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HM FinancING

Active
Private limited company·Agenten en makelaars in bankdiensten· 8 yrs active
Markt 15 ·3740 Bilzen-Hoeselt, Belgium
KBO/BCE: BE 0687.769.689
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Age8 yrs
Real estate3 parcels · 1,587 m²

Summary

Conclusion

the dossier summarised in one paragraph

HM FinancING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-12-2025, 56 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 7 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 06-12-2025 56 d early 2025-00577238
30-06-2024 31-01-2025 28-01-2025 3 d early 2025-00012463
30-06-2023 31-01-2024 06-12-2023 56 d early 2023-00523208
31-03-2022 31-10-2022 13-09-2022 48 d early 2022-20428167
31-03-2021 31-10-2021 13-09-2021 48 d early 2021-67000262
31-03-2020 31-10-2020 17-06-2020 136 d early 2020-17600136
31-03-2019 31-10-2019 27-05-2019 157 d early 2019-14600375

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 7 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2025 verkort 06-12-2025 2025-00577238
30-06-2024 verkort 28-01-2025 2025-00012463
30-06-2023 verkort 06-12-2023 2023-00523208
31-03-2022 verkort 13-09-2022 2022-20428167
31-03-2021 verkort 13-09-2021 2021-67000262
31-03-2020 verkort 17-06-2020 2020-17600136
31-03-2019 micro 27-05-2019 2019-14600375

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Markt 153740 Bilzen-Hoeselt

Establishment units

3 locations
Stationslaan 1, 3700 Tongeren-Borgloon
Agenten en makelaars in bankdiensten
since 20182.271.911.036
FinancING Bilzen-Riemst
Markt 15, 3740 Bilzen-HoeseltAgenten en makelaars in bankdiensten
since 20212.315.483.238
HM Financing
Schumanplein 20, 3620 LanakenAgenten en makelaars in bankdiensten
since 20232.348.767.106
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels3
Ground area1,587 m²
Buildings3
Building footprint789 m²
Volume (LiDAR)11,178 m³
Tallest building25.6 m · ±7 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73042C0008/00G002 Flanders 1,046 m² 1 · 317 m² 16.5 m · 4 fl.
73006M0322/00G000 Flanders 307 m² 1 · 236 m² 12.6 m · 2 fl.
73348B0003/03E000 Flanders 234 m² 1 · 236 m² 25.6 m · 7 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
Capital history · 1
06-07-2023
Capital change
Address history · 1
23-01-2023
Registered-office move
All acts · 3 updated 1 year ago
2025
10-04-2025 2 directors appointed, 1 resigning Director changes
  • Maarten DROOGMANS, Vaste vertegenwoordiger
  • Mesotten Michaël, Vaste vertegenwoordiger
  • Ingrid DONNĚ, Vaste vertegenwoordiger
2023
06-07-2023 All shares are now held by a single shareholder Capital & shares·Rembert VAN BAEL
Notary: Rembert VAN BAEL · Tongeren
23-01-2023 Registered office moved from Riemst to Bilzen Registered-office change·Rembert VAN BAEL
  • Maastrichtersteenweg 31 bus 1 : 3770 Riemst → 3740 Bilzen, Markt 15
Notary: Rembert VAN BAEL · Tongeren

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 295 of the 1,682 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameNL HM FinancING
Registered office
Markt 15
3740 Bilzen-Hoeselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.