Summary
Hopewell is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €618k and a net result of €54k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 63% of 5527 sector peers (fiscal year 2025). The company has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-05-2026, 61 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
61 d early
2024
58 d early
2023
55 d early
2022
31 d early
2021
61 d early
2020
11 d early
2019
57 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€618k▲ 8.0%
2024 · €573k
2018: €708k
2019: €572k
2020: €570k
2021: €577k
2022: €573k
2023: €577k
2024: €573k
2018 → 2025
Net result
€54k▲ 867%
2024 · €6k
2018: €5k
2019: €6k
2020: €4k
2021: €17k
2022: €6k
2023: €14k
2024: €6k
2018 → 2025
Total assets
€942k▲ 2.3%
2024 · €921k
2018: €737k
2019: €687k
2020: €690k
2021: €607k
2022: €598k
2023: €616k
2024: €921k
2018 → 2025
Solvency
65.6%▲ 3.5pp
2024 · 62.1%
2018: 96.0%
2019: 83.3%
2020: 82.6%
2021: 95.1%
2022: 95.9%
2023: 93.7%
2024: 62.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€577k-€573k▼ 0.7%€577k▲ 0.7%€573k▼ 0.8%€618k▲ 8.0%
Operating result€-6k-€-4k▲ 29.8%€-11k▼ 140%€-10k▲ 1.2%€-5k▲ 49.3%
Net result€17k-€6k▼ 64.2%€14k▲ 127%€6k▼ 59.7%€54k▲ 867%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €10k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €942k
Fixed assets
€425k ▼ 3.1%
Current assets
€517k ▲ 7.1%
Equity and liabilities €942k
Equity
€618k ▲ 8.0%
Debt
€324k ▼ 7.1%
Debt's share of the balance-sheet total falls from 37.9% to 34.4%. Equity is higher and debt is lower.
Key figures and ratios
ROE
8.7%▲
2024 · 1.0%
ROA
5.7%▲
2024 · 0.6%
Debt ≤ 1 year
€319k▼
2024 · €344k
Income taxes
€5k▲
2024 · €638
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€921k€942k▲
Formation expenses20€874€729▼
Fixed assets21/28€438k€425k▼
Tangible fixed assets22/27€365k€352k▼
Land and buildings22€353k€334k▼
Plant, machinery and equipment23€6k€7k▲
Furniture and vehicles24€7k€6k▼
Other tangible fixed assets26-€5k
Financial fixed assets28€73k€73k=
Current assets29/58€482k€517k▲
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Amounts receivable within one year40/41-€5k
Trade receivables40-€1k
Other amounts receivable41-€4k
Current investments50/53€452k€460k▲
Cash at bank and in hand54/58€26k€50k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€921k€942k▲
Equity10/15€573k€618k▲
Contributions10/11€250k€250k=
Capital10€250k€250k=
Issued capital100€250k€250k=
Reserves13€323k€368k▲
Non-distributable reserves130/1€39k€39k=
Legal reserve130€39k€39k=
Distributable reserves133€284k€330k▲
Amounts payable17/49€349k€324k▼
Amounts payable within one year42/48€344k€319k▼
Trade debts44€28k€4k▼
Suppliers440/4€28k€4k▼
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€313k€311k▼
Accrued charges and deferred income492/3€5k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€16k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€12k€13k▲
Operating profit (loss)9901€-10k€-5k▲
Financial income75/76B€17k€69k▲
Recurring financial income75€17k€69k▲
Financial charges65/66B€45€5k▲
Recurring financial charges65€45€5k▲
Profit (loss) for the period before taxes9903€6k€59k▲
Income taxes67/77€638€5k▲
Profit (loss) for the period9904€6k€54k▲
Profit (loss) for the period to be appropriated9905€6k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€54k▲
Transfer from equity791/2€10k€8k▼
Transfer to equity691/2€6k€54k▲
To other reserves6921€6k€54k▲
Profit to be distributed694/7€10k€8k▼
Return on contributions (dividend)694€10k€8k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €54k ▲867%
Net result €54k, the highest in the series.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity doublescurrent ratio 5.04
Current ratio from 2.15 to 5.04; short-term debt falls from €97k to €28k.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €4k ▼39.2%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1980
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leernsesteenweg 1589800 DeinzeGround area
1,007 m²
Building footprint
192 m²
Volume, LiDAR
1,630 m³
Parcel 44006A0034/00M000, Flanders · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HOPEWELL NV
since 19802.017.675.917
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44006A0034/00M000 | Flanders | 1,007 m² | 1 · 192 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400JEWPOJHG3H2U92
Similar companies · same sector, comparable size
T-COMPANY
BE 0793.135.643
Brugge · Eq €618,440
T.S.I.
BE 0543.514.358
Etterbeek · Eq €618,552
DEVCO
BE 0471.099.801
Bierbeek · Eq €618,195
R&M HOLDING
BE 0685.445.847
Antwerpen · Eq €618,716
P'DRIEM
BE 0842.983.844
Wevelgem · Eq €617,821
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,466 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-06-1978
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.