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HESBIPHAR

Active
Public limited company·Detailhandel in farmaceutische producten· 30 yrs active
Rue de Lincent (PT HT) 1 ·4280 Hannut, Belgium
KBO/BCE: BE 0456.579.592
Watch Print / PDF
Belgian State Gazette acts: 0 of 6 read
Age30 yrs
Real estate2 parcels · 944 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of HESBIPHAR is 0.5% (low). The 2025 annual accounts show equity of €256k and a net result of €-17k. The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 10-08-2026 10 d late 2026-00402880
31-12-2024 31-07-2025 20-08-2025 20 d late 2025-00393628
31-12-2023 31-07-2024 23-08-2024 23 d late 2024-00370223
31-12-2022 31-07-2023 19-06-2023 42 d early 2023-00141152
31-12-2021 31-07-2022 09-09-2022 40 d late 2022-20428244
31-12-2020 31-07-2021 20-08-2021 20 d late 2021-51900412
31-12-2019 31-07-2020 12-10-2020 73 d late 2020-61200495
31-12-2018 31-07-2019 30-10-2019 91 d late 2019-73100064
31-12-2017 31-07-2018 19-07-2018 12 d early 2018-36400269
31-12-2016 31-07-2017 07-08-2017 7 d late 2017-41800462

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1995, 30 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated schema)
EBIT marginNot published (abbreviated schema)
Net result€-17k
Working capital€53k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 10-08-2026 with the NBB · fiscal year 2025 · verkort
Fiscal year2025
Depositverkort
Revenue-
EBITDA€4k
Net profit€-17k
Cash flow€4k
Staff costs€23k
Income taxes€249
Dividends-
Total assets€256k
Equity€256k
Debt€156
of which ≤ 1y€156
of which > 1y-
Working capital€53k
Employees (FTE)0.9
Ratios (computed)
2025
Current ratio338.19
Quick ratio338.19
Working capital ratio20.6%
Solvency99.9%
Debt / equity0.00
Long-term debt ratio-
Interest coverage50.98
Gross margin-
Net margin-
ROA-6.6%
ROE-6.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€256k
Fixed assets 21/28€203k
Tangible fixed assets 22/27€203k
Current assets 29/58€53k
Amounts receivable within one year 40/41€31k
Cash & bank 54/58€22k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€256k
Equity 10/15€256k
Contributions / capital 10/11€62k
Reserves 13€16k
Accumulated profits (losses) 14€178k
Amounts payable 17/49€156
Amounts payable within one year 42/48€156
Income statement
Gross operating margin 9900€28k
Operating result 9901€-17k
Financial income 75€180
Financial charges 65€86
Result before taxes 9903€-17k
Income taxes 67/77€249
Net result for the period 9904€-17k
Result to be appropriated 9905€-17k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
73 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
HESBIPHAR SA
Grand'Place(J) 10, 1350 Orp-JaucheDetailhandel in farmaceutische producten
since 19962.075.073.290
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area944 m²
Buildings2
Building footprint247 m²
Volume (LiDAR)1,454 m³
Tallest building11.3 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64433A0401/00E000 Wallonia 792 m² 1 · 183 m² 6.2 m · 1 fl.
25046B0179/00S002 Wallonia 152 m² 1 · 63 m² 11.3 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 6 acts read

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health73Profitability0Solvency100Growth-Stability85
64 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 73
Profitability 0
Solvency 100
Growth -
Stability 85

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 499 of the 5,225 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in farmaceutische producten47730Apothekers52310
Primary activity highlighted.
Names & trade names
Legal nameFR HESBIPHAR
Registered office
Rue de Lincent (PT HT) 1
4280 Hannut, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.