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HERSELF

Active
Public limited company·Groothandel in parfumerieën en cosmetica· 10 yrs active
Walemstraat 18 ·2860 Sint-Katelijne-Waver, Belgium
KBO/BCE: BE 0644.440.185
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age10 yrs
Board2
Staff (FTE)2.6
Connections35
Real estate1 parcel · 919 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of HERSELF is 0.8% (low). The 2024 annual accounts show equity of €10k and a net result of €-342k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 963 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Lower-risk legal form −Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 963 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
Established
Founded in 2015, 10 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

Turnover€442k
EBIT margin-49.6%
Net result€-342k-10.8%
Working capital€184k+6.0%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 02-07-2025 with the NBB · fiscal year 2024 · verkort
€-1.00M€-500k€0€500kRevenue 2020: €442k€442kOperating result 2020: €-219k€-219kNet result 2020: €-606k€-606kOperating result 2021: €-101k€-101kNet result 2021: €-125k€-125kOperating result 2022: €-262k€-262kNet result 2022: €-307k€-307kOperating result 2023: €-267k€-267kNet result 2023: €-308k€-308kOperating result 2024: €-307k€-307kNet result 2024: €-342k€-342k20202021202220232024
RevenueOperating resultNet result
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 1.9% 27.4%
better than 18% of 963 sector peers
Net result €-342k €24k
better than 5% of 963 sector peers
Equity €10k €172k
better than 20% of 963 sector peers
Gross operating margin €-136k €174k
better than 5% of 961 sector peers
Staff costs €141k €166k
higher than 44% of 594 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P18
2020: P6 · n=5172021: P5 · n=6082022: P5 · n=7802023: P8 · n=8832024: P18 · n=9632020 2024
Stable position over 2020-2024 · n=517-963
Net result P5
2020: P7 · n=5162021: P7 · n=6082022: P5 · n=7822023: P6 · n=8822024: P5 · n=9632020 2024
Stable position over 2020-2024 · n=516-963
Equity P20
2020: P7 · n=5172021: P5 · n=6092022: P5 · n=7822023: P8 · n=8842024: P20 · n=9632020 2024
Stable position over 2020-2024 · n=517-963
Gross operating margin P5
2020: P5 · n=5152021: P25 · n=6072022: P5 · n=7812023: P15 · n=8812024: P5 · n=9612020 2024
Stable position over 2020-2024 · n=515-961
Describes the position versus peers, not a forecast.
Revenue
€442k
- -99% vs sector
EBITDA
€-285k
-15.2% far below sector median
Net profit
€-342k
-10.8% far below sector median
Cash flow
€-320k
-10.9% far below sector median
Total assets
€507k
+64.4% -89% vs sector
Equity
€10k
- -100% vs sector
Working capital
€184k
+6.0% -94% vs sector
Employees (FTE)
3
-16.1% -85% vs sector
Staff costs
€141k
-17.6% -91% vs sector
Income taxes
€165
-22.4% -100% vs sector
Debt
€497k
+8.2% -75% vs sector
Debt ≤ 1y
€203k
+102.6% -89% vs sector
Debt > 1y
€280k
-19.9% -30% vs sector
Current ratio
1.91
-30.2% +32% vs sector
Quick ratio
0.49
+33.0% -52% vs sector
Solvency
1.9%
- -96% vs sector
Debt / equity
51.20
- far above sector median
ROE
-3516.5%
- far below sector median
ROA
-67.4%
+32.6% far below sector median
Net margin
-137.2%
- far below sector median
EBITDA margin
-41.4%
- far below sector median
Interest coverage
-8.19
-37.6% far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-285k
Net profit€-342k
Cash flow€-320k
Staff costs€141k
Income taxes€165
Dividends-
Total assets€507k
Equity€10k
Debt€497k
of which ≤ 1y€203k
of which > 1y€280k
Working capital€184k
Employees (FTE)2.6
Ratios (computed)
2024
Current ratio1.91
Quick ratio0.49
Working capital ratio36.4%
Solvency1.9%
Debt / equity51.20
Long-term debt ratio28.82
Interest coverage-8.19
Gross margin-
Net margin-
ROA-67.4%
ROE-3516.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€507k
Fixed assets 21/28€107k
Formation expenses 20€13k
Intangible fixed assets 21€105k
Tangible fixed assets 22/27€2k
Financial fixed assets 28€0
Current assets 29/58€388k
Stocks & contracts in progress 3€289k
Amounts receivable within one year 40/41€26k
Cash & bank 54/58€69k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€507k
Equity 10/15€10k
Contributions / capital 10/11€1.73M
Accumulated profits (losses) 14€-1.72M
Amounts payable 17/49€497k
Amounts payable after one year 17€280k
Amounts payable within one year 42/48€203k
Trade debts payable within one year 44€35k
Income statement
Gross operating margin 9900€-136k
Operating result 9901€-307k
Financial income 75€26
Financial charges 65€35k
Result before taxes 9903€-341k
Income taxes 67/77€165
Net result for the period 9904€-342k
Result to be appropriated 9905€-342k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
25 / 100 Weak
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

