Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of HOU-VAST is 0.1% (very low). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideSource: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBDirectors
Directors & mandates
under verification-
Beyens Anne-LiseDirectorState Gazette act 24178695 (19-12-2024)Current19-12-2024 → present
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Boeckx JozefDirectorState Gazette act 24178695 (19-12-2024)Current19-12-2024 → present
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Boven MariaDirectorState Gazette act 24178695 (19-12-2024)Current19-12-2024 → present
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Claes LisetteDirectorState Gazette act 24178695 (19-12-2024)Current19-12-2024 → present
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Peeters LeoDirectorState Gazette act 24178695 (19-12-2024)Current19-12-2024 → present
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Rombouts IngridDirectorState Gazette act 24178695 (19-12-2024)Current19-12-2024 → present
Show 3 more sitting directors
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Schroven MariaDirectorState Gazette act 24178695 (19-12-2024)Current19-12-2024 → present
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Simkens MariaDirectorState Gazette act 24178695 (19-12-2024)Current19-12-2024 → present
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Sommen IngridDirectorState Gazette act 24178695 (19-12-2024)Current19-12-2024 → present
Former directors (3)
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Claes Lisette (Paula)DirectorState Gazette act 25088447 (14-07-2025)Former- → 14-07-2025
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Fox-Moore HelenaDirectorState Gazette act 24178695 (19-12-2024)Former19-12-2024 → 14-07-2025
2 events
- 14-07-2025 Resigned· Director
- 19-12-2024 Appointed· Director
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Van Herck EmielDirectorState Gazette act 24178695 (19-12-2024)Former- → 19-12-2024
Insolvency mandates
Legal Structure
| NACE primary | - |
| Legal form | Non-profit association(017) |
| Incorporation | 03-01-2008 |
| Status | Active |
| Postal code | 2450 |
Locations & real estate
Registered office
on the map · from the address registerReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13462D1639/00N002 | Flanders | 195 m² | 1 · 195 m² | 13.7 m · 3 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
2 acts14-07-2025 2 resigning
- Claes Lisette (Paula), Bestuurder
- Fox-Moore Helena, Bestuurder
19-12-2024 10 directors appointed, 1 resigning
- Simkens Maria, Bestuurder
- Schroven Maria, Bestuurder
- Peeters Leo, Bestuurder
- Boven Maria, Bestuurder
- Beyens Anne-Lise, Bestuurder
- Boeckx Jozef, Bestuurder
- Claes Lisette, Bestuurder
- Fox-Moore Helena, Bestuurder
Analysis
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | HOU-VAST |