Hombrez
ActiveThe computed 12-month bankruptcy probability of Hombrez is 4.9% (elevated). The 2025 annual accounts show equity of €83k and a net result of €-11k. Equity is growing by ~17.8% per year across the filed fiscal years. Its solvency ranks better than 81% of 13071 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency82▼-7
Growth52=
Stability100
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.51 in 2024), and 32.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.6%
Return on assets
-9%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
17 d late
2024
26 d late
2023
12 d late
2022
60 d late
2021
22 d late
2020
59 d late
2019
76 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€83k▼ 11.7%
2024 · €95k
2019: €-2k
2020: €31k
2021: €82k
2022: €65k
2023: €101k
2024: €95k
2019 → 2025
Total assets
€124k▲ 7.3%
2024 · €115k
2019: €99k
2020: €114k
2021: €179k
2022: €122k
2023: €130k
2024: €115k
2019 → 2025
Net result
€-11k▼ 73.7%
2024 · €-6k
2019: €-3k
2020: €33k
2021: €51k
2022: €-17k
2023: €36k
2024: €-6k
2019 → 2025
Working capital
€8k▼ 23.4%
2024 · €11k
2019: €32k
2020: €35k
2021: €39k
2022: €30k
2023: €74k
2024: €11k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€82k-€65k▼ 20.4%€101k▲ 54.6%€95k▼ 6.3%€83k▼ 11.7%
Operating result€56k-€-16k€45k€-2k€-7k▼ 284%
Net result€51k-€-17k€36k€-6k€-11k▼ 73.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€75k▼ 10.2%
Current assets
€48k▲ 54.4%
Equity and liabilities €124k
Equity
€83k▼ 11.7%
Debt
€40k▲ 94.4%
The debt ratio rises from 17.9% to 32.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€132▼
2024 · €9k
Cash flow
€-4k▼
2024 · €4k
Solvency
67.6%▼
2024 · 82.1%
Current ratio
1.20▼
2024 · 1.51
Quick ratio
1.12▼
2024 · 1.21
Debt / equity
0.48▲
2024 · 0.22
ROE
-13.3%▼
2024 · -6.7%
ROA
-9.0%▼
2024 · -5.5%
Interest coverage
0.03▼
2024 · 2.03
Debt
€40k▲
2024 · €21k
Debt ≤ 1 year
€40k▲
2024 · €21k
Income taxes
€141▼
2024 · €314
Staff costs
€1k▲
2024 · €-2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€124k▲
Formation expenses20€0-
Fixed assets21/28€84k€75k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€14k€6k▼
Plant, machinery and equipment23€7k€2k▼
Furniture and vehicles24€3k€144▼
Other tangible fixed assets26€3k€3k▲
Financial fixed assets28€67k€67k=
Current assets29/58€31k€48k▲
Stocks and contracts in progress3€6k€3k▼
Stocks30/36€6k€3k▼
Amounts receivable within one year40/41€2k€5k▲
Trade receivables40€0€3k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€22k€39k▲
Deferred charges and accrued income490/1€920€822▼
Equity and liabilities
Total equity and liabilities10/49€115k€124k▲
Equity10/15€95k€83k▼
Contributions10/11€1k€1k=
Reserves13€10k€10k=
Non-distributable reserves130/1€100€100=
Reserves not available under the articles1311€100€100=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€83k€72k▼
Amounts payable17/49€21k€40k▲
Amounts payable within one year42/48€21k€40k▲
Financial debts43€0€3k▲
Credit institutions430/8€0€3k▲
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Advances received on contracts in progress46-€4k
Taxes, remuneration and social security45€9k€13k▲
Taxes450/3€9k€10k▲
Remuneration and social security454/9€0€3k▲
Other amounts payable47/48€3k€14k▲
Income statement
Code20242025
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€-2k€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€7k▼
Other operating charges640/8€15k€9k▼
Gross operating margin9900€22k€10k▼
Operating profit (loss)9901€-2k€-7k▼
Financial income75/76B€15€0▼
Recurring financial income75€15€0▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€-6k€-11k▼
Income taxes67/77€314€141▼
Profit (loss) for the period9904€-6k€-11k▼
Profit (loss) for the period to be appropriated9905€-6k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€72k▼
Profit (loss) brought forward from the previous period14P€90k€83k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.58
Current ratio from 1.53 to 3.58; short-term debt falls from €57k to €29k.
31-12
Financial
Equity above €100kEq €101k ▲54.6%
Equity rises from €65k to €101k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €-17k ▼133%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Highest result since 2019net €51k ▲55.2%
Operating result €56k, net result €51k, both a record.
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 76 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noordstraat 998800 RoeselareGround area
378 m²
Building footprint
332 m²
Volume, LiDAR
2,428 m³
2 parcels, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Het Noorderhuis
since 20192.292.530.464
Bardolino
since 20242.357.694.272
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D0998/00F002 | Flanders | 221 m² | 1 · 221 m² | 11.7 m · 3 fl. |
| 36504D0998/00B002 | Flanders | 157 m² | 1 · 111 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
2 sitesRoeselare2.292.530.464
Roeselare2.357.694.272
Similar companies · same sector, comparable size
FOLI-JAZZ
BE 0819.553.691
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la maison du prieur
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DEVA
BE 0873.066.316
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DIA COMPANY
BE 0797.724.634
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ANADOLU
BE 0736.751.028
Sint-Niklaas · Eq €84k
Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 9,627 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.