6 directors
Current directors & mandates
  • Andy Van den Berghe
    Director
    State Gazette act 25150200 (26-11-2025)
    Current
    18-12-2023 → present
  • PARTICIPATIEMAATSCHAPPIJ VLAANDERENLegal entity
    Director· perm. rep.: Marie Delbeke
    State Gazette act 25150200 (26-11-2025)
    Current
    20-12-2018 → present
    2 events
    • 26-11-2025 Mandate renewed· Director
    • 20-12-2018 Appointed· Director
Historic, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Jürgen Ingels
    Director
    State Gazette act 19013163 (25-01-2019)
    Not recently confirmed
    last confirmed in an act from 2019
  • Self ConsultLegal entity
    Director· perm. rep.: ULENAERS Isabelle
    State Gazette act 19013163 (25-01-2019)
    Not recently confirmed
    last confirmed in an act from 2019
Former directors (2)
  • Self ConsultLegal entity
    Managing director· perm. rep.: isabelle Ulenaers
    State Gazette act 22008100 (19-01-2022)
    Former
    22-02-2019 → 30-06-2024
    2 events
    • 30-06-2024 Resigned· Director
    • 22-02-2019 Appointed· Managing director
  • ULENAERS Isabelle Sofie Stany
    Manager
    State Gazette act 19013163 (25-01-2019)
    Former
    - → 20-12-2018
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Statutory auditor

2 auditors
Statutory auditor IRE/IBR number Tenure
Finvision BedrijfsrevisorenCurrent
Company auditor · represented by Karel NIJS
 - 30-12-2025 → present
Finvision Bedrijfsrevisoren Antwerpen
Company auditor · represented by Karel Nijs
succeeded by Finvision Bedrijfsrevisoren in 2025
 - 12-08-2024 → 30-12-2025
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Groothandel in parfumerieën en cosmetica(46450)
Legal form Public limited company(014)
Incorporation08-12-2015
StatusActive
Postal code2860

Structure & network

Connections & network

35 connected companies
Self Consult, Parent company SCSelf ConsultCITYMESH INTEGRATOR, Shared director CICITYMESHINTEGRATORCLEAR2PAY, Shared director CCLEAR2PAYCLEAR2PAY BELGIUM, Shared director CBCLEAR2PAYBELGIUMGuardSquare, Shared director GGuardSquareJINVEST, Shared director JJINVESTMATERIALISE, Shared director MMATERIALISEMINOS CAPITAL, Shared director MCMINOS CAPITALOPTION, Shared director OOPTIONScale-Ups.eu, Shared director SScale-Ups.euTASTE OF FINANCE, Shared director TOTASTE OFFINANCETHE GLUE, Shared director TGTHE GLUETRAINM Clinics, Shared director TCTRAINM ClinicsWAREHOUSES DE PAUW, Shared director WDWAREHOUSES DEPAUWHERSELF HERSELF0644.440.185
Group structureShared directors
Group structure
Self Consult
Parent · 1 subsidiary · 1 location
Control→
Network connections
CITYMESH INTEGRATOR
Shared director
→
CLEAR2PAY
Shared director
→
CLEAR2PAY BELGIUM
Shared director
→
GuardSquare
Shared director
→
JINVEST
Shared director
→
MATERIALISE
Shared director
→
MINOS CAPITAL
Shared director
→
OPTION
Shared director
→
Scale-Ups.eu
Shared director
→
TASTE OF FINANCE
Shared director
→
THE GLUE
Shared director
→
TRAINM Clinics
Shared director
→
WAREHOUSES DE PAUW
Shared director
→
AdminPulse
Shared address
→
AVAVA Global
Shared address
→
B&W Group Belgium
Shared address
→
Brain Embassy Belgium
Shared address
→
GODIT
Shared address
→
I.S.T.
Shared address
→
IRTIS S.R.L.
Shared address
→
Kersia Belgium
Shared address
→
LEWIS COMMUNICATIONS
Shared address
→
MULTI - VALUE
Shared address
→
Plug and Play Belgium
Shared address
→
RDY Ventures
Shared address
→
TETRAI
Shared address
→
V-LAW
Shared address
→
VERDONCK & PARTNERS
Shared address
→
Wobby
Shared address
→
Xelyo
Shared address
→
Youreka
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
5 companies at this address See who is registered here

