HERMES
ActiveHERMES has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €617. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 4575 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-27
Solvency100=
Growth38▼-20
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 31.89; short-term debt: 3.1% and cash: 1.7% of total assets), and 3.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.9%
Return on assets
4.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €14k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
26 d late
2023
2 d late
2022
51 d late
2021
32 d early
2020
1 d late
2019
367 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€26k▼ 55.1%
2024 · €57k
2024: €57k
2024 → 2025
EBIT margin
3.1%▼ 2.6pp
2024 · 5.7%
2024: 5.7%
2024 → 2025
Net result
€617▼ 64.4%
2024 · €2k
2019: €332
2020: €397
2021: €7k
2022: €5k
2023: €2k
2024: €2k
2019 → 2025
Working capital
€14k▲ 5.5%
2024 · €13k
2019: €15k
2020: €16k
2021: €22k
2022: €24k
2023: €10k
2024: €13k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€57k€26k▼ 55.1%
Equity€23k-€28k▲ 19.8%€11k▼ 59.1%€13k▲ 15.2%€14k▲ 4.7%
Operating result€9k-€5k▼ 45.0%€2k▼ 64.2%€3k▲ 90.0%€781▼ 75.9%
Net result€7k-€5k▼ 37.7%€2k▼ 65.8%€2k▲ 10.0%€617▼ 64.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €14k
Equity
€14k▲ 4.7%
Debt
€445▲ 494%
The debt ratio rises from 0.6% to 3.1%. Equity and debt are higher.
Key figures and ratios
Solvency
96.9%▼
2024 · 99.4%
Current ratio
31.89
Quick ratio
31.89
Debt / equity
0.03▲
2024 · 0.01
ROE
4.5%▼
2024 · 13.2%
ROA
4.3%▼
2024 · 13.1%
Debt
€445▲
2024 · €75
Debt ≤ 1 year
€445▲
2024 · €75
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€13k€14k▲
Fixed assets21/28€100-
Financial fixed assets28€100-
Current assets29/58€13k€14k▲
Amounts receivable within one year40/41€13k€13k▲
Other amounts receivable41€13k€13k▲
Cash at bank and in hand54/58€53€246▲
Deferred charges and accrued income490/1-€684
Equity and liabilities
Total equity and liabilities10/49€13k€14k▲
Equity10/15€13k€14k▲
Contributions10/11€592€592=
Reserves13€1k€1k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€11k€12k▲
Amounts payable17/49€75€445▲
Amounts payable within one year42/48€75€445▲
Trade debts44€75€445▲
Suppliers440/4€75€445▲
Income statement
Code20242025
Turnover70€57k€26k▼
Goods, raw materials, services and sundry goods60/61€51k€25k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k-
Other operating charges640/8€2k€614▼
Gross operating margin9900€6k€1k▼
Operating profit (loss)9901€3k€781▼
Financial charges65/66B€286€165▼
Recurring financial charges65€286€165▼
Profit (loss) for the period before taxes9903€3k€617▼
Income taxes67/77€1k-
Profit (loss) for the period9904€2k€617▼
Profit (loss) for the period to be appropriated9905€2k€617▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€12k▲
Profit (loss) brought forward from the previous period14P€9k€11k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Liquidity times 9current ratio 174.98
Current ratio from 18.67 to 174.98; short-term debt falls from €546 to €75.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €7k ▲1759%
Operating result €9k, net result €7k, both a record.
30-06
Financial
Liquidity times 6current ratio 164.41
Current ratio from 27.17 to 164.41; short-term debt falls from €605 to €134.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
01-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 367 days late
2020
30-06
Financial
Liquidity triplescurrent ratio 27.17
Current ratio from 8.14 to 27.17; short-term debt falls from €2k to €605.
2018
13-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
13-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 72 days late
2017
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Corhaystraat 401080 Sint-Jans-MolenbeekGround area
467 m²
Building footprint
238 m²
Volume, LiDAR
2,504 m³
2 parcels, Brussels · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Papenhoutlaan 4, 1020 Brussel
since 19942.052.470.015
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21526D0044/00N003 | Brussels | 288 m² | 1 · 143 m² | 14.9 m · 4 fl. |
| 21818E0200/00F009 | Brussels | 179 m² | 1 · 95 m² | 14.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANB GROUP
BE 0767.504.679
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B.M.B.A.
BE 0889.574.132
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MOVEO GROUP
BE 0722.672.071
Vorst · Eq €14k
Taxi To Go
BE 1018.322.430
Ravels · Eq €14k
Beersel Tax
BE 0806.416.626
Ternat · Eq €14k
Of 6,687 companies in sector 49330 we hold annual accounts for 2,291. 1,975 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-1991
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.