1.04M▼ 36.7%
2024 · €1.65M
2018: €140k
2019: €116k
2020: €214k
2021: €207k
2022: €440k
2023: €1.00M
2024: €1.65M
2018 → 2025
Net result
€-249k
2024 · €186k
2018: €35k
2019: €1k
2020: €40k
2021: €12k
2022: €133k
2023: €124k
2024: €186k
2018 → 2025
Working capital
€237k▼ 29.8%
2024 · €337k
2018: €58k
2019: €65k
2020: €174k
2021: €115k
2022: €239k
2023: €463k
2024: €337k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€128k-€261k▲ 104%€350k▲ 34.1%€410k▲ 17.1%€176k▼ 57.1%
Operating result€19k-€177k▲ 826%€151k▼ 14.7%€186k▲ 23.6%€-268k
Net result€12k-€133k▲ 1,018%€124k▼ 6.6%€186k▲ 49.7%€-249k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €268k after €186k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€252k▲ 18.8%
Current assets
€790k▼ 44.9%
Equity and liabilities €1.04M
Equity
€176k▼ 57.1%
Debt
€866k▼ 29.9%
The debt ratio rises from 75.1% to 83.1%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-178k▼
2024 · €252k
Cash flow
€-159k▼
2024 · €251k
Solvency
16.9%▼
2024 · 24.9%
Current ratio
1.43▲
2024 · 1.31
Quick ratio
1.43▲
2024 · 1.31
Debt / equity
4.93▲
2024 · 3.02
ROE
-141.3%▼
2024 · 45.3%
ROA
-23.8%▼
2024 · 11.3%
Interest coverage
-22.51▼
2024 · 43.08
Debt
€866k▼
2024 · €1.24M
Debt ≤ 1 year
€553k▼
2024 · €1.10M
Debt > 1 year
€303k▲
2024 · €140k
Income taxes
€82▼
2024 · €16k
Staff costs
€567k▼
2024 · €631k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.65M€1.04M▼
Fixed assets21/28€212k€252k▲
Intangible fixed assets21€181k€210k▲
Tangible fixed assets22/27€28k€39k▲
Plant, machinery and equipment23€26k€18k▼
Furniture and vehicles24€2k€722▼
Assets under construction and advance payments27-€21k
Financial fixed assets28€3k€3k=
Current assets29/58€1.43M€790k▼
Amounts receivable within one year40/41€925k€546k▼
Trade receivables40€772k€416k▼
Other amounts receivable41€154k€129k▼
Cash at bank and in hand54/58€487k€198k▼
Deferred charges and accrued income490/1€21k€47k▲
Equity and liabilities
Total equity and liabilities10/49€1.65M€1.04M▼
Equity10/15€410k€176k▼
Contributions10/11€19k€19k=
Reserves13€325k€75k▼
Distributable reserves133€325k€75k▼
Profit (loss) carried forward14€209€2k▲
Investment grants15€66k€81k▲
Amounts payable17/49€1.24M€866k▼
Amounts payable after more than one year17€140k€303k▲
Financial debts170/4€48k€169k▲
Other amounts payable178/9€92k€135k▲
Amounts payable within one year42/48€1.10M€553k▼
Current portion of amounts payable after more than one year42€2k€9k▲
Financial debts43€7k€5k▼
Credit institutions430/8€7k€5k▼
Trade debts44€528k€310k▼
Suppliers440/4€528k€310k▼
Advances received on contracts in progress46€138k€0▼
Taxes, remuneration and social security45€82k€66k▼
Taxes450/3€8k€14k▲
Remuneration and social security454/9€74k€52k▼
Other amounts payable47/48€340k€163k▼
Accrued charges and deferred income492/3-€10k
Income statement
Code20242025
Remuneration, social security and pensions62€631k€567k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€90k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€4k€0▼
Gross operating margin9900€888k€390k▼
Operating profit (loss)9901€186k€-268k▼
Financial income75/76B€22k€27k▲
Recurring financial income75€22k€27k▲
Financial charges65/66B€6k€8k▲
Recurring financial charges65€6k€8k▲
Profit (loss) for the period before taxes9903€202k€-249k▼
Income taxes67/77€16k€82▼
Profit (loss) for the period9904€186k€-249k▼
Profit (loss) for the period to be appropriated9905€186k€-249k▼
Appropriation of the result
Profit (loss) to be appropriated9906€192k€-248k▼
Profit (loss) brought forward from the previous period14P€6k€209▼
Transfer from equity791/2-€250k
Transfer to equity691/2€15k€0▼
To the legal reserve6920-€0
To other reserves6921€15k-
Profit to be distributed694/7€177k€0▼
Return on contributions (dividend)694€177k€0▼
Social balance
Average headcount (FTE)9087-8.8
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-249k ▼234%
Net result drops to €-249k, the lowest in the series.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €186k ▲49.7%
Operating result €186k, net result €186k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €261k ▲104%
5 profitable years in a row build equity to €261k.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 10.01
Current ratio from 3.87 to 10.01; short-term debt falls from €23k to €19k.
31-12
Financial
Equity above €100kEq €116k ▲52.8%
3 profitable years in a row build equity to €116k.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Terre du Prince 177000 MonsGround area
1,124 m²
Building footprint
575 m²
Volume, LiDAR
7,466 m³
Parcel 53403E0398/00B000, Wallonia · tallest building 19.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Hovertone
since 20152.248.322.220
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53403E0398/00B000 | Wallonia | 1,124 m² | 1 · 575 m² | 19.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 6,749 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2015
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
90032Arts creation and performing arts activities
90120Visual arts creation
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.hovertone.com