Age3 yrs
Real estate1 parcel · 318 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of HNC Performance is 1.9% (moderate). The 2025 annual accounts show equity of €96k and a net result of €79k. Its solvency ranks better than 59% of 1408 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | 06-01-2026 | 25 d early | 2026-00002031 |
| 30-06-2024 | 31-01-2025 | 02-01-2025 | 29 d early | 2025-00628927 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.9%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€79k
Working capital€97k+454.6%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 06-01-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 33.2% | 23.8% | |
| Net result | €79k | €8k | |
| Equity | €96k | €26k | |
| Gross operating margin | €118k | €36k | |
| Total assets | €289k | €133k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€118k
+1445.8%
24-25
€79k
-
24-25
€99k
+1615.6%
24-25
€289k
+58.9%
24-25
€96k
+429.2%
24-25
€97k
+454.6%
24-25
€16k
-
24-25
€859
-
24-25
€193k
+17.9%
24-25
€129k
+38.9%
24-25
€60k
-11.1%
24-25
1.75
+47.3%
24-25
1.03
+74.0%
24-25
33.2%
+233.1%
24-25
2.01
-77.7%
24-25
82.0%
-
24-25
27.2%
-
24-25
22.47
+462.3%
24-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €118k |
| Net profit | €79k |
| Cash flow | €99k |
| Staff costs | - |
| Income taxes | €16k |
| Dividends | €859 |
| Total assets | €289k |
| Equity | €96k |
| Debt | €193k |
| of which ≤ 1y | €129k |
| of which > 1y | €60k |
| Working capital | €97k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.75 |
| Quick ratio | 1.03 |
| Working capital ratio | 33.6% |
| Solvency | 33.2% |
| Debt / equity | 2.01 |
| Long-term debt ratio | 0.62 |
| Interest coverage | 22.47 |
| Gross margin | - |
| Net margin | - |
| ROA | 27.2% |
| ROE | 82.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €289k |
| Fixed assets | 21/28 | €63k |
| Formation expenses | 20 | €0 |
| Tangible fixed assets | 22/27 | €58k |
| Financial fixed assets | 28 | €5k |
| Current assets | 29/58 | €227k |
| Stocks & contracts in progress | 3 | €93k |
| Amounts receivable within one year | 40/41 | €13k |
| Cash & bank | 54/58 | €116k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €289k |
| Equity | 10/15 | €96k |
| Contributions / capital | 10/11 | €25k |
| Accumulated profits (losses) | 14 | €71k |
| Amounts payable | 17/49 | €193k |
| Amounts payable after one year | 17 | €60k |
| Amounts payable within one year | 42/48 | €129k |
| Trade debts payable within one year | 44 | €51k |
| Income statement | ||
| Gross operating margin | 9900 | €118k |
| Operating result | 9901 | €97k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €94k |
| Income taxes | 67/77 | €16k |
| Net result for the period | 9904 | €79k |
| Result to be appropriated | 9905 | €79k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed91
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
1 directorFormer directors (1)
-
Gerben PeersmanDirectorState Gazette act 23161943 (18-12-2023)Former06-11-2023 → 10-05-2024
2 events
- 10-05-2024 Resigned· Director
- 06-11-2023 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen(47830) |
| Legal form | Private limited company(610) |
| Incorporation | 21-06-2023 |
| Status | Active |
| Postal code | 2870 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 52870 Puurs-Sint-AmandsEstablishment units
1 locationArvil
since 20232.346.473.451
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area318 m²
Buildings1
Building footprint319 m²
Volume (LiDAR)1,871 m³
Tallest building11.0 m · ±1 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12030B0309/02E000 | Flanders | 318 m² | 1 · 319 m² | 11.0 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts All acts · 2
updated 2 years ago
2024
10-07-2024 Gerben Peersman resigns as director
- Gerben Peersman, Bestuurder
2023
18-12-2023 Gerben Peersman appointed as director
- Gerben Peersman, Bestuurder
Analysis
Snowflake analysis
financial profile on 5 axes86
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
91
Profitability
100
Solvency
69
Growth
78
Stability
94
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Credit advice
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Company registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in en onderhoud en reparatie van motorfietsen en delen en toebehoren van motorfietsen45402Detailhandel in fietsen47632Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen47830Groothandel in fietsen46495Groothandel in fietsen46495Detailhandel in fietsen47632Detailhandel in fietsen in gespecialiseerde winkels47785Organisatie van congressen en beurzen82300Organisatie van congressen en beurzen82300
Primary activity highlighted.
Names & trade names
| Legal nameNL | HNC Performance |
Registered office
Stationsstraat 5
2870 Puurs-Sint-Amands, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.