HEVIC
ActiveHEVIC has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €147k and a net result of €56k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 28% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-19
Solvency50▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.25 in 2024; short-term debt: 31.6% and cash: 9.5% of total assets), and 75% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25%
Return on assets
9.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
22 d early
2024
7 d early
2023
on the day
2022
4 d early
2021
1 d early
2020
22 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€147k▲ 61.5%
2024 · €91k
2019: €47k
2020: €85k
2021: €158k
2022: €91k
2023: €91k
2024: €91k
2019 → 2025
Total assets
€589k▲ 94.1%
2024 · €303k
2019: €65k
2020: €92k
2021: €292k
2022: €341k
2023: €531k
2024: €303k
2019 → 2025
Net result
€56k▼ 51.6%
2024 · €116k
2019: €35k
2020: €37k
2021: €74k
2022: €122k
2023: €287k
2024: €116k
2019 → 2025
Working capital
€59k▲ 49.5%
2024 · €40k
2019: €46k
2020: €83k
2021: €138k
2022: €31k
2023: €74k
2024: €40k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€158k-€91k▼ 42.6%€91k=€91k=€147k▲ 61.5%
Operating result€103k-€170k▲ 64.5%€272k▲ 60.6%€153k▼ 43.8%€80k▼ 47.4%
Net result€74k-€122k▲ 65.3%€287k▲ 136%€116k▼ 59.7%€56k▼ 51.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 47% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €589k
Fixed assets
€343k▲ 227%
Current assets
€245k▲ 23.9%
Equity and liabilities €589k
Equity
€147k▲ 61.5%
Debt
€442k▲ 108%
The debt ratio rises from 70.0% to 75.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€102k▼
2024 · €170k
Cash flow
€78k▼
2024 · €133k
Solvency
25.0%▼
2024 · 30.0%
Current ratio
1.32▲
2024 · 1.25
Quick ratio
0.57▼
2024 · 1.25
Debt / equity
3.00▲
2024 · 2.33
ROE
38.1%▼
2024 · 127.1%
ROA
9.5%▼
2024 · 38.1%
Interest coverage
48.01▼
2024 · 49.45
Debt
€442k▲
2024 · €212k
Debt ≤ 1 year
€186k▲
2024 · €158k
Debt > 1 year
€256k▲
2024 · €54k
Income taxes
€24k▼
2024 · €36k
Staff costs
€22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€303k€589k▲
Fixed assets21/28€105k€343k▲
Intangible fixed assets21-€174k
Tangible fixed assets22/27€105k€162k▲
Plant, machinery and equipment23-€39k
Furniture and vehicles24€11k€3k▼
Other tangible fixed assets26€94k€119k▲
Financial fixed assets28-€8k
Current assets29/58€198k€245k▲
Amounts receivable after more than one year29€30k€0▼
Trade receivables290€30k€0▼
Stocks and contracts in progress3-€139k
Stocks30/36-€139k
Amounts receivable within one year40/41€33k€4k▼
Trade receivables40€22k€3k▼
Other amounts receivable41€11k€663▼
Current investments50/53€76k€46k▼
Cash at bank and in hand54/58€58k€56k▼
Deferred charges and accrued income490/1€2k€624▼
Equity and liabilities
Total equity and liabilities10/49€303k€589k▲
Equity10/15€91k€147k▲
Contributions10/11€19k€19k=
Reserves13€72k€128k▲
Distributable reserves133€72k€128k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€212k€442k▲
Amounts payable after more than one year17€54k€256k▲
Financial debts170/4€54k€256k▲
Amounts payable within one year42/48€158k€186k▲
Current portion of amounts payable after more than one year42€17k€50k▲
Financial debts43€0-
Credit institutions430/8€0-
Other loans439€0-
Trade debts44-€51k
Suppliers440/4-€51k
Taxes, remuneration and social security45€0€14k▲
Taxes450/3€0€4k▲
Remuneration and social security454/9€0€10k▲
Other amounts payable47/48€141k€70k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62-€22k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€22k▲
Other operating charges640/8€53€14k▲
Gross operating margin9900€170k€138k▼
Operating profit (loss)9901€153k€80k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€151k€80k▼
Income taxes67/77€36k€24k▼
Profit (loss) for the period9904€116k€56k▼
Profit (loss) for the period to be appropriated9905€116k€56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€116k€56k▼
Transfer to equity691/2-€56k
To other reserves6921-€56k
Profit to be distributed694/7€116k€0▼
Return on contributions (dividend)694€116k€0▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €100kEq €147k ▲61.5%
7 profitable years in a row build equity to €147k.
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2019net €287k ▲136%
Operating result €272k, net result €287k, both a record.
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €150kEq €158k ▲86.8%
3 profitable years in a row build equity to €158k.
08-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity triplescurrent ratio 12.37
Current ratio from 3.68 to 12.37; short-term debt falls from €17k to €7k.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dentergem · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat(Wak) 518720 DentergemGround area
2,241 m²
Building footprint
477 m²
Volume, LiDAR
2,944 m³
2 parcels, Flanders · tallest building 16.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
HEVIC
since 20192.283.256.175
ZPS
since 20252.375.553.160
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37016B1132/00L004 | Flanders | 1,998 m² | 1 · 247 m² | 8.2 m · 2 fl. |
| 33011F0687/00R004 | Flanders | 242 m² | 1 · 231 m² | 16.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Thys & Co
BE 0841.732.247
Bekkevoort · Eq €147k
BIO-MIX
BE 0760.814.748
Esneux · Eq €147k
NUMBERS MATTER
BE 0800.934.740
Kuurne · Eq €147k
PINK GLASSES
BE 0737.442.795
Zemst · Eq €147k
Jones & Jones
BE 0877.942.248
Antwerpen · Eq €147k
Of 13,426 companies in sector 73300 we hold annual accounts for 6,900. 5,458 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2019
Fiscal year end30-09
Activities, NACEBEL
47711Retail sale of women's outerwear
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.