Hoste-Concept

Active

Private limited companyfounded 20215 yrs activeOostrozebekestraat 17, 8770 Ingelmunster, BelgiumKBO/BCE: BE 0762.432.272

Summary

Hoste-Concept has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-35k) and a net result of €-55k. Equity is shrinking by ~81.4% per year across the filed fiscal years. Its solvency ranks better than 13% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

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Checked score

Score 2025

33 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-39

Solvency14▼-16

Growth32▼-20

Track record94

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.63 against 1.16 in 2024; short-term debt: 40.5% and cash: 0.7% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-11.1%

Return on assets

-17.7%

Age of the figures

18 mo

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

222425

2022 to 2025 · latest year €-35k

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

1 d early

2024

1 d early

2022

on the day

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.

Companies Code · seven months

Position in the running window

31-03-2026 close24-09-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-35k

2024 · €20k

2022: €15k 2024: €20k

2022 → 2025

Total assets

€311k▼ 22.4%

2024 · €401k

2022: €54k 2024: €401k

2022 → 2025

Net result

€-55k▼ 2,177%

2024 · €-2k

2022: €30k 2024: €-2k

2022 → 2025

Working capital

€-47k

2024 · €20k

2022: €25k 2024: €20k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220242025Trend

Equity€15k-€20k▲ 32.6%€-35k

Operating result€43k-€4k▼ 90.6%€-47k

Net result€30k-€-2k€-55k▼ 2,177%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €47k after €4k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €311k

74.6%

25.4%

Fixed assets €232k ▼ 9.9%

Current assets €79k ▼ 44.9%

Key figures and ratios

2025 value · change against 2024

EBITDA

€-28k▼

2024 · €27k

Cash flow

€-35k▼

2024 · €21k

Solvency

-11.1%▼

2024 · 5.1%

Current ratio

0.63▼

2024 · 1.16

Debt to equity

-10.00▼

2024 · 18.58

ROA

-17.7%▼

2024 · -0.6%

Interest coverage

-2.94▼

2024 · 2.53

Debt

€346k▼

2024 · €380k

Debt ≤ 1 year

€126k▲

2024 · €123k

Debt > 1 year

€220k▼

2024 · €257k

Income taxes

€0▼

2024 · €693

Staff costs

€0▼

2024 · €882

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines

Balance sheet Code20242025

Assets

Total assets20/58€401k€311k▼

Fixed assets21/28€258k€232k▼

Tangible fixed assets22/27€258k€232k▼

Land and buildings22€229k€217k▼

Plant, machinery and equipment23-€2k

Furniture and vehicles24€29k€13k▼

Financial fixed assets28€125€125=

Current assets29/58€143k€79k▼

Amounts receivable after more than one year29€45k€29k▼

Other amounts receivable291€45k€29k▼

Amounts receivable within one year40/41€96k€48k▼

Trade receivables40€96k€5k▼

Other amounts receivable41-€42k

Cash at bank and in hand54/58€2k€2k▲

Equity and liabilities

Total equity and liabilities10/49€401k€311k▼

Equity10/15€20k€-35k▼

Contributions10/11€5k€5k=

Reserves13€15k€0▼

Distributable reserves133€15k€0▼

Profit (loss) carried forward14-€-40k

Amounts payable17/49€380k€346k▼

Amounts payable after more than one year17€257k€220k▼

Financial debts170/4€257k€220k▼

Amounts payable within one year42/48€123k€126k▲

Current portion of amounts payable after more than one year42€5k€17k▲

Trade debts44€99k€5k▼

Suppliers440/4€99k€5k▼

Taxes, remuneration and social security45€5k€4k▼

Taxes450/3€5k€4k▼

Other amounts payable47/48€14k€100k▲

Income statement Code20242025

Remuneration, social security and pensions62€882€0▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€20k▼

Other operating charges640/8€2k€967▼

Gross operating margin9900€30k€-27k▼

Operating profit (loss)9901€4k€-47k▼

Financial income75/76B€5k€2k▼

Recurring financial income75€5k€2k▼

Financial charges65/66B€11k€9k▼

Recurring financial charges65€11k€9k▼

Profit (loss) for the period before taxes9903€-2k€-55k▼

Income taxes67/77€693€0▼

Profit (loss) for the period9904€-2k€-55k▼

Profit (loss) for the period to be appropriated9905€-2k€-55k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-2k€-55k▼

Transfer from equity791/2€2k€15k▲

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

Next filing, fiscal year 2026, expected by 31-10-2026

2025

30-10

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

31-03

Financial Weakest financial yearnet €-55k

Net result drops to €-55k, the lowest in the series.

2024

30-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2022

31-10

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ingelmunster · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oostrozebekestraat 178770 Ingelmunster

Ground area

547 m²

Building footprint

302 m²

Volume, LiDAR

1,977 m³

2 parcels, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Hoste-Concept

Broekhoek 1, 8770 IngelmunsterReal estate development

since 20212.313.741.889

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
36007B0630/00H000	Flanders	319 m²	1 · 198 m²	13.0 m · 3 fl.
36007C0782/00C002	Flanders	228 m²	1 · 104 m²	6.0 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Rixensart · Eq €20,460

Rijkevorsel · Eq €20,458

Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 4,067 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded25-01-2021

Fiscal year end31-03

Activities, NACEBEL 2025

68121Development of residential building projects

43211General electrical installation work

43221Plumbing work

43222Installation of electric heating, air conditioning, cooling and ventilation

43230Insulation installation

81220Other building cleaning and industrial cleaning

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:hosteconcept@gmail.com

Enterprise