Herrestraat · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Herrestraat is 2.7% (moderate). The 2024 annual accounts show equity of €1.33M and a net result of €73k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 18 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	16-09-2025	47 d late	2025-00495402
31-12-2023	31-07-2024	19-07-2024	12 d early	2024-00280354

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

2.7% Moderate

0%0,5%1,5%4%10%≥25%

Young company +No NACE activity registered +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€73k

Working capital€-164k+14.5%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 16-09-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

EBITDA

€364k

+471.5% 23-24

Net profit

€73k

- 23-24

Cash flow

€254k

- 23-24

Total assets

€4.51M

-2.4% 23-24

Equity

€1.33M

+5.8% 23-24

Working capital

€-164k

+14.5% 23-24

Debt

€3.18M

-5.5% 23-24

Debt ≤ 1y

€291k

+16.9% 23-24

Show 8 other metrics

Debt > 1y

€2.89M

-7.3% 23-24

Current ratio

0.44

+90.6% 23-24

Quick ratio

0.44

+90.6% 23-24

Solvency

29.5%

+8.4% 23-24

Debt / equity

2.39

-10.7% 23-24

ROE

5.5%

- 23-24

ROA

1.6%

- 23-24

Interest coverage

3.31

+511.8% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€364k
Net profit	€73k
Cash flow	€254k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€4.51M
Equity	€1.33M
Debt	€3.18M
of which ≤ 1y	€291k
of which > 1y	€2.89M
Working capital	€-164k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.44
Quick ratio	0.44
Working capital ratio	-3.6%
Solvency	29.5%
Debt / equity	2.39
Long-term debt ratio	2.17
Interest coverage	3.31
Gross margin	-
Net margin	-
ROA	1.6%
ROE	5.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €4.38M · 97.2% Current assets €127k · 2.8%

Equity & liabilities

Equity €1.33M · 29.5% Debt €3.18M · 70.5%

Full annual accounts (19 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€4.51M
Fixed assets	21/28	€4.38M
Tangible fixed assets	22/27	€4.38M
Current assets	29/58	€127k
Amounts receivable within one year	40/41	€11k
Cash & bank	54/58	€116k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€4.51M
Equity	10/15	€1.33M
Contributions / capital	10/11	€1.64M
Accumulated profits (losses)	14	€-305k
Amounts payable	17/49	€3.18M
Amounts payable after one year	17	€2.89M
Amounts payable within one year	42/48	€291k
Income statement
Gross operating margin	9900	€420k
Operating result	9901	€183k
Financial charges	65	€110k
Result before taxes	9903	€73k
Net result for the period	9904	€73k
Result to be appropriated	9905	€73k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

54 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Leeuwerikenlei 222650 Edegem

Establishment units

1 location

Herrestraat

Leeuwerikenlei 22, 2650 EdegemHandel in eigen onroerend goed

since 20222.339.788.765

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area963 m²

Buildings1

Building footprint202 m²

Volume (LiDAR)1,056 m³

Tallest building9.0 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11472B0107/00P004	Flanders	963 m²	1 · 201 m²	8.9 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured

58 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 54

Profitability 27

Solvency 35

Growth 78

Stability 94

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameNL

Herrestraat

Registered office

Leeuwerikenlei 22

2650 Edegem, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.