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Complete company report
Generated 12-08-2026
Active BE 0432.298.910Non-profit association

HET HEFT

Montenakenweg 53 ·3800 Sint-Truiden, Belgium· 40 yrs active
Sector: Sociaal-cultureel vormingswerk (85593)
Conclusion Checked

The computed 12-month bankruptcy probability of HET HEFT is < 0.1% (very low). The 2023 annual accounts show equity of €1.60M and a net result of €173k. Its solvency ranks better than 51% of 85 sector peers (fiscal year 2023). The company has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €1.60M
Net result €173k
Staff (FTE) 13.3
Better than sector 51%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health100Profitability54Solvency96Growth78Stability100
86 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 54
Solvency 96
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1986, 40 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 05-02-2025 with the NBB · fiscal year 2023 · verkort
€0€50k€100k€150k€200kOperating result 2022: €131k€131kNet result 2022: €122k€122kOperating result 2023: €190k€190kNet result 2023: €173k€173k20222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 85 · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 53.4% 52.3%
better than 51% of 85 sector peers
Net result €173k €19k
better than 86% of 85 sector peers
Equity €1.60M €229k
better than 72% of 85 sector peers
Gross operating margin €804k €118k
better than 87% of 67 sector peers
Staff costs €498k €510k
higher than 49% of 55 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€303k
+30.7% 22-23
Net profit
€173k
+41.9% 22-23
Cash flow
€287k
+28.1% 22-23
Total assets
€2.99M
-2.6% 22-23
Equity
€1.60M
+12.2% 22-23
Working capital
€341k
-19.6% 22-23
Employees (FTE)
13
+9.9% 22-23
Staff costs
€498k
+14.7% 22-23
Debt
€1.39M
-15.3% 22-23
Debt ≤ 1y
€205k
+6.7% 22-23
Debt > 1y
€1.19M
-9.5% 22-23
Current ratio
2.66
-17.0% 22-23
Quick ratio
2.63
-17.0% 22-23
Solvency
53.4%
+15.2% 22-23
Debt / equity
0.87
-24.5% 22-23
ROE
10.9%
+26.5% 22-23
ROA
5.8%
+45.7% 22-23
Interest coverage
17.17
+30.2% 22-23
Figures by fiscal year
Fiscal year2023
Depositverkort
Revenue-
EBITDA€303k
Net profit€173k
Cash flow€287k
Staff costs€498k
Income taxes-
Dividends-
Total assets€2.99M
Equity€1.60M
Debt€1.39M
of which ≤ 1y€205k
of which > 1y€1.19M
Working capital€341k
Employees (FTE)13.3
Ratios (computed)
2023
Current ratio2.66
Quick ratio2.63
Working capital ratio11.4%
Solvency53.4%
Debt / equity0.87
Long-term debt ratio0.75
Interest coverage17.17
Gross margin-
Net margin-
ROA5.8%
ROE10.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€2.99M
Fixed assets 21/28€2.44M
Tangible fixed assets 22/27€2.44M
Financial fixed assets 28€500
Current assets 29/58€546k
Stocks & contracts in progress 3€8k
Amounts receivable within one year 40/41€99k
Cash & bank 54/58€439k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.99M
Equity 10/15€1.60M
Contributions / capital 10/11€837k
Reserves 13€430k
Accumulated profits (losses) 14€329k
Amounts payable 17/49€1.39M
Amounts payable after one year 17€1.19M
Amounts payable within one year 42/48€205k
Trade debts payable within one year 44€41k
Income statement
Gross operating margin 9900€804k
Operating result 9901€190k
Financial income 75€940
Financial charges 65€18k
Result before taxes 9903€173k
Net result for the period 9904€173k
Result to be appropriated 9905€173k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 15 directors
Directors derived from a single State Gazette act, under verification
All 14 current directors first appear in the same act (25102018). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Blankedale
    Director
    State Gazette act 25102018 (11-08-2025)
    Current
    11-08-2025 → present
  • Bruggen Jo
    Director
    State Gazette act 25102018 (11-08-2025)
    Current
    11-08-2025 → present
  • De Bruyne Peter
    Director
    State Gazette act 25102018 (11-08-2025)
    Current
    11-08-2025 → present
  • Geuens Dominique
    Director
    State Gazette act 25102018 (11-08-2025)
    Current
    11-08-2025 → present
  • IntegraLegal entity
    Director
    State Gazette act 25102018 (11-08-2025)
    Current
    11-08-2025 → present
  • Libbrecht Camille
    Director
    State Gazette act 25102018 (11-08-2025)
    Current
    11-08-2025 → present
  • Michiels Dirk
    Director
    State Gazette act 25102018 (11-08-2025)
    Current
    11-08-2025 → present
  • Pollenus Bea
    Director
    State Gazette act 25102018 (11-08-2025)
