Age4 yrs
Real estate1 parcel · 1,173 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of HERREMANS VICKY is 0.4% (very low). The 2024 annual accounts show equity of €974k and a net result of €5k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 95% of 12484 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 3 annual accounts.
Signals
2 signals · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 12484 peers (2024). A comfortable equity buffer.
View the sector comparison Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 29-08-2025 | 29 d late | 2025-00438465 |
| 31-12-2023 | 31-07-2024 | 30-06-2024 | 31 d early | 2024-00184314 |
| 31-12-2022 | 31-07-2023 | 31-07-2023 | on the day | 2023-00295719 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.4%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€5k-73.5%
Working capital€477k-16.7%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable
Equity: stable across 3 fiscal years (±1.2%/year).
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 99.1% | 60.5% | |
| Net result | €5k | €31k | |
| Equity | €974k | €63k | |
| Gross operating margin | €22k | €52k | |
| Total assets | €982k | €124k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P95
Stable position over 2022-2024
· n=6910-12484
P23
Stable position over 2022-2024
· n=6909-12486
P95
Stable position over 2022-2024
· n=6918-12492
P27
Improving position over 2022-2024
· n=6897-12472
Describes the position versus peers, not a forecast.
€20k
-41.7%
22-24
€5k
-73.5%
22-24
€19k
-37.3%
22-24
€982k
-0.2%
22-24
€974k
+0.5%
22-24
€477k
-16.7%
22-24
€1k
-72.9%
22-24
€8k
-44.8%
22-24
Show 8 other metrics
€8k
-44.8%
22-24
57.81
+49.6%
22-24
57.81
+49.6%
22-24
99.1%
+0.7%
22-24
0.01
-45.1%
22-24
0.5%
-73.7%
22-24
0.5%
-73.5%
22-24
85.99
-55.4%
22-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €20k |
| Net profit | €5k |
| Cash flow | €19k |
| Staff costs | - |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €982k |
| Equity | €974k |
| Debt | €8k |
| of which ≤ 1y | €8k |
| of which > 1y | - |
| Working capital | €477k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 57.81 |
| Quick ratio | 57.81 |
| Working capital ratio | 48.6% |
| Solvency | 99.1% |
| Debt / equity | 0.01 |
| Long-term debt ratio | - |
| Interest coverage | 85.99 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.5% |
| ROE | 0.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €982k |
| Fixed assets | 21/28 | €497k |
| Tangible fixed assets | 22/27 | €497k |
| Current assets | 29/58 | €485k |
| Amounts receivable within one year | 40/41 | €29k |
| Cash & bank | 54/58 | €456k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €982k |
| Equity | 10/15 | €974k |
| Contributions / capital | 10/11 | €950k |
| Accumulated profits (losses) | 14 | €24k |
| Amounts payable | 17/49 | €8k |
| Amounts payable within one year | 42/48 | €8k |
| Income statement | ||
| Gross operating margin | 9900 | €22k |
| Operating result | 9901 | €7k |
| Financial charges | 65 | €238 |
| Result before taxes | 9903 | €6k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €5k |
| Result to be appropriated | 9905 | €5k |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed86
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationHERREMANS VICKY
since 20222.333.098.537
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,173 m²
Buildings1
Building footprint127 m²
Volume (LiDAR)674 m³
Tallest building7.4 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73092C0735/00D000 | Flanders | 1,173 m² | 1 · 127 m² | 7.4 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
4 acts Capital history · 1
10-06-2026
Capital increase: bank: Crelan bank, amount: 103112.0, account: BE24 1030 8148 6738, currency: EUR, shares_issued: 0, bank_attest_date: 2026-06-01
Address history · 1
20-02-2024
v3.2
All acts · 4
updated 2 months ago
2026
10-06-2026 Notarial deed · General meeting · Capital increase · Accounting effect
- Filing: 2026-06-08 · HERREMANS VICKY
- Publication: 2026-06-10 · HERREMANS VICKY
- Notarial deed: 2026-06-04 · HERREMANS VICKY
- General meeting: 2026-06-04 · HERREMANS VICKY
- Capital increase: bank: Crelan bank, amount: 103112.0, account: BE24 1030 8148 6738, currency: EUR, shares_issued: 0, bank_attest_date: 2026-06-01 · HERREMANS VICKY
- Accounting effect: currency: EUR, total_reserve: 1053112.0, reserve_account: statutair onbeschikbare eigen vermogensrekening · HERREMANS VICKY
- Statute amendment: Artikel 5 · HERREMANS VICKY
- Power of attorney: 2026-06-04 · HERREMANS VICKY
- Act object: STATUTEN (VERTALING, COORDINATIE, OVERIGE
Summary:
Notarial deed · General meeting · Capital increase · Accounting effectNotary:
Peter JOOSSENS
2024
20-02-2024 Registered office moved from Lanaken to Riemst
- Drie Eikenstraat 26, 3620 Lanaken → Kruisstraat 112, 3770 Riemst
Summary:
v3.2
2022
27-09-2022 Articles of association amended
Summary:
v3.2
22-06-2022 Incorporation of a new BV
Summary:
oprichting
Analysis
Financial profile
5 of 5 axes measured72
/ 100
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
3
Solvency
100
Growth
78
Stability
94
Credit advice
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We hold annual accounts for 15,452 of the 82,031 companies in this sector. 6,022 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
| Legal nameNL | HERREMANS VICKY |
Registered office
Iers Kruisstraat 112
3770 Riemst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.