HET SNIPKE
ActiveHET SNIPKE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €-4k. Equity is shrinking by ~30.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 28% of 13071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
17
/ 100
Critical▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency9▼-5
Growth58=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.76 against 0.98 in 2024), and 95.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.3%
Return on assets
-1.6%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
145 d late
2023
27 d late
2022
39 d early
2021
24 d early
2020
95 d early
2019
105 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 27.2%
2024 · €14k
2018: €81k
2019: €69k
2020: €57k
2021: €37k
2022: €35k
2023: €17k
2024: €14k
2018 → 2025
Total assets
€245k▼ 4.0%
2024 · €255k
2018: €126k
2019: €130k
2020: €152k
2021: €147k
2022: €168k
2023: €249k
2024: €255k
2018 → 2025
Net result
€-4k▼ 47.5%
2024 · €-3k
2018: €-9k
2019: €-12k
2020: €-12k
2021: €-20k
2022: €-3k
2023: €-18k
2024: €-3k
2018 → 2025
Working capital
€-56k▼ 1,346%
2024 · €-4k
2018: €2k
2019: €-6k
2020: €22k
2021: €16k
2022: €25k
2023: €22k
2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€35k▼ 7.3%€17k▼ 50.8%€14k▼ 15.6%€10k▼ 27.2%
Operating result€-19k-€-2k▲ 88.5%€-17k▼ 669%€-2k▲ 88.3%€-3k▼ 54.2%
Net result€-20k-€-3k▲ 86.1%€-18k▼ 541%€-3k▲ 84.9%€-4k▼ 47.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €245k
Fixed assets
€66k=
Current assets
€179k▼ 5.4%
Equity and liabilities €245k
Equity
€10k▼ 27.2%
Debt
€235k▼ 2.6%
The debt ratio rises from 94.4% to 95.7%: equity shrinks faster than debt is paid down.
Key figures and ratios
Solvency
4.3%▼
2024 · 5.6%
Current ratio
0.76▼
2024 · 0.98
Quick ratio
0.76▼
2024 · 0.98
Debt / equity
22.48▲
2024 · 16.80
ROE
-37.4%▼
2024 · -18.4%
ROA
-1.6%▼
2024 · -1.0%
Debt
€235k▼
2024 · €241k
Debt ≤ 1 year
€235k▲
2024 · €193k
Income taxes
€860▲
2024 · €411
Staff costs
€81k▲
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€255k€245k▼
Fixed assets21/28€66k€66k=
Tangible fixed assets22/27€66k€66k=
Land and buildings22€66k€66k=
Financial fixed assets28€37€37=
Current assets29/58€189k€179k▼
Amounts receivable within one year40/41€16k€18k▲
Trade receivables40€16k€18k▲
Other amounts receivable41-€15
Current investments50/53€21k€21k▲
Cash at bank and in hand54/58€151k€138k▼
Deferred charges and accrued income490/1€985€2k▲
Equity and liabilities
Total equity and liabilities10/49€255k€245k▼
Equity10/15€14k€10k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-4k€-8k▼
Amounts payable17/49€241k€235k▼
Amounts payable within one year42/48€193k€235k▲
Trade debts44€823€3k▲
Suppliers440/4€823€3k▲
Taxes, remuneration and social security45€109k€131k▲
Taxes450/3€99k€122k▲
Remuneration and social security454/9€10k€9k▼
Other amounts payable47/48€83k€101k▲
Accrued charges and deferred income492/3€48k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€76k€81k▲
Other operating charges640/8€67k€64k▼
Gross operating margin9900€141k€143k▲
Operating profit (loss)9901€-2k€-3k▼
Financial income75/76B-€313
Recurring financial income75-€313
Financial charges65/66B€244€287▲
Recurring financial charges65€244€287▲
Profit (loss) for the period before taxes9903€-2k€-3k▼
Income taxes67/77€411€860▲
Profit (loss) for the period9904€-3k€-4k▼
Profit (loss) for the period to be appropriated9905€-3k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-8k▼
Profit (loss) brought forward from the previous period14P€-2k€-4k▼
Transfer from equity791/2€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 145 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kreukelhoefweg(BOR) 262880 BornemGround area
395 m²
Building footprint
108 m²
Volume, LiDAR
573 m³
Parcel 12362G0139/00F000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HET SNIPKE
since 19952.071.292.270
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12362G0139/00F000 | Flanders | 395 m² | 1 · 108 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LE PUTTEATING
BE 0833.363.523
Lasne · Eq €10k
LE SAINT-HUB
BE 0876.542.082
Saint-Hubert · Eq €10k
GANESH
BE 0655.853.721
Sint-Niklaas · Eq €10k
GS RESTAURATION
BE 0550.607.929
Fléron · Eq €10k
Vin-Able
BE 0441.445.911
Bornem · Eq €10k
Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 7,081 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-1995
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
43222Installation of electric heating, air conditioning, cooling and ventilation
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.