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Hoorcentrum De Deken

Active
Private limited companyfounded 20215 yrs activePoortersstraat(Mar) 20, 8510 Kortrijk, BelgiumKBO/BCE: BE 0773.737.227
Summary

The computed 12-month bankruptcy probability of Hoorcentrum De Deken is 1.5% (moderate). The 2025 annual accounts show equity of €134k and a net result of €94k. Equity is growing by ~55.6% per year across the filed fiscal years. Its solvency ranks better than 75% of 18280 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
80 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency89▼-11
Growth78=
Track record94
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 4.46 in 2024; short-term debt: 36% and cash: 61.2% of total assets), and 36% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
64%
Return on assets
44.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
113 d early
2024
31 d early
2023
58 d early
2022
62 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€134k▼ 45.2%
2024 · €245k
2022: €62k 2023: €130k 2024: €245k
2022 → 2025
Total assets
€209k▼ 30.1%
2024 · €299k
2022: €112k 2023: €191k 2024: €299k
2022 → 2025
Net result
€94k▼ 18.4%
2024 · €115k
2022: €52k 2023: €69k 2024: €115k
2022 → 2025
Working capital
€91k▼ 51.9%
2024 · €190k
2022: €44k 2023: €62k 2024: €190k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€62k-€130k▲ 109%€245k▲ 87.7%€134k▼ 45.2%
Operating result€65k-€87k▲ 33.2%€146k▲ 67.9%€118k▼ 19.2%
Net result€52k-€69k▲ 31.2%€115k▲ 67.5%€94k▼ 18.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2022: €65k€65kNet result 2022: €52k€52kOperating result 2023: €87k€87kNet result 2023: €69k€69kOperating result 2024: €146k€146kNet result 2024: €115k€115kOperating result 2025: €118k€118kNet result 2025: €94k€94k2022202320242025€0€50k€100k€150kOperating result 2023: €87k€87kNet result 2023: €69k€69kOperating result 2024: €146k€146kNet result 2024: €115k€115kOperating result 2025: €118k€118kNet result 2025: €94k€94k202320242025
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209k
Fixed assets €43k ▼ 22.1%
Current assets €167k ▼ 31.8%
Equity and liabilities €209k
Equity €134k ▼ 45.2%
Debt €75k ▲ 37.6%
Debt's share of the balance-sheet total rises from 18.3% to 36.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€134k
2024 · €161k
Cash flow
€110k
2024 · €130k
Current ratio
2.21
2024 · 4.46
Quick ratio
2.12
2024 · 4.25
Debt to equity
0.56
2024 · 0.22
ROE
70.1%
2024 · 47.1%
ROA
44.9%
2024 · 38.4%
Interest coverage
131.74
2024 · 183.33
Debt ≤ 1 year
€75k
2024 · €55k
Income taxes
€27k
2024 · €34k
Staff costs
€19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet Code20242025
Assets
Total assets20/58€299k€209k
Fixed assets21/28€55k€43k
Tangible fixed assets22/27€55k€43k
Plant, machinery and equipment23€9k€6k
Furniture and vehicles24€45k€36k
Other tangible fixed assets26€270€120
Current assets29/58€245k€167k
Stocks and contracts in progress3€12k€7k
Stocks30/36€12k€7k
Amounts receivable within one year40/41€23k€29k
Trade receivables40€23k€27k
Other amounts receivable41€0€2k
Current investments50/53€151k€955
Cash at bank and in hand54/58€55k€128k
Deferred charges and accrued income490/1€4k€2k
Equity and liabilities
Total equity and liabilities10/49€299k€209k
Equity10/15€245k€134k
Contributions10/11€10k€10k=
Reserves13€235k€124k
Distributable reserves133€235k€124k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€55k€75k
Amounts payable within one year42/48€55k€75k
Trade debts44€6k€6k
Suppliers440/4€6k€6k
Advances received on contracts in progress46€16€0
Taxes, remuneration and social security45€38k€9k
Taxes450/3€38k€5k
Remuneration and social security454/9-€4k
Other amounts payable47/48€12k€60k
Accrued charges and deferred income492/3€13€0
Income statement Code20242025
Remuneration, social security and pensions62-€19k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k
Other operating charges640/8€1k€973
Gross operating margin9900€162k€154k
Operating profit (loss)9901€146k€118k
Financial income75/76B€3k€3k
Recurring financial income75€3k€3k
Financial charges65/66B€879€1k
Recurring financial charges65€879€1k
Non-recurring financial charges66B-€45
Profit (loss) for the period before taxes9903€149k€121k
Income taxes67/77€34k€27k
Profit (loss) for the period9904€115k€94k
Profit (loss) for the period to be appropriated9905€115k€94k
Appropriation of the result
Profit (loss) to be appropriated9906€115k€94k
Transfer from equity791/2-€205k
Transfer to equity691/2€114k€94k
To other reserves6921€114k€94k
Profit to be distributed694/7€833€205k
Return on contributions (dividend)694€833€205k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2022net €115k ▲67.5%
Operating result €146k, net result €115k, both a record.
31-12
Financial Liquidity doublescurrent ratio 4.46
Current ratio from 2.02 to 4.46; short-term debt falls from €61k to €55k.
31-12
Financial Equity above €200kEq €245k ▲87.7%
3 profitable years in a row build equity to €245k.
03-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €100kEq €130k ▲109%
2 profitable years in a row build equity to €130k.
30-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Poortersstraat(Mar) 208510 Kortrijk
Ground area
1,178 m²
Building footprint
405 m²
Volume, LiDAR
2,203 m³
Parcel 34026A0164/00N002, Flanders · tallest building 10.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Hoorcentrum De Deken
Poortersstraat(Mar) 20, 8510 KortrijkRetail trade
since 20212.322.066.568
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34026A0164/00N002 Flanders 1,178 m² 1 · 404 m² 10.8 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2025 · 2 entries · 3,449 EUR awarded · 3,449 EUR paid
Year Entries awardedpaid
2025 1 1,449 EUR1,449 EUR
2023 1 2,000 EUR2,000 EUR
Schemes
Hinderpremie bij openbare werken
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen
Subsidies ter ondersteuning van de professionele integratie van personen met een arbeidsbeperking
1 entry · 1,449 EUR · 1,449 EUR paid · Vlaamse Dienst voor Arbeidsbemiddeling en Beroepsopleiding

Recognitions · licences · registrations

Legal Entity Identifier

6488WMD1G25S3042BF92
live in the LEI register

Similar companies · same sector, comparable size

Of 1,070 companies in sector 47741 we hold annual accounts for 644. 500 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.