Skip to content
Checked.be
Complete company report
Generated 20-08-2026
Active BE 0699.965.658Cooperative company

Het Pandschap

Kerkstraat 108 ·9050 Gent, Belgium· 8 yrs active
Sector: Handel in eigen onroerend goed (68110)
Conclusion Checked

The computed 12-month bankruptcy probability of Het Pandschap is 0.1% (very low). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 8 yrs
Board 6
Locations 1
Publications 5
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview6 NBB filings
Financials being processed
NBB has 6 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 19-07-2025 2025-00290980
31-12-2023 micro 13-07-2024 2024-00245822
31-12-2022 micro 01-07-2023 2023-00189971
31-12-2021 micro 29-06-2022 2022-20107675
31-12-2020 micro 15-07-2021 2021-35700527
31-12-2019 micro 24-09-2020 2020-55300420
Directors & mandates 7 directors
Current directors & mandates
  • Pepijn Boeraeve
    Director
    State Gazette act 26024686 (18-02-2026)
    Current
    18-02-2026 → present
  • Bert Van den Broele
    Director
    State Gazette act 23085526 (03-07-2023)
    Current
    03-07-2023 → present
  • Caroline Verhoeven
    Director
    State Gazette act 23085526 (03-07-2023)
    Current
    03-07-2023 → present
  • Domus Mundi/ RenoseeСLegal entity
    Director· perm. rep.: Alexis Versele
    State Gazette act 23085526 (03-07-2023)
    Current
    03-07-2023 → present
  • Guido Maertens
    Director
    State Gazette act 23085526 (03-07-2023)
    Current
    03-07-2023 → present
  • Koen Claes
    Director
    State Gazette act 23085526 (03-07-2023)
    Current
    03-07-2023 → present
Former directors (1)
  • ROTS vzwLegal entity
    Director· perm. rep.: Alexis Versele
    State Gazette act 26024686 (18-02-2026)
    Former
    - → 01-01-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Handel in eigen onroerend goed(68110)
Legal form Cooperative company(706)
Incorporation16-07-2018
StatusActive
Postal code9050
Establishment units 1 location
Kerkstraat 108, 9050 Gent
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
since 20182.277.978.286
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44362B0014/00G002 Flanders 3,095 m² 1 · 2,335 m² 9.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
18-08-2026
State Gazette act General meeting · Director reappointment
General meeting · Director reappointment
2025
19-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
13-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
01-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
29-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
15-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
24-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
Belgian State Gazette reading coverage 1 of 5 acts read

Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 5 acts
All acts · 5 updated 2 days ago
2026
18-08-2026 Act object · General meeting · Officer reappointment Open-capture extraction
  • Act object: herbenoeming bestuurders · Het Pandschap
  • Publication: 2026-08-18 · Het Pandschap
  • Filing: 2026-08-10 · Het Pandschap
  • General meeting: 2026-06-15 · Het Pandschap
  • Officer reappointment: role: bestuurder, term: 4 years, start_date: 2026-06-15 · Bert Van den Broele
  • Officer reappointment: role: bestuurder, term: 4 years, start_date: 2026-06-15 · Caroline Verhoeven
  • Officer reappointment: role: bestuurder, term: 4 years, start_date: 2026-06-15 · Guido Maertens
  • Officer reappointment: role: bestuurder, term: 4 years, start_date: 2026-06-15 · Koen Claes
  • Officer reappointment: role: bestuurder, term: 4 years, start_date: 2026-06-15 · Pepijn Boerave
Summary: Act object · General meeting · Officer reappointment
Technical details 
{
  "facts": [
    {
      "type": "act_object",
      "quote": "Onderwerp akte: herbenoeming bestuurders",
      "value": "herbenoeming bestuurders",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-08-18",
      "type": "publication",
      "quote": "Bijlagen bij het Belgisch Staatsblad - 18/08/2026 - Annexes du Moniteur belge",
