HK
ActiveSummary
The computed 12-month bankruptcy probability of HK is 4.2% (elevated). The 2025 annual accounts show equity of €86k and a net result of €-6k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 18941 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-40
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity ample (current ratio 6.75 against 3.02 in 2024; short-term debt: 5.5% and cash: 26.7% of total assets), and 5.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
NBB · annual accounts 2024Net result per financial year
1819202122232425
2018 to 2025 · latest year €-6k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
46 d late
2024
64 d late
2023
64 d late
2022
91 d late
2021
75 d late
2020
191 d late
2019
102 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€86k▼ 6.6%
2024 · €92k
2018: €62k
2019: €37k
2020: €57k
2021: €27k
2022: €25k
2023: €59k
2024: €92k
2018 → 2025
Total assets
€91k▼ 12.6%
2024 · €104k
2018: €103k
2019: €84k
2020: €97k
2021: €86k
2022: €92k
2023: €114k
2024: €104k
2018 → 2025
Net result
€-6k
2024 · €34k
2018: €30k
2019: €-26k
2020: €13k
2021: €-30k
2022: €-2k
2023: €33k
2024: €34k
2018 → 2025
Working capital
€29k▲ 17.5%
2024 · €24k
2018: €9k
2019: €-10k
2020: €11k
2021: €-39k
2022: €-36k
2023: €-11k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€25k▼ 6.2%€59k▲ 133%€92k▲ 57.5%€86k▼ 6.6%
Operating result€-30k-€-1k▲ 95.1%€33k€33k▼ 2.6%€386▼ 98.8%
Net result€-30k-€-2k▲ 94.5%€33k€34k▲ 0.7%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 99% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets
€58k ▼ 13.8%
Current assets
€34k ▼ 7.7%
Equity and liabilities €91k
Equity
€86k ▼ 6.6%
Debt
€5k ▼ 58.7%
Debt's share of the balance-sheet total falls from 11.5% to 5.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13k▼
2024 · €52k
Cash flow
€7k▼
2024 · €53k
Current ratio
6.75▲
2024 · 3.02
Quick ratio
5.58▲
2024 · 2.96
Debt to equity
0.06▼
2024 · 0.13
ROE
-7.0%▼
2024 · 36.5%
ROA
-6.6%▼
2024 · 32.3%
Interest coverage
1064.93▲
2024 · 91.35
Debt ≤ 1 year
€5k▼
2024 · €12k
Income taxes
€10k▲
2024 · €2k
Staff costs
€13k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€104k€91k▼
Formation expenses20€1k-
Fixed assets21/28€67k€58k▼
Tangible fixed assets22/27€57k€48k▼
Land and buildings22€30k€25k▼
Plant, machinery and equipment23€16k€15k▼
Furniture and vehicles24€10k€8k▼
Financial fixed assets28€10k€10k=
Current assets29/58€36k€34k▼
Stocks and contracts in progress3€800€6k▲
Stocks30/36€800€6k▲
Amounts receivable within one year40/41€870€3k▲
Trade receivables40-€3k
Other amounts receivable41€870€870=
Cash at bank and in hand54/58€35k€24k▼
Equity and liabilities
Total equity and liabilities10/49€104k€91k▼
Equity10/15€92k€86k▼
Contributions10/11€18k€18k▼
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311-€2k
Other1319€2k-
Profit (loss) carried forward14€72k€66k▼
Amounts payable17/49€12k€5k▼
Amounts payable within one year42/48€12k€5k▼
Trade debts44€8k€618▼
Suppliers440/4€8k€618▼
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€594€88▼
Income statement
Code20242025
Remuneration, social security and pensions62€19k€13k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€13k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€75k€30k▼
Operating profit (loss)9901€33k€386▼
Financial income75/76B€4k€4k=
Recurring financial income75€4k€4k=
Financial charges65/66B€570€13▼
Recurring financial charges65€570€13▼
Profit (loss) for the period before taxes9903€36k€4k▼
Income taxes67/77€2k€10k▲
Profit (loss) for the period9904€34k€-6k▼
Profit (loss) for the period to be appropriated9905€34k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€66k▼
Profit (loss) brought forward from the previous period14P€38k€72k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 6.75
Current ratio from 3.02 to 6.75; short-term debt falls from €12k to €5k.
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 64 days late
2024
31-12
Financial
Highest result since 2018net €34k ▲0.7%
Net result €34k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 3.02
Current ratio from 0.81 to 3.02; short-term debt falls from €55k to €12k.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
31-12
Financial
Back to profitnet €33k
Net result €33k after 2 loss-making years.
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
07-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 191 days late
2021
31-12
Financial
Weakest financial yearnet €-30k ▼332%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
Show earlier events
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 134 days late
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 302 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugmannlaan 2421180 UkkelGround area
2,031 m²
Building footprint
1,019 m²
Volume, LiDAR
11,714 m³
2 parcels, Brussels · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
HK
since 20162.257.178.914
CIVICO6 PIZZERIA
since 20222.329.892.884
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21384D0158/00L002 | Brussels | 1,812 m² | 1 · 800 m² | 16.1 m · 4 fl. |
| 21618B0276/00N060 | Brussels | 219 m² | 1 · 219 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteUkkel2.329.892.884
Similar companies · same sector, comparable size
'T WIT MADAMMEKE
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JEP
BE 0811.076.287
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SAKURA CM
BE 0745.647.710
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ELITE
BE 0681.858.233
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SARDAP
BE 0899.163.373
Brussel · Eq €92,305
Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 7,924 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-2016
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:halilkay1973@gmail.com
Phone:0484807804