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HLP

Active
Private limited companyfounded 20214 yrs activeHoekstraat 46, 3910 Pelt, BelgiumKBO/BCE: BE 0778.458.355

HLP has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €44k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 25% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
63 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62=
Solvency47▼-53
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 9.28 in 2024; short-term debt: 77.8% and cash: 77.7% of total assets), and 77.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
22.1%
Return on assets
20.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 31662 sector peers (2025).
NBB · sector comparison
Position among 31662 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-04-2026, 106 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
106 d early
2024
34 d early
2023
7 d early
2022
4 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€49k▼ 65.5%
2024 · €141k
2022: €58k 2023: €110k 2024: €141k
2022 → 2025
Total assets
€220k▲ 38.9%
2024 · €159k
2022: €82k 2023: €137k 2024: €159k
2022 → 2025
Net result
€44k▲ 39.8%
2024 · €32k
2022: €54k 2023: €52k 2024: €32k
2022 → 2025
Working capital
€48k▼ 66.0%
2024 · €141k
2022: €58k 2023: €110k 2024: €141k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€58k-€110k▲ 90.3%€141k▲ 28.9%€49k▼ 65.5%
Operating result€67k-€65k▼ 2.7%€69k▲ 5.6%€102k▲ 48.0%
Net result€54k-€52k▼ 2.9%€32k▼ 39.0%€44k▲ 39.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2022: €67k€67kNet result 2022: €54k€54kOperating result 2023: €65k€65kNet result 2023: €52k€52kOperating result 2024: €69k€69kNet result 2024: €32k€32kOperating result 2025: €102k€102kNet result 2025: €44k€44k2022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 48% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €220k
Fixed assets €964▲ 469%
Current assets €219k▲ 38.4%
Equity and liabilities €220k
Equity €49k▼ 65.5%
Debt €172k▲ 892%
The debt ratio rises from 10.9% to 77.9%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€102k
2024 · €69k
Cash flow
€44k
2024 · €32k
Solvency
22.1%
2024 · 89.1%
Current ratio
1.28
2024 · 9.28
Quick ratio
1.28
2024 · 9.28
Debt / equity
3.52
2024 · 0.12
ROE
91.0%
2024 · 22.4%
ROA
20.1%
2024 · 20.0%
Interest coverage
2.21
2024 · 2.16
Debt
€172k
2024 · €17k
Debt ≤ 1 year
€171k
2024 · €17k
Income taxes
€11k
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€159k€220k
Fixed assets21/28€169€964
Tangible fixed assets22/27€169€964
Furniture and vehicles24€169€964
Current assets29/58€159k€219k
Amounts receivable within one year40/41€20k€48k
Trade receivables40€20k€48k
Cash at bank and in hand54/58€139k€171k
Deferred charges and accrued income490/1€58€773
Equity and liabilities
Total equity and liabilities10/49€159k€220k
Equity10/15€141k€49k
Contributions10/11€4k€4k=
Reserves13€137k€45k
Distributable reserves133€137k€45k
Profit (loss) carried forward14-€0
Amounts payable17/49€17k€172k
Amounts payable within one year42/48€17k€171k
Trade debts44€701€2k
Suppliers440/4€701€2k
Taxes, remuneration and social security45€16k€12k
Taxes450/3€14k€10k
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€75€158k
Accrued charges and deferred income492/3€225€225=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61€68
Other operating charges640/8€499€512
Gross operating margin9900€70k€103k
Operating profit (loss)9901€69k€102k
Financial income75/76B€3k€0
Recurring financial income75€3k€0
Financial charges65/66B€32k€46k
Recurring financial charges65€32k€46k
Profit (loss) for the period before taxes9903€40k€56k
Income taxes67/77€8k€11k
Profit (loss) for the period9904€32k€44k
Profit (loss) for the period to be appropriated9905€32k€44k
Appropriation of the result
Profit (loss) to be appropriated9906€32k€44k
Transfer from equity791/2-€137k
Transfer to equity691/2€32k€44k
To other reserves6921€32k€44k
Profit to be distributed694/7-€137k
Return on contributions (dividend)694-€137k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €32k ▼39%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
24-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €100kEq €110k ▲90.3%
2 profitable years in a row build equity to €110k.
27-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hoekstraat 463910 Pelt
Ground area
892 m²
Building footprint
680 m²
Volume, LiDAR
1,412 m³
Parcel 72025B1247/00A000, Flanders · tallest building 8.2 m. Linked by address, not a title deed.
1 establishment unit
HLP
Hoekstraat 46, 3910 PeltFinancial service activities, except insurance and pension funding
since 20212.326.228.759
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72025B1247/00A000 Flanders 892 m² 1 · 680 m² 8.2 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900LVJCWJUACE7L72
live in the LEI register

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 38,050 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded09-12-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.