      "value": "2026-08-18",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-08-10",
      "type": "filing",
      "quote": "NEERLEGGING TER GRIFLIF VAN DE ONDERNEMINGSRECHTSANK GENT afdeling GENT 10 AUG. 2026",
      "value": "2026-08-10",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-06-15",
      "type": "general_meeting",
      "quote": "Uittreksel uit de notulen van de algemene vergadering van Het Pandschap, gehouden op 15 juni 2026.",
      "value": "2026-06-15",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-06-15",
      "type": "officer_reappointment",
      "quote": "De algemene vergadering beslist vervolgens om de volgende bestuurders te benoemen/herbenoemen voor een nieuwe periode van vier jaar... Bert Van den Broele, bestuurder",
      "value": {
        "role": "bestuurder",
        "term": "4 years",
        "start_date": "2026-06-15"
      },
      "object": "e1",
      "subject": "e2"
    },
    {
      "date": "2026-06-15",
      "type": "officer_reappointment",
      "quote": "De algemene vergadering beslist vervolgens om de volgende bestuurders te benoemen/herbenoemen voor een nieuwe periode van vier jaar... Caroline Verhoeven, bestuurder",
      "value": {
        "role": "bestuurder",
        "term": "4 years",
        "start_date": "2026-06-15"
      },
      "object": "e1",
      "subject": "e3"
    },
    {
      "date": "2026-06-15",
      "type": "officer_reappointment",
      "quote": "De algemene vergadering beslist vervolgens om de volgende bestuurders te benoemen/herbenoemen voor een nieuwe periode van vier jaar... Guido Maertens, bestuurder",
      "value": {
        "role": "bestuurder",
        "term": "4 years",
        "start_date": "2026-06-15"
      },
      "object": "e1",
      "subject": "e4"
    },
    {
      "date": "2026-06-15",
      "type": "officer_reappointment",
      "quote": "De algemene vergadering beslist vervolgens om de volgende bestuurders te benoemen/herbenoemen voor een nieuwe periode van vier jaar... Koen Claes, bestuurder",
      "value": {
        "role": "bestuurder",
        "term": "4 years",
        "start_date": "2026-06-15"
      },
      "object": "e1",
      "subject": "e5"
    },
    {
      "date": "2026-06-15",
      "type": "officer_reappointment",
      "quote": "De algemene vergadering beslist vervolgens om de volgende bestuurders te benoemen/herbenoemen voor een nieuwe periode van vier jaar... Pepijn Boerave, bestuurder",
      "value": {
        "role": "bestuurder",
        "term": "4 years",
        "start_date": "2026-06-15"
      },
      "object": "e1",
      "subject": "e6"
    }
  ],
  "act_meta": {
    "outcome": "clean",
    "model_id": 53,
    "verified": true,
    "extractor": "verified-v1",
    "ocr_chars": 1766,
    "truncated": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0699.965.658",
      "kind": "company",
      "name": "Het Pandschap",
      "attrs": {
        "seat": "Kerkstraat 108, 9050 Gent",
        "legal_form": "CVBA SO"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "Bert Van den Broele",
      "attrs": {}
    },
    {
      "id": "e3",
      "kbo": null,
      "kind": "person",
      "name": "Caroline Verhoeven",
      "attrs": {}
    },
    {
      "id": "e4",
      "kbo": null,
      "kind": "person",
      "name": "Guido Maertens",
      "attrs": {}
    },
    {
      "id": "e5",
      "kbo": null,
      "kind": "person",
      "name": "Koen Claes",
      "attrs": {}
    },
    {
      "id": "e6",
      "kbo": null,
      "kind": "person",
      "name": "Pepijn Boerave",
      "attrs": {}
    }
  ]
}
18-02-2026 1 director appointed, 1 resigning Director changes
  • Pepijn Boeraeve, Bestuurder
  • Alexis Versele, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Pepijn Boeraeve",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Op de Algemene Vergadering van15/9/2025 is met voldoende meerderheden beslist om Pepijn Boeraeve te benoemen als nieuw bestuurslid."
