HINANT Frédéric
ActiveThe computed 12-month bankruptcy probability of HINANT Frédéric is 2.1% (moderate). The 2025 annual accounts show equity of €3k and a net result of €-5k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 23% of 18040 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-19
Solvency26▼-23
Growth78=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.9%
Return on assets
-1.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 18040 sector peers (2025).
NBB · sector comparisonPosition among 18040 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
60 d early
2024
2 d early
2023
29 d late
2022
6 d early
2021
22 d late
2020
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€279k
EBIT margin
-6.5%
Net result
€-5k
2024 · €8k
2020: €-21k
2021: €55k
2022: €34k
2023: €11k
2024: €8k
2020 → 2025
Working capital
€-2k
2024 · €71k
2020: €-51k
2021: €29k
2022: €67k
2023: €53k
2024: €71k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€71k▲ 91.3%€64k▼ 9.6%€72k▲ 12.8%€3k▼ 96.5%
Operating result€73k-€47k▼ 35.1%€21k▼ 54.8%€17k▼ 21.2%€615▼ 96.4%
Net result€55k-€34k▼ 38.8%€11k▼ 66.7%€8k▼ 27.1%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €277k
Fixed assets
€184k▼ 6.2%
Current assets
€93k▼ 10.0%
Equity and liabilities €277k
Equity
€3k▼ 96.5%
Debt
€275k▲ 20.6%
The debt ratio rises from 75.9% to 99.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€24k▼
2024 · €45k
Cash flow
€19k▼
2024 · €36k
Solvency
0.9%▼
2024 · 24.1%
Current ratio
0.98▼
2024 · 3.22
Quick ratio
0.98▼
2024 · 3.22
ROE
-196.6%▼
2024 · 11.3%
ROA
-1.8%▼
2024 · 2.7%
Interest coverage
4.42▼
2024 · 6.78
Debt
€275k▲
2024 · €228k
Debt ≤ 1 year
€95k▲
2024 · €32k
Debt > 1 year
€180k▼
2024 · €196k
Staff costs
€55k▲
2024 · €51k
A ratio outside any meaningful range has been withheld (balance sheet total €277k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€300k€277k▼
Formation expenses20€64-
Fixed assets21/28€196k€184k▼
Intangible fixed assets21€228€0▼
Tangible fixed assets22/27€196k€184k▼
Land and buildings22€174k€173k▼
Furniture and vehicles24€22k€11k▼
Current assets29/58€104k€93k▼
Amounts receivable within one year40/41€15k€10k▼
Trade receivables40€641€50▼
Other amounts receivable41€14k€10k▼
Cash at bank and in hand54/58€89k€80k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€300k€277k▼
Equity10/15€72k€3k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€70k-
Amounts payable17/49€228k€275k▲
Amounts payable after more than one year17€196k€180k▼
Financial debts170/4€196k€180k▼
Amounts payable within one year42/48€32k€95k▲
Current portion of amounts payable after more than one year42€18k€16k▼
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Taxes, remuneration and social security45€7k€18k▲
Taxes450/3€317€10k▲
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€2k€56k▲
Income statement
Code20242025
Remuneration, social security and pensions62€51k€55k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€24k▼
Other operating charges640/8€7k€8k▲
Gross operating margin9900€103k€87k▼
Operating profit (loss)9901€17k€615▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€10k€-5k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€8k€-5k▼
Profit (loss) for the period to be appropriated9905€8k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€70k€65k▼
Profit (loss) brought forward from the previous period14P€62k€70k▲
Profit to be distributed694/7-€65k
Return on contributions (dividend)694-€65k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 2.86
Current ratio from 1.42 to 2.86; short-term debt falls from €70k to €36k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Back to profitnet €55k
Net result €55k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.42
Current ratio from 0.32 to 1.42; short-term debt falls from €75k to €70k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mettet · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Centenaire, St-Gérard 10A5640 MettetGround area
1,766 m²
Building footprint
54 m²
Volume, LiDAR
334 m³
Parcel 92104F0043/00A008, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hinant Frédéric
since 20202.298.827.843
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92104F0043/00A008 | Wallonia | 1,766 m² | 1 · 54 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMettet2.298.827.843
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Of 3,831 companies in sector 47210 we hold annual accounts for 965. 270 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2020
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47789Other retail sale of new goods
47810Retail trade
47890Retail trade
01130Growing of vegetables, melons, roots and tubers
01191Growing of flowers
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ulaspiewak@hotmail.fr
Phone:+32473762404