HM CONSULTING
ActiveHM CONSULTING has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.00M and a net result of €372k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+64
Solvency100▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 5.62 against 1.16 in 2023; short-term debt: 8.9% and cash: 6.1% of total assets), and 19.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
80.5%
Return on assets
30%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
41 d late
2022
24 d late
2021
29 d late
2020
86 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1.00M▲ 59.2%
2023 · €628k
2018: €280k
2019: €392k
2020: €494k
2021: €558k
2022: €576k
2023: €628k
2018 → 2024
Total assets
€1.24M▲ 35.4%
2023 · €917k
2018: €611k
2019: €650k
2020: €730k
2021: €768k
2022: €1.01M
2023: €917k
2018 → 2024
Net result
€372k▲ 616%
2023 · €52k
2018: €110k
2019: €111k
2020: €103k
2021: €63k
2022: €18k
2023: €52k
2018 → 2024
Working capital
€511k▲ 2,109%
2023 · €23k
2018: €-72k
2019: €22k
2020: €82k
2021: €111k
2022: €65k
2023: €23k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€494k-€558k▲ 12.8%€576k▲ 3.3%€628k▲ 9.0%€1.00M▲ 59.2%
Operating result€58k-€33k▼ 44.3%€46k▲ 40.8%€92k▲ 101%€24k▼ 73.9%
Net result€103k-€63k▼ 38.4%€18k▼ 70.8%€52k▲ 181%€372k▲ 616%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 74% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.24M
Fixed assets
€620k▼ 17.2%
Current assets
€621k▲ 271%
Equity and liabilities €1.24M
Equity
€1.00M▲ 59.2%
Debt
€242k▼ 16.3%
The debt ratio falls from 31.5% to 19.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▼
2023 · €110k
Cash flow
€391k▲
2023 · €70k
Solvency
80.5%▲
2023 · 68.5%
Current ratio
5.62▲
2023 · 1.16
Quick ratio
5.62▲
2023 · 1.16
Debt / equity
0.24▼
2023 · 0.46
ROE
37.2%▲
2023 · 8.3%
ROA
30.0%▲
2023 · 5.7%
Interest coverage
7.22▲
2023 · 1.26
Debt
€242k▼
2023 · €289k
Debt ≤ 1 year
€111k▼
2023 · €144k
Debt > 1 year
€130k▼
2023 · €144k
Income taxes
€37k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€917k€1.24M▲
Fixed assets21/28€749k€620k▼
Tangible fixed assets22/27€435k€423k▼
Land and buildings22€432k€415k▼
Furniture and vehicles24€2k€7k▲
Other tangible fixed assets26€1k€872▼
Financial fixed assets28€314k€197k▼
Current assets29/58€167k€621k▲
Amounts receivable within one year40/41€1k€6k▲
Trade receivables40€913€6k▲
Other amounts receivable41€108-
Current investments50/53€21k€536k▲
Cash at bank and in hand54/58€141k€76k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€917k€1.24M▲
Equity10/15€628k€1.00M▲
Contributions10/11€6k€6k=
Reserves13€452k€822k▲
Distributable reserves133€452k€822k▲
Profit (loss) carried forward14€170k€172k▲
Amounts payable17/49€289k€242k▼
Amounts payable after more than one year17€144k€130k▼
Financial debts170/4€144k€130k▼
Other amounts payable178/9€221-
Amounts payable within one year42/48€144k€111k▼
Current portion of amounts payable after more than one year42€35k€14k▼
Trade debts44€6k€9k▲
Suppliers440/4€6k€9k▲
Taxes, remuneration and social security45€31k€52k▲
Taxes450/3€31k€52k▲
Other amounts payable47/48€73k€36k▼
Accrued charges and deferred income492/3€221€639▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€19k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-58k-
Other operating charges640/8€4k€5k▲
Gross operating margin9900€56k€48k▼
Operating profit (loss)9901€92k€24k▼
Financial income75/76B€52k€391k▲
Recurring financial income75€52k€2k▼
Non-recurring financial income76B-€389k
Financial charges65/66B€87k€6k▼
Recurring financial charges65€87k€6k▼
Profit (loss) for the period before taxes9903€57k€409k▲
Income taxes67/77€5k€37k▲
Profit (loss) for the period9904€52k€372k▲
Profit (loss) for the period to be appropriated9905€52k€372k▲
Appropriation of the result
Profit (loss) to be appropriated9906€220k€542k▲
Profit (loss) brought forward from the previous period14P€168k€170k▲
Transfer to equity691/2€50k€370k▲
To other reserves6921€50k€370k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
11-09
State Gazette act
General meeting · Registered-office moveGeneral meeting · Registered-office move2 facts ▸
State Gazette act
General meeting · Registered-office move
General meeting · Registered-office move2 facts ▸
- General meeting, 2026-09-01
- Registered-office move, Rue Henri Evenepoel 9 1030 Schaerbeek
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €372k ▲616%
Net result €372k, the highest in the series.
31-12
Financial
Liquidity times 5current ratio 5.62
Current ratio from 1.16 to 5.62; short-term debt falls from €144k to €111k.
31-12
Financial
Equity above €1MEq €1.00M ▲59.2%
7 profitable years in a row build equity to €1.00M.
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Weakest financial yearnet €18k ▼70.8%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Equity above €500kEq €558k ▲12.8%
4 profitable years in a row build equity to €558k.
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 1.31
Current ratio from 0.52 to 1.31; short-term debt falls from €149k to €73k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 49 days late
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 2 establishment units since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henri Evenepoelstraat 91030 SchaarbeekGround area
1,696 m²
Building footprint
480 m²
Volume, LiDAR
5,753 m³
2 parcels, Brussels, Flanders · tallest building 30.5 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
HM CONSULTING SPRL
since 20032.126.977.396
HM Consulting
since 20212.319.281.975
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21911C0096/00F018 | Brussels | 885 m² | 1 · 331 m² | 30.5 m · 6 fl. |
| 23050F0142/00D000 | Flanders | 811 m² | 1 · 150 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300L45X2NXEJANG29
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 27,852 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.