Age28 yrs
Real estate1 parcel · 1,187 m²
Summary
Conclusion
the dossier summarised in one paragraphHET VERZET has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.23M and a net result of €8k. The computed 12-month bankruptcy probability is 0.6% (low).
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideFiled after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 28-08-2026 | 28 d late | 2026-00441900 |
| 31-12-2024 | 31-07-2025 | 30-06-2025 | 31 d early | 2025-00197518 |
| 31-12-2023 | 31-07-2024 | 31-07-2024 | on the day | 2024-00311540 |
| 31-12-2022 | 31-07-2023 | 31-08-2023 | 31 d late | 2023-00388621 |
| 31-12-2021 | 31-07-2022 | 30-06-2022 | 31 d early | 2022-20110050 |
| 31-12-2020 | 31-07-2021 | 27-08-2021 | 27 d late | 2021-59000007 |
| 31-12-2019 | 31-07-2020 | 11-09-2020 | 42 d late | 2020-52700473 |
| 31-12-2018 | 31-07-2019 | 30-08-2019 | 30 d late | 2019-60000479 |
| 31-12-2017 | 31-07-2018 | 31-08-2018 | 31 d late | 2018-58900527 |
| 31-12-2016 | 31-07-2017 | 31-08-2017 | 31 d late | 2017-58400073 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1998, 28 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.6%
Low
0%0,5%1,5%4%10%≥25%
Long track record
−Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated schema)
EBIT marginNot published (abbreviated schema)
Net result€8k
Working capital€1.09M
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 28-08-2026 with the NBB · fiscal year 2025 · abbreviated schema
| Fiscal year | 2025 |
|---|---|
| Deposit | abbreviated schema |
| Revenue | - |
| EBITDA | €188k |
| Net profit | €8k |
| Cash flow | €174k |
| Staff costs | €246k |
| Income taxes | €6k |
| Dividends | - |
| Total assets | €1.49M |
| Equity | €1.23M |
| Debt | €260k |
| of which ≤ 1y | €161k |
| of which > 1y | €99k |
| Working capital | €1.09M |
| Employees (FTE) | 4.4 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 7.77 |
| Quick ratio | 3.82 |
| Working capital ratio | 73.1% |
| Solvency | 82.5% |
| Debt / equity | 0.21 |
| Long-term debt ratio | 0.08 |
| Interest coverage | 17.17 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.5% |
| ROE | 0.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.49M |
| Fixed assets | 21/28 | €239k |
| Tangible fixed assets | 22/27 | €237k |
| Financial fixed assets | 28 | €3k |
| Current assets | 29/58 | €1.25M |
| Stocks & contracts in progress | 3 | €636k |
| Amounts receivable within one year | 40/41 | €220k |
| Cash & bank | 54/58 | €381k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.49M |
| Equity | 10/15 | €1.23M |
| Contributions / capital | 10/11 | €6k |
| Reserves | 13 | €215k |
| Accumulated profits (losses) | 14 | €1.01M |
| Amounts payable | 17/49 | €260k |
| Amounts payable after one year | 17 | €99k |
| Amounts payable within one year | 42/48 | €161k |
| Trade debts payable within one year | 44 | €24k |
| Income statement | ||
| Gross operating margin | 9900 | €467k |
| Operating result | 9901 | €22k |
| Financial income | 75 | €3k |
| Financial charges | 65 | €11k |
| Result before taxes | 9903 | €14k |
| Income taxes | 67/77 | €6k |
| Net result for the period | 9904 | €8k |
| Result to be appropriated | 9905 | €8k |
Ratios computed by Checked.
Health barometer
FY 2025 · computed86
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationNieuwstraat 41, 9800 Deinze
since 19982.087.082.484
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,187 m²
Buildings1
Building footprint368 m²
Volume (LiDAR)1,309 m³
Tallest building7.1 m · ±1 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004B0525/00E002 | Flanders | 1,186 m² | 1 · 368 m² | 7.1 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 act All acts · 1
updated 2 years ago
2024
05-02-2024 Discharge granted to the board
Notary:
Marc JANSEN · HasseltFirm:
MARC JANSEN & ARVID LEROI, geassocieerde notarissen
Analysis
Financial profile
4 of 5 axes measured68
/ 100
Strong profile, led by solvency.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
86
Profitability
3
Solvency
100
Growth
-
Stability
85
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 0480.313.910 · Deinze
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BE 0880.866.896 · Deinze
BE 0808.672.469 · Deinze
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 177 of the 1,466 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in fietsen47632Detailhandel in fietsen in gespecialiseerde winkels47785Overige groothandel51900Niet-gespecialiseerde groothandel46900Goederenvervoer over de weg49410Verhuur van vrachtwagens met bestuurder60243Verhuur en lease van sport- en recreatieartikelen77210Reparatie en onderhoud van consumentenartikelen, neg95290
Primary activity highlighted.
Names & trade names
| Legal nameNL | HET VERZET |
Registered office
Nieuwstraat 41
9800 Deinze, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.