HERGOS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.35M and a net result of €49k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 89% of 7994 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
52 d early
2024
29 d early
2023
28 d early
2022
27 d early
2021
3 d early
2020
32 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.35M▲ 2.0%
2024 · €2.31M
2018: €88k
2019: €138k
2020: €1.81M
2021: €1.90M
2022: €2.20M
2023: €2.28M
2024: €2.31M
2018 → 2025
Net result
€49k▲ 42.9%
2024 · €35k
2018: €43k
2019: €50k
2020: €1.67M
2021: €75k
2022: €47k
2023: €82k
2024: €35k
2018 → 2025
Total assets
€2.58M▲ 0.6%
2024 · €2.57M
2018: €4.53M
2019: €4.53M
2020: €4.53M
2021: €4.61M
2022: €2.38M
2023: €2.47M
2024: €2.57M
2018 → 2025
Solvency
91.2%▲ 1.2pp
2024 · 90.0%
2018: 1.9%
2019: 3.1%
2020: 39.9%
2021: 41.1%
2022: 92.2%
2023: 92.1%
2024: 90.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.90M-€2.20M▲ 16.0%€2.28M▲ 3.6%€2.31M▲ 1.4%€2.35M▲ 2.0%
Operating result€106k-€65k▼ 38.8%€121k▲ 86.6%€106k▼ 12.7%€150k▲ 41.2%
Net result€75k-€47k▼ 38.1%€82k▲ 77.1%€35k▼ 58.1%€49k▲ 42.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 41% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.58M
Fixed assets
€798k▲ 6.4%
Current assets
€1.79M▼ 1.8%
Equity and liabilities €2.58M
Equity
€2.35M▲ 2.0%
Provisions
€126k▼ 1.5%
Debt
€102k▼ 21.0%
The debt ratio falls from 5.1% to 4.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
91.2%▲
2024 · 90.0%
ROE
2.1%▲
2024 · 1.5%
ROA
1.9%▲
2024 · 1.3%
Debt
€102k▼
2024 · €130k
Debt ≤ 1 year
€99k▼
2024 · €118k
Income taxes
€24k▲
2024 · €21k
Staff costs
€10k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.57M€2.58M▲
Fixed assets21/28€749k€798k▲
Intangible fixed assets21€300€144▼
Tangible fixed assets22/27€746k€797k▲
Land and buildings22€704k€662k▼
Furniture and vehicles24€23k€116k▲
Other tangible fixed assets26€19k€19k=
Financial fixed assets28€3k€96▼
Current assets29/58€1.82M€1.79M▼
Stocks and contracts in progress3€30k€30k▲
Stocks30/36€30k€30k▲
Amounts receivable within one year40/41€81k€47k▼
Trade receivables40€77k€46k▼
Other amounts receivable41€4k€617▼
Current investments50/53-€1.20M
Cash at bank and in hand54/58€1.69M€489k▼
Deferred charges and accrued income490/1€15k€20k▲
Equity and liabilities
Total equity and liabilities10/49€2.57M€2.58M▲
Equity10/15€2.31M€2.35M▲
Contributions10/11€19k€19k=
Revaluation surpluses12€162k€152k▼
Reserves13€2.07M€2.13M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2.07M€2.13M▲
Investment grants15€54k€50k▼
Provisions and deferred taxes16€128k€126k▼
Provisions for liabilities and charges160/5€100k€100k=
Other liabilities and charges164/5€100k€100k=
Deferred taxes168€28k€26k▼
Amounts payable17/49€130k€102k▼
Amounts payable within one year42/48€118k€99k▼
Current portion of amounts payable after more than one year42€1k-
Trade debts44€13k€16k▲
Suppliers440/4€13k€16k▲
Taxes, remuneration and social security45€57k€35k▼
Taxes450/3€51k€22k▼
Remuneration and social security454/9€6k€13k▲
Other amounts payable47/48€47k€48k▲
Accrued charges and deferred income492/3€11k€4k▼
Income statement
Code20242025
Non-recurring operating income76A€534-
Remuneration, social security and pensions62€35k€10k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€71k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€945▼
Other operating charges640/8€8k€8k▼
Gross operating margin9900€216k€238k▲
Operating profit (loss)9901€106k€150k▲
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€57k€81k▲
Recurring financial charges65€57k€81k▲
Profit (loss) for the period before taxes9903€53k€72k▲
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€21k€24k▲
Profit (loss) for the period9904€35k€49k▲
Transfer from tax-exempt reserves789€11k€11k=
Profit (loss) for the period to be appropriated9905€45k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€60k▲
Transfer to equity691/2€45k€60k▲
To other reserves6921€45k€60k▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €35k ▼58.1%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 928current ratio 28.67
Current ratio from 0.03 to 28.67; short-term debt falls from €2.71M to €53k.
31-12
Financial
Equity above €2MEq €2.20M ▲16%
5 profitable years in a row build equity to €2.20M.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 32 days late
2020
31-12
Financial
Highest result since 2018net €1.67M ▲3244%
Net result €1.67M, the highest in the series.
31-12
Financial
Equity above €1MEq €1.81M ▲1210%
3 profitable years in a row build equity to €1.81M.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Equity above €100kEq €138k ▲56.7%
2 profitable years in a row build equity to €138k.
25-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 117 days late
25-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 482 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Louvain 5311380 LasneGround area
4,334 m²
Building footprint
185 m²
Volume, LiDAR
1,753 m³
Parcel 25076G0014/00M000, Wallonia · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HERGOS
since 20172.264.000.091
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076G0014/00M000 | Wallonia | 4,334 m² | 1 · 185 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900R2PNK8YG5LVJ87
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Balen · Eq €2.35M
Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 10,398 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
01430Raising of horses and other equines
68110Buying and selling of own real estate
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.