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HK DRIVER

Active
Jetse Steenweg 479 ·1090 Jette, Belgium
KBO/BCE: BE 0790.748.948
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs
Board2
Connections1

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of HK DRIVER is 6.6% (elevated). The 2024 annual accounts show equity of €9k. Its solvency ranks better than 95% of 2254 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
6.6% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 2254 peers (2024). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 28-08-2025 28 d late 2025-00428229
31-12-2023 31-07-2024 25-12-2024 147 d late 2025-00630629

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-1k
Working capital€9k0%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
€-2k€-1k€-500€0Operating result 2023: €-1k€-1kNet result 2023: €-1k€-1k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 49, Land transport · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 88.7% 27.4%
better than 95% of 2254 sector peers
Equity €9k €17k
better than 37% of 2260 sector peers
Total assets €10k €66k
better than 10% of 2255 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€-1k
- 23-24
Total assets
€10k
+1.5% 23-24
Equity
€9k
0.0% 23-24
Working capital
€9k
0.0% 23-24
Debt
€1k
+14.9% 23-24
Debt ≤ 1y
€1k
+14.9% 23-24
Current ratio
8.83
-11.7% 23-24
Quick ratio
8.83
-11.7% 23-24
Solvency
88.7%
-1.5% 23-24
Debt / equity
0.13
+14.9% 23-24
ROE
-11.1%
- 23-24
ROA
-10.0%
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit-
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€10k
Equity€9k
Debt€1k
of which ≤ 1y€1k
of which > 1y-
Working capital€9k
Employees (FTE)-
Ratios (computed)
2024
Current ratio8.83
Quick ratio8.83
Working capital ratio88.7%
Solvency88.7%
Debt / equity0.13
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-
ROE-
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€10k
Current assets 29/58€10k
Amounts receivable within one year 40/41€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€10k
Equity 10/15€9k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€-1k
Amounts payable 17/49€1k
Amounts payable within one year 42/48€1k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
75 / 100 Excellent
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

4 directors
Current directors & mandates
  • AKCHA Mohamed
    Director
    State Gazette act 26012902 (27-01-2026)
    Current
    19-01-2026 → present
  • LAHBOUBI Hicham
    Director
    State Gazette act 26012902 (27-01-2026)
    Current
    25-11-2025 → present
    2 events
    • 27-01-2026 Mandate renewed· Director
    • 25-11-2025 Appointed· Director
Former directors (2)
  • ACHKAOUKAOU KAOUTAR
    Director
    State Gazette act 24028000 (14-02-2024)
    Former
    14-02-2024 → 25-11-2025
    2 events
    • 25-11-2025 Resigned· Director
    • 14-02-2024 Appointed· Director
  • BENAALI MERIEM
    Director
    State Gazette act 24028000 (14-02-2024)
    Former
    - → 22-01-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Diensten voor personenvervoer op aanvraag per voertuig met chauffeur(49330)
Legal form Private limited company(610)
Incorporation13-09-2022
StatusActive
Postal code1090

Structure & network

Connections & network

1 connected company
Network connections
JSS TASTING
Shared address
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
35 companies at this address See who is registered here

Establishment units

1 location
HK DRIVER
Gespstraat 18, 1070 AnderlechtVervaardiging van zitmeubels en onderdelen daarvan voor woningen : stoelen, fauteuils, zitbanken, canapés, taboeretten, enz.
since 20222.335.609.154
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2,988 m²
Buildings2
Building footprint308 m²
Volume (LiDAR)2,712 m³
Tallest building11.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21464D0091/00M000 Brussels 2,738 m² 1 · 245 m² 11.8 m · 3 fl.
21302A0528/00W002 Brussels 249 m² 1 · 63 m² 7.1 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

4 acts
Capital history · 2
27-01-2026
v3.2
04-12-2025
v3.2
All acts · 4 updated 6 months ago
2026
27-01-2026 Transaction in capital or shares Capital & shares
2025
04-12-2025 Transaction in capital or shares Capital & shares
2024
14-02-2024 1 director appointed, 1 resigning Director changes
  • ACHKAOUKAOU KAOUTAR, Bestuurder
  • BENAALI MERIEM, Bestuurder
Summary: v3.2
2022
15-09-2022 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health75Profitability-Solvency100Growth55Stability94
81 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: profitability. An unmeasured axis is not a zero: no data was read for it.

Health 75
Profitability -
Solvency 100
Growth 55
Stability 94

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Exploitatie van taxi's49320Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330Personenvervoer te land binnen steden of voorsteden49310Personenvervoer over de weg volgens dienstregeling49310Personenvervoer over de weg zonder dienstregeling49320Overig personenvervoer te land, n.e.g.49390
Primary activity highlighted.
Names & trade names
Legal nameNL HK DRIVER
Registered office
Jetse Steenweg 479 bus RDC/G
1090 Jette, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.