HET VASTGOEDHUIS
ActiveSummary
HET VASTGOEDHUIS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168k and a net result of €11k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 35% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▲+5
Solvency42▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.15 in 2024; short-term debt: 53.7% and cash: 0% of total assets), and 83% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-10-2025, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
on the day
2023
on the day
2022
4 d early
2021
2 d early
2020
27 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€168k▲ 6.9%
2024 · €157k
2019: €131k
2020: €143k
2021: €145k
2022: €146k
2023: €156k
2024: €157k
2019 → 2025
Total assets
€988k▼ 4.0%
2024 · €1.03M
2019: €1.29M
2020: €1.23M
2021: €1.18M
2022: €1.12M
2023: €1.12M
2024: €1.03M
2019 → 2025
Net result
€11k▲ 658%
2024 · €1k
2019: €50k
2020: €13k
2021: €1k
2022: €2k
2023: €10k
2024: €1k
2019 → 2025
Working capital
€-461k▼ 6.3%
2024 · €-434k
2019: €-290k
2020: €-295k
2021: €-332k
2022: €-363k
2023: €-392k
2024: €-434k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€145k-€146k▲ 1.1%€156k▲ 6.5%€157k▲ 0.9%€168k▲ 6.9%
Operating result€25k-€26k▲ 3.7%€36k▲ 39.5%€29k▼ 19.7%€43k▲ 47.9%
Net result€1k-€2k▲ 8.8%€10k▲ 525%€1k▼ 84.9%€11k▲ 658%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 48% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €988k
Fixed assets
€918k ▼ 3.8%
Current assets
€70k ▼ 6.5%
Equity and liabilities €988k
Equity
€168k ▲ 6.9%
Debt
€819k ▼ 6.0%
Debt's share of the balance-sheet total falls from 84.7% to 83.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€80k▲
2024 · €66k
Cash flow
€48k▲
2024 · €39k
Current ratio
0.13▼
2024 · 0.15
Debt to equity
4.87▼
2024 · 5.54
ROE
6.5%▲
2024 · 0.9%
ROA
1.1%▲
2024 · 0.1%
Interest coverage
2.91▲
2024 · 2.42
Debt ≤ 1 year
€531k▲
2024 · €508k
Debt > 1 year
€288k▼
2024 · €362k
Income taxes
€5k▲
2024 · €575
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€988k▼
Fixed assets21/28€954k€918k▼
Tangible fixed assets22/27€954k€917k▼
Land and buildings22€949k€912k▼
Plant, machinery and equipment23€5k€5k▼
Financial fixed assets28-€670
Current assets29/58€74k€70k▼
Amounts receivable within one year40/41€69k€68k▼
Trade receivables40€69k€68k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€2k€457▼
Deferred charges and accrued income490/1€4k€868▼
Equity and liabilities
Total equity and liabilities10/49€1.03M€988k▼
Equity10/15€157k€168k▲
Contributions10/11€37k€37k=
Reserves13€77k€88k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€77k€88k▲
Profit (loss) carried forward14€43k€43k=
Amounts payable17/49€871k€819k▼
Amounts payable after more than one year17€362k€288k▼
Financial debts170/4€362k€288k▼
Amounts payable within one year42/48€508k€531k▲
Current portion of amounts payable after more than one year42€77k€74k▼
Financial debts43€8k€8k▼
Credit institutions430/8€8k€8k▼
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€3k€11k▲
Taxes450/3€3k€11k▲
Other amounts payable47/48€412k€430k▲
Accrued charges and deferred income492/3€639€639=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€37k▼
Other operating charges640/8€6k€7k▲
Gross operating margin9900€72k€87k▲
Operating profit (loss)9901€29k€43k▲
Financial income75/76B€379€0▼
Recurring financial income75€379€0▼
Financial charges65/66B€27k€27k▲
Recurring financial charges65€27k€27k▲
Profit (loss) for the period before taxes9903€2k€16k▲
Income taxes67/77€575€5k▲
Profit (loss) for the period9904€1k€11k▲
Profit (loss) for the period to be appropriated9905€1k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€54k▲
Profit (loss) brought forward from the previous period14P€43k€43k=
Transfer to equity691/2€1k€11k▲
To other reserves6921€1k€11k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €150kEq €156k ▲6.5%
5 profitable years in a row build equity to €156k.
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €1k ▼88.8%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 21 days late
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marktstraat 31745 OpwijkGround area
585 m²
Building footprint
395 m²
Volume, LiDAR
2,615 m³
2 parcels, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HET VASTGOEDHUIS
since 20012.116.354.908
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23060B0425/00F000 | Flanders | 430 m² | 1 · 243 m² | 11.2 m · 1 fl. |
| 23060B0316/00Y000 | Flanders | 154 m² | 1 · 152 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VANIMI
BE 0761.346.169
Sint-Pieters-Woluwe · Eq €169k
COBOCADO
BE 0830.003.858
Lokeren · Eq €167k
MC-VIET FOOD
BE 0630.612.440
Seneffe · Eq €170k
PRALINES VERHEECKE
BE 0885.239.222
Brugge · Eq €171k
Sophie's Garden
BE 0700.516.875
Koksijde · Eq €166k
Of 2,476 companies in sector 47279 we hold annual accounts for 950. 706 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-2001
Fiscal year end31-03
Activities, NACEBEL 2025
47279Other retail sale of food
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.