HOPTONE
ActiveSummary
The computed 12-month bankruptcy probability of HOPTONE is 1.5% (moderate). The 2024 annual accounts show equity of €107k and a net result of €4k. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 58% of 15869 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability46▼-8
Solvency74▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 3.62 against 3.12 in 2023; short-term debt: 21.8% and cash: 1.5% of total assets), but 50.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.1%
Return on assets
2%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-11-2025, 102 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
102 d late
2023
23 d early
2022
46 d early
2021
53 d late
2020
157 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€107k▲ 4.4%
2023 · €103k
2020: €20k
2021: €54k
2022: €99k
2023: €103k
2020 → 2024
Total assets
€219k▼ 13.5%
2023 · €253k
2020: €231k
2021: €248k
2022: €267k
2023: €253k
2020 → 2024
Net result
€4k▲ 11.4%
2023 · €4k
2020: €18k
2021: €34k
2022: €44k
2023: €4k
2020 → 2024
Working capital
€125k▼ 19.8%
2023 · €155k
2020: €-36k
2021: €8k
2022: €64k
2023: €155k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€20k-€54k▲ 170%€99k▲ 81.5%€103k▲ 4.1%€107k▲ 4.4%
Operating result€-431-€47k€61k▲ 28.2%€11k▼ 82.2%€17k▲ 59.4%
Net result€18k-€34k▲ 91.2%€44k▲ 29.4%€4k▼ 90.9%€4k▲ 11.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 59% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €219k
Fixed assets
€46k ▲ 90.7%
Current assets
€172k ▼ 24.6%
Equity and liabilities €219k
Equity
€107k ▲ 4.4%
Debt
€111k ▼ 25.8%
Debt's share of the balance-sheet total falls from 59.4% to 50.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▲
2023 · €22k
Cash flow
€20k▲
2023 · €16k
Current ratio
3.62▲
2023 · 3.12
Debt to equity
1.04▼
2023 · 1.46
ROE
4.2%▲
2023 · 3.9%
ROA
2.0%▲
2023 · 1.6%
Interest coverage
3.02▼
2023 · 3.97
Debt ≤ 1 year
€48k▼
2023 · €73k
Debt > 1 year
€64k▼
2023 · €77k
Income taxes
€2k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€253k€219k▼
Fixed assets21/28€24k€46k▲
Intangible fixed assets21€12k€10k▼
Tangible fixed assets22/27€11k€35k▲
Plant, machinery and equipment23€1k€961▼
Other tangible fixed assets26€10k€34k▲
Financial fixed assets28€1k€1k=
Current assets29/58€229k€172k▼
Amounts receivable within one year40/41€177k€148k▼
Trade receivables40€85k€57k▼
Other amounts receivable41€91k€91k▼
Cash at bank and in hand54/58€22k€3k▼
Deferred charges and accrued income490/1€30k€21k▼
Equity and liabilities
Total equity and liabilities10/49€253k€219k▼
Equity10/15€103k€107k▲
Contributions10/11€2k€2k=
Reserves13€101k€105k▲
Distributable reserves133€101k€105k▲
Amounts payable17/49€150k€111k▼
Amounts payable after more than one year17€77k€64k▼
Financial debts170/4€77k€64k▼
Amounts payable within one year42/48€73k€48k▼
Current portion of amounts payable after more than one year42€12k€13k▲
Trade debts44€33k€22k▼
Suppliers440/4€33k€22k▼
Taxes, remuneration and social security45€21k€13k▼
Taxes450/3€21k€13k▼
Other amounts payable47/48€8k-
Income statement
Code20232024
Remuneration, social security and pensions62€12k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€15k▲
Other operating charges640/8€1k€4k▲
Gross operating margin9900€36k€37k▲
Operating profit (loss)9901€11k€17k▲
Financial charges65/66B€6k€11k▲
Recurring financial charges65€6k€11k▲
Profit (loss) for the period before taxes9903€5k€6k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€4k€4k▲
Profit (loss) for the period to be appropriated9905€4k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€4k▲
Transfer to equity691/2€4k€4k▲
To other reserves6921€4k€4k▲
Social balance
Average headcount (FTE)90871.0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 102 days late
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €4k ▼90.9%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 3.12
Current ratio from 1.38 to 3.12; short-term debt falls from €168k to €73k.
31-12
Financial
Equity above €100kEq €103k ▲4.1%
4 profitable years in a row build equity to €103k.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2020net €44k ▲29.4%
Operating result €61k, net result €44k, both a record.
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 53 days late
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 157 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charlottalei 382018 AntwerpenGround area
405 m²
Building footprint
396 m²
Volume, LiDAR
7,118 m³
2 parcels, Flanders · tallest building 29.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
SURE N SECURE
since 20192.296.876.559
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1241/00C002 | Flanders | 294 m² | 1 · 270 m² | 29.6 m · 8 fl. |
| 11806F1239/00V002 | Flanders | 111 m² | 1 · 125 m² | 27.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OVS NAV
BE 0801.081.032
Ramillies · Eq €107,318
EDGS
BE 0794.262.625
Fléron · Eq €107,392
TOUCH SYSTEMS
BE 0759.841.877
Lievegem · Eq €107,570
SYLVAIN LEMPEREUR GESTION-INFORMATIQUE
BE 0879.621.734
Verviers · Eq €108,016
DOK18
BE 0844.634.329
Nazareth-De Pinte · Eq €106,501
Of 2,122 companies in sector 46500 we hold annual accounts for 1,403. 1,030 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.