Hervé Stanus avocat
ActiveSummary
Hervé Stanus avocat has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €248k and a net result of €79k. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 50.06 against 6.74 in 2024; short-term debt: 2% and cash: 3.5% of total assets), and 2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98%
Return on assets
31.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
16 d early
2024
20 d early
2023
26 d early
2022
26 d early
2021
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€248k▲ 5.9%
2024 · €234k
2021: €60k
2022: €144k
2023: €193k
2024: €234k
2021 → 2025
Total assets
€253k▼ 8.0%
2024 · €275k
2021: €102k
2022: €175k
2023: €217k
2024: €275k
2021 → 2025
Net result
€79k▲ 10.0%
2024 · €72k
2021: €56k
2022: €84k
2023: €50k
2024: €72k
2021 → 2025
Working capital
€244k▲ 4.2%
2024 · €234k
2021: €69k
2022: €149k
2023: €194k
2024: €234k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€144k▲ 138%€193k▲ 33.9%€234k▲ 21.6%€248k▲ 5.9%
Operating result€72k-€106k▲ 48.1%€96k▼ 9.3%€88k▼ 8.7%€98k▲ 11.6%
Net result€56k-€84k▲ 48.2%€50k▼ 40.6%€72k▲ 44.4%€79k▲ 10.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €253k
Fixed assets
€4k
Current assets
€249k
Equity and liabilities €253k
Equity
€248k ▲ 5.9%
Debt
€5k ▼ 87.8%
Debt's share of the balance-sheet total falls from 14.8% to 2.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€99k▲
2024 · €88k
Cash flow
€79k▲
2024 · €72k
Current ratio
50.06▲
2024 · 6.74
Debt to equity
0.02▼
2024 · 0.17
ROE
31.8%▲
2024 · 30.6%
ROA
31.1%▲
2024 · 26.0%
Interest coverage
31.43▼
2024 · 72.58
Debt ≤ 1 year
€5k▼
2024 · €41k
Income taxes
€20k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€275k€253k▼
Fixed assets21/28€0€4k▲
Tangible fixed assets22/27€0€4k▲
Furniture and vehicles24€0-
Other tangible fixed assets26-€4k
Current assets29/58€275k€249k▼
Amounts receivable after more than one year29€155k€155k=
Other amounts receivable291€155k€155k=
Amounts receivable within one year40/41€105k€72k▼
Trade receivables40€8k€558▼
Other amounts receivable41€97k€72k▼
Cash at bank and in hand54/58€6k€9k▲
Deferred charges and accrued income490/1€9k€13k▲
Equity and liabilities
Total equity and liabilities10/49€275k€253k▼
Equity10/15€234k€248k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€230k€244k▲
Amounts payable17/49€41k€5k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€41k€5k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€3k€3k▼
Other loans439€3k€3k▼
Trade debts44€4k€527▼
Suppliers440/4€4k€527▼
Taxes, remuneration and social security45€7k€1k▼
Taxes450/3€7k€1k▼
Other amounts payable47/48€26k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0€638▲
Other operating charges640/8€4k€400▼
Gross operating margin9900€92k€99k▲
Operating profit (loss)9901€88k€98k▲
Financial income75/76B€4k€4k=
Recurring financial income75€4k€4k=
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€91k€99k▲
Income taxes67/77€19k€20k▲
Profit (loss) for the period9904€72k€79k▲
Profit (loss) for the period to be appropriated9905€72k€79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€260k€309k▲
Profit (loss) brought forward from the previous period14P€189k€230k▲
Profit to be distributed694/7€30k€65k▲
Return on contributions (dividend)694€30k€65k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
State Gazette act
General meeting · Director resignation
Permanent representative
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 7current ratio 50.06
Current ratio from 6.74 to 50.06; short-term debt falls from €41k to €5k.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €234k ▲21.6%
4 profitable years in a row build equity to €234k.
29-11
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €50k ▼40.6%
Net result drops to €50k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €193k ▲33.9%
3 profitable years in a row build equity to €193k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €84k ▲48.2%
Operating result €106k, net result €84k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 11.47
Current ratio from 5.49 to 11.47; short-term debt falls from €15k to €14k.
31-12
Financial
Equity above €100kEq €144k ▲138%
2 profitable years in a row build equity to €144k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assesse · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Puits Saint Martin 65330 AssesseGround area
2,227 m²
Building footprint
300 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Hervé Stanus avocat
since 20212.318.482.518
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92006D0087/00Y000 | Wallonia | 2,142 m² | 1 · 177 m² | - |
| 91030B0364/00T003 | Wallonia | 85 m² | 1 · 122 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
5 locations
Recognitions · licences · registrations
Legal Entity Identifier
2549001YPR436X0H8D06
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 6,990 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0490582286