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Alexis Versele",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "ROTS vzw",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2025-01-01",
      "evidence_quote": "Alexis Versele (vertegenwoordiger ROTS vzw, voorheen Domus Mundi - RenoseeC) maakt sinds 1/1/2025 geen deel meer uit van het bestuur. ROTS vzw wenst geen vertegenwoordiger meer in het bestuur van Het Pandscha\u0440."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0699.965.658",
    "name_full": "HET PANDSCHAP",
    "legal_form": "CV"
  }
}
2024
15-01-2024 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Helene De Waele
Summary: otherNotary: Helene De Waele · Gent
Technical details 
{
  "stage": null,
  "notary": {
    "name": "Helene De Waele",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-01-15",
    "filing_date": "2024-01-11",
    "act_kind_objet": "DOEL, DIVERSEN, STATUTEN (VERTALING, COORDINATIE,"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2023-12-14",
    "unanimous": null
  },
  "conversion": null,
  "detected_kind": "other",
  "report_waiver": null,
  "restructuring": null,
  "subject_company": {
    "kbo": "0699.965.658",
    "name_full": "Het Pandschap",
    "legal_form": "Co\u00F6peratieve vennootschap met beperkte aansprakelijkheid met sociaal oogmerk"
  },
  "detected_kind_raw": "material_correction",
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Helene De Waele",
    "org_rep_person_name": null
  },
  "summary_narrative": "De akte bevat de volledige nieuwe statuten van de co\u00F6peratieve vennootschap \u0022Het Pandschap\u0022. De statuten worden gewijzigd met betrekking tot het doel, het voorwerp, de co\u00F6peratieve waarden, de structuur van de aandelen, het bestuur en de algemene vergadering. Deze wijzigingen zijn het resultaat van een buitengewone algemene vergadering die op 14 december 2023 heeft plaatsgevonden.",
  "co_filed_documents": [
    "een expeditie van het proces-verbaal van statutenwijziging",
    "een volmacht, aangehecht",
    "de geco\u00F6rdineerde tekst van de statuten"
  ],
  "detected_real_type": "other",
  "referenced_correction": null,
  "should_reroute_to_category": null
}
2023
03-07-2023 5 reappointed Director changes
  • Caroline Verhoeven, Bestuurder
  • Guido Maertens, Bestuurder
  • Alexis Versele, Bestuurder
  • Koen Claes, Bestuurder
  • Bert Van den Broele, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Caroline Verhoeven",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Deze Algemene Vergadering heeft als enige agendapunt de herbenoeming van het huidige bestuur voor de volgende 4 jaar, bestaande uit; Caroline Verhoeven"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Guido Maertens",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Deze Algemene Vergadering heeft als enige agendapunt de herbenoeming van het huidige bestuur voor de volgende 4 jaar, bestaande uit; Guido Maertens"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Alexis Versele",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "Domus Mundi/ Renosee\u0421",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "Deze Algemene Vergadering heeft als enige agendapunt de herbenoeming van het huidige bestuur voor de volgende 4 jaar, bestaande uit; Domus Mundi met als vaste vertegenwoordiger Alexis Versele"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Koen Claes",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Deze Algemene Vergadering heeft als enige agendapunt de herbenoeming van het huidige bestuur voor de volgende 4 jaar, bestaande uit; Koen Claes"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bert Van den Broele",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Deze Algemene Vergadering heeft als enige agendapunt de herbenoeming van het huidige bestuur voor de volgende 4 jaar, bestaande uit; Bert Van den Broele"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0699.965.658",
    "name_full": "HET PANDSCHAP",
    "legal_form": "CVBA"
  }
}
2018
18-07-2018 Incorporation of a new CommV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Kerkstraat 108, 9050 Gentbrugge",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": {
        "kbo": "0462.896.074",
        "name": "De vereniging zonder winstoogmerk \u0022Domus Mundi\u0022"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": null,
      "partner_role": null,
      "holder_org_kbo": "0462.896.074",
      "holder_org_name": "De vereniging zonder winstoogmerk \u0022Domus Mundi\u0022",
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": null,
      "is_subscriber_only": true,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1982-02-12",
        "name": "Mevrouw Verhoeven, Caroline",
        "niss": null,
        "address": "Schooldreef 26, 9050 Gent (Gentbrugge)"
      },
      "share_class": null,
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "Mevrouw Verhoeven, Caroline",
      "is_subscriber_only": true,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1986-04-17",
        "name": "De heer Claes, Koen",
        "niss": null,
        "address": "Olijfstraat 33, 9000 Gent"
      },
      "share_class": null,
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "De heer Claes, Koen",
      "is_subscriber_only": true,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1970-12-19",
        "name": "De heer Van den Broele, Bert Karel Edward",
        "niss": null,
        "address": "Boomstraat 59, 9000 Gent"
      },
      "share_class": null,
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "De heer Van den Broele, Bert Karel Edward",
      "is_subscriber_only": true,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 6400,
  "subject_company": {
    "kbo": "0699.965.658",
    "name_full": "Het Pandschap",
    "legal_form": "CommV"
  },
  "initial_directors": [],
  "incorporation_date": "2018-07-12",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Handel in eigen onroerend goed68110Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201
Primary activity highlighted.
Names & trade names
Legal nameNL Het Pandschap
Registered office
Kerkstraat 108
9050 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 1,149 of 7,280 with filed accounts
BE-ST INVESTIMMO BE 0728.455.251 · Gent
BTW Eenheid Forum Estates BE 1000.328.138 · Gent
CRAFTO BE 0881.853.526 · Gent
FORUM ESTATES BE 0535.599.554 · Gent
Forum Estates Holding BE 0734.663.449 · Gent
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative