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HESTERS

Active
Private limited company·Activiteiten van verzekeringsagenten en -makelaars· 23 yrs active
Michel Gillemanstraat 6 ·9060 Zelzate, Belgium
KBO/BCE: BE 0479.171.783
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Belgian State Gazette acts: 0 of 9 read
Age23 yrs
Real estate1 parcel · 3,406 m²

Summary

Conclusion

the dossier summarised in one paragraph

HESTERS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 18-05-2026 74 d early 2026-00114537
31-12-2024 31-07-2025 06-05-2025 86 d early 2025-00092884
31-12-2023 31-07-2024 04-06-2024 57 d early 2024-00111117
31-12-2022 31-07-2023 15-06-2023 46 d early 2023-00133093
31-12-2021 31-07-2022 30-06-2022 31 d early 2022-20149082
31-12-2020 31-07-2021 07-06-2021 54 d early 2021-18500546
31-12-2019 31-07-2020 31-08-2020 31 d late 2020-48800013
31-12-2018 31-07-2019 28-08-2019 28 d late 2019-52800526
31-12-2017 31-07-2018 31-08-2018 31 d late 2018-59300567
31-12-2016 31-07-2017 06-06-2017 55 d early 2017-15300538

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 2002, 23 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 verkort 18-05-2026 2026-00114537
31-12-2024 verkort 06-05-2025 2025-00092884
31-12-2023 verkort 04-06-2024 2024-00111117
31-12-2022 verkort 15-06-2023 2023-00133093
31-12-2021 verkort 30-06-2022 2022-20149082
31-12-2020 verkort 07-06-2021 2021-18500546
31-12-2019 verkort 31-08-2020 2020-48800013
31-12-2018 verkort 28-08-2019 2019-52800526
31-12-2017 verkort 31-08-2018 2018-59300567
31-12-2016 verkort 06-06-2017 2017-15300538

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
3 companies at this address See who is registered here

Establishment units

1 location
HESCO
Michel Gillemanstraat 6, 9060 Zelzateoverige kredietverstrekking, n.e.g.
since 20032.123.664.253
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,406 m²
Buildings1
Building footprint759 m²
Volume (LiDAR)3,056 m³
Tallest building5.9 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43302C0129/00G000 Flanders 3,406 m² 1 · 759 m² 5.9 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Capital history · 1
23-04-2004
Capital change
All acts · 1 updated 22 years ago
2004
23-04-2004 Capital decrease of €20,000 to €340,920.14 Capital & shares·Jean-Luc Buysse
  • €360.920,14 → €340.920,14
Notary: Jean-Luc Buysse · Zelzate

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 482 of the 4,659 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsmakelaars en -agenten67201Overige activiteiten van geldscheppende financiële instellingen64190
Primary activity highlighted.
Names & trade names
Legal nameNL HESTERS
Registered office
Michel Gillemanstraat 6
9060 Zelzate, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.