HERZ JAKOB
ActiveSummary
The computed 12-month bankruptcy probability of HERZ JAKOB is 3.9% (moderate). The 2024 annual accounts show equity of €38k and a net result of €4k. Equity is growing by ~38.7% per year across the filed fiscal years. Its solvency ranks better than 61% of 1306 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▼-23
Solvency81▲+25
Growth78=
Track record100
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.79 in 2023; short-term debt: 43% and cash: 30.4% of total assets), and 44.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
55.9%
Return on assets
6.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
22 d early
2022
17 d late
2021
17 d late
2020
23 d late
2019
41 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k▼ 85.8%
2023 · €31k
2019: €-3k
2020: €-5k
2021: €3k
2022: €9k
2023: €31k
2019 → 2024
Working capital
€13k▼ 40.6%
2023 · €22k
2019: €4k
2020: €6k
2021: €11k
2022: €11k
2023: €22k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€14k▲ 27.7%€22k▲ 63.9%€33k▲ 50.3%€38k▲ 13.3%
Operating result€-5k-€3k€11k▲ 241%€36k▲ 242%€8k▼ 78.4%
Net result€-5k-€3k€9k▲ 241%€31k▲ 261%€4k▼ 85.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 78% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €67k
Fixed assets
€26k ▼ 56.1%
Current assets
€42k ▼ 14.6%
Equity and liabilities €67k
Equity
€38k ▲ 13.3%
Debt
€30k ▼ 59.8%
Debt's share of the balance-sheet total falls from 69.0% to 44.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▼
2023 · €45k
Cash flow
€17k▼
2023 · €40k
Current ratio
1.44▼
2023 · 1.79
Debt to equity
0.79▼
2023 · 2.22
ROE
11.7%▼
2023 · 93.5%
ROA
6.6%▼
2023 · 29.0%
Interest coverage
17.89▼
2023 · 26.54
Debt ≤ 1 year
€29k▲
2023 · €27k
Debt > 1 year
€754▼
2023 · €10k
Income taxes
€2k▼
2023 · €3k
Staff costs
€2k▼
2023 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€107k€67k▼
Fixed assets21/28€58k€26k▼
Tangible fixed assets22/27€58k€25k▼
Furniture and vehicles24€58k€25k▼
Financial fixed assets28€300€300=
Current assets29/58€49k€42k▼
Amounts receivable within one year40/41€19k€20k▲
Trade receivables40€18k€20k▲
Other amounts receivable41€513€306▼
Cash at bank and in hand54/58€28k€20k▼
Deferred charges and accrued income490/1€2k€915▼
Equity and liabilities
Total equity and liabilities10/49€107k€67k▼
Equity10/15€33k€38k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€15k€19k▲
Amounts payable17/49€74k€30k▼
Amounts payable after more than one year17€10k€754▼
Financial debts170/4€10k€754▼
Amounts payable within one year42/48€27k€29k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€16k€7k▼
Taxes450/3€10k€7k▼
Remuneration and social security454/9€6k€170▼
Other amounts payable47/48-€11k
Accrued charges and deferred income492/3€37k-
Income statement
Code20232024
Remuneration, social security and pensions62€28k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€13k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€17€10k▲
Gross operating margin9900€75k€34k▼
Operating profit (loss)9901€36k€8k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€35k€7k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€31k€4k▼
Profit (loss) for the period to be appropriated9905€31k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€19k▼
Profit (loss) brought forward from the previous period14P€4k€15k▲
Profit to be distributed694/7€20k-
Directors or managers695€20k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €31k ▲261%
Operating result €36k, net result €31k, both a record.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
31-12
Financial
Liquidity times 7current ratio 12.16
Current ratio from 1.84 to 12.16; short-term debt falls from €8k to €1k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 41 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
François Couteauxstraat 71090 JetteGround area
132 m²
Building footprint
95 m²
Volume, LiDAR
1,122 m³
Parcel 21463D0274/00K027, Brussels · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Herz Trans
since 20192.288.789.927
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0274/00K027 | Brussels | 132 m² | 1 · 95 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 3,190 companies in sector 52250 we hold annual accounts for 1,955. 1,073 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-04-2019
Fiscal year end31-12
Activities, NACEBEL 2025
52250Logistics services
53100Postal and courier activities
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.