    Current
    11-08-2025 → present
  • Reva KohesiLegal entity
    Director
    State Gazette act 25102018 (11-08-2025)
    Current
    11-08-2025 → present
  • Schalenbourg Luc
    Director
    State Gazette act 25102018 (11-08-2025)
    Current
    11-08-2025 → present
  • Schoofs Dieter
    Director
    State Gazette act 25102018 (11-08-2025)
    Current
    11-08-2025 → present
  • Snyders Kathleen
    Director
    State Gazette act 25102018 (11-08-2025)
    Current
    11-08-2025 → present
  • VisthaLegal entity
    Director
    State Gazette act 25102018 (11-08-2025)
    Current
    11-08-2025 → present
  • Zorggroep MynaLegal entity
    Director
    State Gazette act 25102018 (11-08-2025)
    Current
    11-08-2025 → present
Former directors (1)
  • David Dol
    Director
    State Gazette act 25102018 (11-08-2025)
    Former
    - → 11-08-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Sociaal-cultureel vormingswerk(85593)
Legal form Non-profit association(017)
Incorporation10-03-1986
StatusActive
Postal code3800
Establishment units 7 locations
'T HEFT
Montenakenweg 53, 3800 Sint-TruidenRust- en verzorgingstehuizen
since 20062.150.817.424
Den Teluur Velm
Davidstraat 50, 3806 Sint-TruidenSociaal-cultureel vormingswerk
since 20162.250.802.450
Den Teluur Gelinden
Gelinden-Dorp 40, 3800 Sint-TruidenSociaal-cultureel vormingswerk
since 20162.250.802.846
Den Teluur Zepperen
Eynestraat 79, 3800 Sint-TruidenSociaal-cultureel vormingswerk
since 20162.250.802.945
Den Teluur Brustem
Burggracht 5, 3800 Sint-TruidenSociaal-cultureel vormingswerk
since 20222.328.037.018
Den Teluur Runkelen
Runkelen-Dorp 29, 3803 Sint-TruidenSociaal-cultureel vormingswerk
since 20232.344.252.349
Den Teluur Aalst
Aalst-Dorp 25, 3800 Sint-TruidenSociaal-cultureel vormingswerk
since 20252.378.422.974
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 7 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71353F0192/00F000 Flanders 5,388 m² 1 · 223 m² 13.3 m · 3 fl.
71064A0677/00E000 Flanders 3,742 m² 1 · 789 m² 10.8 m · 2 fl.
71058D0106/00E000 Flanders 3,399 m² 1 · 825 m² 9.3 m · 2 fl.
71001A0311/00F000 Flanders 2,022 m² 1 · 559 m² 4.8 m · 2 fl.
71015A0207/00N000 Flanders 903 m² 1 · 422 m² -
71009A0300/00K000 Flanders 880 m² 1 · 480 m² -
71050A0301/00B003 Flanders 757 m² 1 · 252 m² 6.9 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 6
7 of 7 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
11-08-2025
State Gazette act Director changes
05-02-2025
NBB filing Annual accounts filed
fiscal year 2023 · verkort
05-02-2025
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2016
14-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
19-06-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
2014
09-10-2014
NBB filing Annual accounts filed
fiscal year 2013 · verkort
2013
01-08-2013
NBB filing Annual accounts filed
fiscal year 2012 · verkort
2012
02-08-2012
NBB filing Annual accounts filed
fiscal year 2011 · verkort
2011
27-06-2011
NBB filing Annual accounts filed
fiscal year 2010 · verkort
2010
20-08-2010
NBB filing Annual accounts filed
fiscal year 2009 · verkort
2009
29-06-2009
NBB filing Annual accounts filed
fiscal year 2008 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
11-08-2025 14 directors appointed, 1 resigning Director changes
  • Bruggen Jo, Bestuurder
  • De Bruyne Peter, Bestuurder
  • Geuens Dominique, Bestuurder
  • Libbrecht Camille, Bestuurder
  • Michiels Dirk, Bestuurder
  • Pollenus Bea, Bestuurder
  • Schalenbourg Luc, Bestuurder
  • Schoofs Dieter, Bestuurder
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    "org_kbo": null,
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    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Sociaal-cultureel vormingswerk85593Sociaal-cultureel vormingswerk85593Andere vormen van maatschappelijke dienstverlening zonder huisvesting, n.e.g.88999Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg88999Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Rusthuizen voor ouderen (R.O.B.)87301Rusthuizen voor ouderen (ROB)87301
Primary activity highlighted.
Names & trade names
Legal nameNL HET HEFT
Registered office
Montenakenweg 53
3800 Sint-Truiden, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 22 of 995 companies in this sector with filed accounts
De Rode Antraciet BE 0862.261.407 · Leuven
ASBL Soralia – Territoire de Liège – Réseau Solidaris BE 0430.578.941 · Liège
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative