HOTBEL
ActiveHOTBEL has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €8k. Its solvency ranks better than 13% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability29
Solvency5
Growth-
Stability67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.05), and 92.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.8%
Return on assets
0.4%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 8592 sector peers (2025).
NBB · sector comparisonPosition among 8592 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
23 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€143k
Total assets
€1.84M
Net result
€8k
Working capital
€-1.33M
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €1.84M
Fixed assets
€1.78M
Current assets
€68k
Equity and liabilities €1.84M
Equity
€143k
Debt
€1.70M
Debt finances 92.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€26k
Cash flow
€10k
Solvency
7.8%
Current ratio
0.05
Quick ratio
0.05
Debt / equity
11.88
ROE
5.7%
ROA
0.4%
Interest coverage
1.91
Debt
€1.70M
Debt ≤ 1 year
€1.40M
Debt > 1 year
€299k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€1.84M
Fixed assets21/28€1.78M
Financial fixed assets28€1.78M
Current assets29/58€68k
Cash at bank and in hand54/58€68k
Equity and liabilities
Total equity and liabilities10/49€1.84M
Equity10/15€143k
Contributions10/11€135k
Profit (loss) carried forward14€8k
Amounts payable17/49€1.70M
Amounts payable after more than one year17€299k
Financial debts170/4€299k
Amounts payable within one year42/48€1.40M
Current portion of amounts payable after more than one year42€30k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€7k
Taxes450/3€7k
Other amounts payable47/48€1.36M
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€400
Gross operating margin9900€27k
Operating profit (loss)9901€25k
Financial charges65/66B€14k
Recurring financial charges65€14k
Profit (loss) for the period before taxes9903€11k
Income taxes67/77€3k
Profit (loss) for the period9904€8k
Profit (loss) for the period to be appropriated9905€8k
Appropriation of the result
Profit (loss) to be appropriated9906€8k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jean-Baptiste-Juppin 174000 LiègeGround area
2,717 m²
Building footprint
772 m²
Parcel 62815C0697/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
HOTBEL
since 20252.369.249.051
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62815C0697/00H000 | Wallonia | 2,717 m² | 1 · 772 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FREDERIC STAINIER
BE 0832.260.493
Tubize · Eq €143k
ALGUNI
BE 0867.147.435
Court-Saint-Etienne · Eq €143k
VR&CO
BE 0705.833.366
Grez-Doiceau · Eq €143k
AFONDO
BE 0785.878.360
Herent · Eq €143k
VEVA
BE 0457.832.971
Aalst · Eq €143k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 40,720 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.