Checked.be
Active
BE 0803.427.145Private limited company
Hoeve De Kerpel
Moravie(Bis) 11 ·8501 Kortrijk, Belgium· 3 yrs active
Sector: Full-service restaurants
(56111)
Conclusion
The computed 12-month bankruptcy probability of Hoeve De Kerpel is 5.3% (elevated). The 2025 annual accounts show equity of €1k and a net result of €-6k. Its solvency ranks better than 26% of 1106 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €1k |
| Net result | €-6k |
| Better than sector | 26% |
| Active | 3 yrs |
Financial profile
45
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
40
Profitability
0
Solvency
34
Growth
58
Stability
94
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
40
/ 100
Weak
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 22-07-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 56, Food and beverage service activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 1.4% | 25.6% | |
| Net result | €-6k | €7k | |
| Equity | €1k | €22k | |
| Gross operating margin | €2k | €63k | |
| Total assets | €88k | €106k |
€312
-
24-25
€-6k
+64.0%
24-25
€-391
+96.2%
24-25
€88k
-1.1%
24-25
€1k
-82.5%
24-25
€32k
-5.5%
24-25
€87k
+6.1%
24-25
€25k
+34.0%
24-25
€61k
0.0%
24-25
2.25
-18.8%
24-25
2.19
-15.2%
24-25
1.4%
-82.3%
24-25
68.37
+506.4%
24-25
-471.6%
-105.8%
24-25
-6.8%
+63.6%
24-25
0.38
-
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €312 |
| Net profit | €-6k |
| Cash flow | €-391 |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €88k |
| Equity | €1k |
| Debt | €87k |
| of which ≤ 1y | €25k |
| of which > 1y | €61k |
| Working capital | €32k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 2.25 |
| Quick ratio | 2.19 |
| Working capital ratio | 35.8% |
| Solvency | 1.4% |
| Debt / equity | 68.37 |
| Long-term debt ratio | 47.91 |
| Interest coverage | 0.38 |
| Gross margin | - |
| Net margin | - |
| ROA | -6.8% |
| ROE | -471.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €88k |
| Fixed assets | 21/28 | €31k |
| Tangible fixed assets | 22/27 | €31k |
| Current assets | 29/58 | €57k |
| Stocks & contracts in progress | 3 | €1k |
| Amounts receivable within one year | 40/41 | €49k |
| Cash & bank | 54/58 | €6k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €88k |
| Equity | 10/15 | €1k |
| Contributions / capital | 10/11 | €24k |
| Accumulated profits (losses) | 14 | €-23k |
| Amounts payable | 17/49 | €87k |
| Amounts payable after one year | 17 | €61k |
| Amounts payable within one year | 42/48 | €25k |
| Trade debts payable within one year | 44 | €7k |
| Income statement | ||
| Gross operating margin | 9900 | €2k |
| Operating result | 9901 | €-5k |
| Financial income | 75 | €128 |
| Financial charges | 65 | €831 |
| Result before taxes | 9903 | €-6k |
| Net result for the period | 9904 | €-6k |
| Result to be appropriated | 9905 | €-6k |
Directors & mandates
Former directors (1)
-
Former- → 30-04-2025
Legal Structure
| NACE primary | Full-service restaurants(56111) |
| Legal form | Private limited company(610) |
| Incorporation | 30-06-2023 |
| Status | Active |
| Postal code | 8501 |
Establishment units
Hoeve De Kerpel
since 20232.346.895.895
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34007B0040/00S002 | Flanders | 1,202 m² | 1 · 268 m² | 7.2 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-11
State Gazette act
Director changes
v3.2
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
04-07
State Gazette act
Incorporation
oprichting
State Gazette actNBB filing
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 2
updated 9 months ago
2025
10-11-2025 Nele Christiaens resigns as director
- Nele Christiaens, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Nele Christiaens",
"address": null,
"birth_date": null
},
"effective_date": "2025-04-30",
"evidence_quote": "De algemene vergadering beslist tot het ontslag van Nele Christiaens, met woonplaats te 8500 Kortrijk Edgar Tinellaan 4, als niet-statutaire bestuurder, en dit met ingang op 30/04/2025. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
"discharge_granted": true
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0803.427.145",
"name_full": "HOEVE DE KERPEL",
"legal_form": "BV"
}
}2023
04-07-2023 Incorporation of a new BV
Summary:
oprichting
Technical details
{
"kind": "oprichting",
"seat": "8501 Bissegem",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1962-08-17",
"name": "VANDE VELDE Pascal",
"niss": null,
"address": "8720 Dentergem, Dentergemstraat 47"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 8000,
"holder_person_name": "VANDE VELDE Pascal",
"is_subscriber_only": false,
"n_shares_subscribed": 80,
"amount_subscribed_eur": 8000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1979-06-23",
"name": "CHRISTIAENS Nele",
"niss": null,
"address": "8500 Kortrijk, Edgar Tinellaan 4"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 8000,
"holder_person_name": "CHRISTIAENS Nele",
"is_subscriber_only": false,
"n_shares_subscribed": 80,
"amount_subscribed_eur": 8000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1986-12-02",
"name": "DEBAVEYE Nicolas",
"niss": null,
"address": "8501 Kortrijk (Bissegem), Moravie 11"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 8000,
"holder_person_name": "DEBAVEYE Nicolas",
"is_subscriber_only": false,
"n_shares_subscribed": 80,
"amount_subscribed_eur": 8000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 24000,
"subject_company": {
"kbo": "0803.427.145",
"name_full": "Hoeve De Kerpel",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2023-06-29",
"post_incorporation_mandates": []
}Credit advice
Company registry (CBE)
Activities
Full-service restaurants56101Full-service restaurants56111Crop and animal production, hunting and related service activities01199Support activities for animal production01620Renting and operating of own or leased residential real estate, excluding social housing68201Organisation of conventions and trade shows82300Other education85599
Names & trade names
| Legal nameNL | Hoeve De Kerpel |
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