Active BE 0680.640.585Private limited company

HOUS GROUP

Vorstermanstraat 12B ·2000 Antwerpen, Belgium· 8 yrs active

Sector: Algemene bouw van residentiële gebouwen (41001)

Conclusion Checked

The file of HOUS GROUP contains 1 judicial reorganisation, as published in the Belgian State Gazette. The KBO register records legal situation 091 for HOUS GROUP (Register: special situation); this is today's state according to the register itself, which carries no start date. The computed 12-month bankruptcy probability is ≥ 25% (high). The 2024 annual accounts show negative equity (€-140k) and a net result of €-243k. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 10% of 334 sector peers (fiscal year 2024).

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€-140k
Net result	€-243k
Staff (FTE)	3.7
Better than sector	10%

Financial profile 5 of 5 axes measured · computed by Checked

41 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 100

Solvency 43

Growth 32

Stability 30

Bankruptcy probability (12 mo) Checked model v1 · free

≥ 25% High

0%0,5%1,5%4%10%≥25%

Judicial reorganisation on record +Recent warning signals +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

10 / 100

Elevated riskRegister: special situation

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 091 for this company; it does not feed the figure above.

Components

· 1 judicial reorganisation (+10)

Trust signals 2 signals

Register: special situation

The KBO register records legal situation 091 for this company. This is today's state according to the register itself; the register carries no start date.

In judicial reorganisation

Ongoing procedure under court protection (Book XX WER). The company is restructuring.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

0 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Financial overview7 NBB filings

Annual accounts filed on 28-06-2026 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	-3.8%	24.1%	better than 10% of 334 sector peers
Net result	€-243k	€16k	better than 5% of 334 sector peers
Equity	€-140k	€73k	better than 5% of 334 sector peers
Gross operating margin	€81k	€79k	better than 51% of 334 sector peers
Staff costs	€189k	€140k	higher than 58% of 155 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-135k

- 18-24

Net profit

€-243k

-233.7% 18-24

Cash flow

€-206k

- 18-24

Total assets

€3.67M

+74.0% 18-24

Equity

€-140k

- 18-24

Working capital

€-225k

- 18-24

Employees (FTE)

4

-28.8% 18-24

Staff costs

€189k

-23.9% 18-24

Show 11 other metrics

Income taxes

€1k

-48.2% 18-24

Debt

€3.81M

+89.9% 18-24

Debt ≤ 1y

€3.20M

+137.8% 18-24

Debt > 1y

€617k

-4.7% 18-24

Current ratio

0.93

-9.0% 18-24

Quick ratio

0.70

-31.9% 18-24

Solvency

-3.8%

- 18-24

Debt / equity

-27.28

- 18-24

ROE

173.6%

- 18-24

ROA

-6.6%

-91.7% 18-24

Interest coverage

-1.92

- 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	-
EBITDA	€-135k
Net profit	€-243k
Cash flow	€-206k
Staff costs	€189k
Income taxes	€1k
Dividends	-
Total assets	€3.67M
Equity	€-140k
Debt	€3.81M
of which ≤ 1y	€3.20M
of which > 1y	€617k
Working capital	€-225k
Employees (FTE)	3.7

Ratios (computed)

	2024
Current ratio	0.93
Quick ratio	0.70
Working capital ratio	-6.1%
Solvency	-3.8%
Debt / equity	-27.28
Long-term debt ratio	-4.42
Interest coverage	-1.92
Gross margin	-
Net margin	-
ROA	-6.6%
ROE	173.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €702k · 19.1% Current assets €2.97M · 80.9%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€3.67M
Fixed assets	21/28	€702k
Tangible fixed assets	22/27	€702k
Current assets	29/58	€2.97M
Stocks & contracts in progress	3	€747k
Amounts receivable within one year	40/41	€1.92M
Cash & bank	54/58	€188
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€3.67M
Equity	10/15	€-140k
Contributions / capital	10/11	€10k
Reserves	13	€166
Accumulated profits (losses)	14	€-150k
Amounts payable	17/49	€3.81M
Amounts payable after one year	17	€617k
Amounts payable within one year	42/48	€3.20M
Trade debts payable within one year	44	€3.12M
Income statement
Gross operating margin	9900	€81k
Operating result	9901	€-172k
Financial income	75	€1k
Financial charges	65	€71k
Result before taxes	9903	€-241k
Income taxes	67/77	€1k
Net result for the period	9904	€-243k
Result to be appropriated	9905	€-243k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Algemene bouw van residentiële gebouwen(41001)
Legal form	Private limited company(610)
Incorporation	01-09-2017
Status	Active
Postal code	2000
First BS signal	28-07-2026
Latest BS signal	28-07-2026

Establishment units 1 location

Hous Group

Vorstermanstraat 12B, 2000 AntwerpenOptrekken van de ruwbouw van individuele huizen

since 20172.267.504.464

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11811L3656/00G002	Flanders	2,918 m²	1 · 396 m²	18.8 m · 4 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

28-07-2026

Judicial reorganisation Opening

Ondernemingsrechtbank Antwerpen · collectif_pme · event 23-07-2026

28-06-2026