Skip to content

Holding G-A

Active
Public limited companyfounded 199629 yrs activeArbespine(SART) 26, 4845 Jalhay, BelgiumKBO/BCE: BE 0459.402.094

Holding G-A has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €710k and a net result of €557k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 4626 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
85 / 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+62
Solvency79▼-20
Growth58▲+6
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.94 in 2023), and 44.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 29 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
55.7%
Return on assets
43.7%
Age of the figures
20 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-06-2025, 55 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
55 d early
2023
33 d early
2022
31 d early
2021
15 d late
2020
30 d late
2019
24 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€557k▲ 883%
2023 · €57k
2018: €292k 2019: €533k 2020: €286k 2021: €387k 2022: €709k 2023: €57k
2018 → 2024
Working capital
€108k▼ 28.6%
2023 · €151k
2018: €129k 2019: €-38k 2020: €-1k 2021: €36k 2022: €95k 2023: €151k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€600k-€638k▲ 6.2%€696k▲ 9.2%€753k▲ 8.1%€710k▼ 5.8%
Operating result€65k-€67k▲ 3.5%€91k▲ 36.2%€84k▼ 8.6%€84k▲ 0.7%
Net result€286k-€387k▲ 35.3%€709k▲ 82.9%€57k▼ 92.0%€557k▲ 883%
Result per fiscal year
Operating resultNet result
€0€200k€400k€600k€800kOperating result 2020: €65k€65kNet result 2020: €286k€286kOperating result 2021: €67k€67kNet result 2021: €387k€387kOperating result 2022: €91k€91kNet result 2022: €709k€709kOperating result 2023: €84k€84kNet result 2023: €57k€57kOperating result 2024: €84k€84kNet result 2024: €557k€557k20202021202220232024
The operating result recovers in 2024; 2024 is 1% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.27M
Fixed assets €601k=
Current assets €672k▲ 116%
Equity and liabilities €1.27M
Equity €710k▼ 5.8%
Debt €564k▲ 252%
The debt ratio rises from 17.6% to 44.3%: debt grows while equity shrinks.
Key figures and ratios
2024 value · change against 2023
Solvency
55.7%
2023 · 82.4%
Current ratio
1.19
2023 · 1.94
Quick ratio
1.19
2023 · 1.94
Debt / equity
0.80
2023 · 0.21
ROE
78.5%
2023 · 7.5%
ROA
43.7%
2023 · 6.2%
Debt
€564k
2023 · €161k
Debt ≤ 1 year
€564k
2023 · €161k
Income taxes
€20k
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€913k€1.27M
Fixed assets21/28€601k€601k=
Tangible fixed assets22/27€8k€8k=
Land and buildings22€8k€8k=
Financial fixed assets28€593k€593k=
Current assets29/58€312k€672k
Amounts receivable within one year40/41€65k€404k
Trade receivables40€23k€12k
Other amounts receivable41€42k€392k
Current investments50/53€200k€0
Cash at bank and in hand54/58€44k€268k
Deferred charges and accrued income490/1€3k€635
Equity and liabilities
Total equity and liabilities10/49€913k€1.27M
Equity10/15€753k€710k
Contributions10/11€65k€65k=
Capital10€65k€65k=
Issued capital100€65k€65k=
Reserves13€681k€621k
Non-distributable reserves130/1€21k€21k=
Legal reserve130€21k€21k=
Distributable reserves133€660k€600k
Profit (loss) carried forward14€7k€23k
Amounts payable17/49€161k€564k
Amounts payable within one year42/48€161k€564k
Trade debts44€8k€8k
Suppliers440/4€8k€8k
Taxes, remuneration and social security45€1k€2k
Taxes450/3€1k€2k
Other amounts payable47/48€152k€554k
Income statement Code20232024
Other operating charges640/8€0-
Gross operating margin9900€84k€84k
Operating profit (loss)9901€84k€84k
Financial income75/76B€1k€505k
Recurring financial income75€1k€505k
Financial charges65/66B€9k€13k
Recurring financial charges65€9k€13k
Profit (loss) for the period before taxes9903€76k€577k
Income taxes67/77€19k€20k
Profit (loss) for the period9904€57k€557k
Profit (loss) for the period to be appropriated9905€57k€557k
Appropriation of the result
Profit (loss) to be appropriated9906€57k€563k
Profit (loss) brought forward from the previous period14P€139€7k
Transfer from equity791/2-€200k
Transfer to equity691/2€50k€140k
To other reserves6921€50k€140k
Profit to be distributed694/7€0€600k
Return on contributions (dividend)694€0€600k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2025
06-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Weakest financial yearnet €57k ▼92%
Net result drops to €57k, the lowest in the series; recovery starts the following year.
30-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Highest result since 2018net €709k ▲82.9%
Net result €709k, the highest in the series.
15-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 15 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
24-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 24 days late
2019
25-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
20-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 20 days late
2017
21-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 21 days late
2016
30-06
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 1996
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Arbespine(SART) 264845 Jalhay
Ground area
1,727 m²
Building footprint
183 m²
Volume, LiDAR
1,450 m³
Parcel 63068A0133/00B000, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HOLDING G-A
Arbespine(SART) 26, 4845 JalhayInsurance, reinsurance and pension funding, except compulsory social security
since 19962.079.506.784
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63068A0133/00B000 Wallonia 1,727 m² 1 · 183 m² 9.6 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 31,320 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded09-12-1996
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46450Wholesale of perfume and cosmetics
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.