Establishment units

1 location
Walemstraat 18, 2860 Sint-Katelijne-Waver
Handelsbemiddeling in goederen, algemeen assortiment
since 20182.282.842.936
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area919 m²
Buildings1
Building footprint121 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12035E0322/02K000 Flanders 919 m² 1 · 121 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

15 acts
Capital history · 4
13-09-2024
v3.2
02-06-2023
v3.2
25-01-2019
v3.2
14-12-2016
v3.2
Address history · 4
26-11-2025
v3.2
17-06-2024
v3.2
11-08-2020
v3.2
17-12-2018
v3.2
All acts · 15 updated 6 months ago
2026
22-01-2026 Articles of association amended Statutes amendment
Summary: v3.2
2025
26-11-2025 Registered office moved from Herentals to Antwerpen Registered-office change
  • Atealaan 34, 2200 Herentals → Molenbergstraat 10, 2000 Antwerpen
Summary: v3.2
26-11-2025 1 director appointed, 1 reappointed Director changes
  • Andy Van den Berghe, Bestuurder
  • Marie Delbeke, Bestuurder
Summary: v3.2
2024
19-09-2024 isabelle Ulenaers resigns as director Director changes
  • isabelle Ulenaers, Bestuurder
Summary: v3.2
13-09-2024 Capital increase of €299,932.24 to €889,813.08 Capital & shares
  • €589.880,84 → €889.813,08
Summary: v3.2
28-08-2024 Articles of association amended Statutes amendment
Summary: v3.2
17-06-2024 Registered office moved from Pelt to Herentals Registered-office change
  • Karel Pinxtenlaan 11, 3900 Pelt → Atealaan 34A, 2200 Herentals
Summary: v3.2
2023
02-06-2023 Capital increase of €205,000 to €289,400 Capital & shares
  • €84.400 → €289.400
  • 2 kapitaalbewegingen in deze akte
Summary: v3.2
2022
19-01-2022 Isabelle Ulenaers appointed as managing director Director changes
  • Isabelle Ulenaers, Gedelegeerd bestuurder
Summary: v3.2
2020
11-08-2020 Registered office moved from Herentals to PELT Registered-office change
  • Atealaan 34, 2200 Herentals → Karel Pinxtenlaan 11, 3900 PELT
Summary: v3.2
27-01-2020 Articles of association amended Statutes amendment
Summary: v3.2
2019
25-01-2019 Capital increase of €21,600 to €71,600 Capital & shares
  • €50.000 → €71.600
Summary: v3.2
2018
17-12-2018 Registered office moved from Geel to Herentals Registered-office change
  • Velveken 52, 2440 Geel → Atealaan 34, 2200 Herentals
Summary: v3.2
2016
14-12-2016 Capital increase of €30,000 to €50,000 Capital & shares
  • €20.000 → €50.000
Summary: v3.2
2015
22-12-2015 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health25Profitability0Solvency33Growth32Stability100
38 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 25
Profitability 0
Solvency 33
Growth 32
Stability 100

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Groothandel in parfumerieën en cosmetica46450Groothandel in parfumerieën en cosmetica46450Detailhandel in cosmetica en toiletartikelen in gespecialiseerde winkels47750Detailhandel in cosmetica en toiletartikelen47750
Primary activity highlighted.
Names & trade names
Legal nameNL HERSELF
Registered office
Walemstraat 18
2860 Sint-Katelijne-Waver, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.