HEREMANS - MONULUX
ActiveHEREMANS - MONULUX has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €132. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 91% of 343 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▼-18
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 12.26 against 10.41 in 2024), and 8.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.9%
Return on assets
0.1%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
53 d late
2023
56 d early
2022
43 d early
2021
41 d early
2020
69 d early
2019
70 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close10-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 0.1%
2024 · €97k
2019: €82k
2020: €92k
2021: €82k
2022: €90k
2023: €93k
2024: €97k
2019 → 2025
Total assets
€106k▼ 1.4%
2024 · €107k
2019: €152k
2020: €148k
2021: €135k
2022: €118k
2023: €105k
2024: €107k
2019 → 2025
Net result
€132▼ 96.5%
2024 · €4k
2019: €894
2020: €10k
2021: €-10k
2022: €8k
2023: €3k
2024: €4k
2019 → 2025
Working capital
€97k▲ 0.7%
2024 · €97k
2019: €82k
2020: €92k
2021: €82k
2022: €90k
2023: €92k
2024: €97k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€82k-€90k▲ 10.3%€93k▲ 3.3%€97k▲ 4.0%€97k▲ 0.1%
Operating result€-10k-€10k€3k▼ 67.7%€5k▲ 51.7%€616▼ 86.9%
Net result€-10k-€8k€3k▼ 64.3%€4k▲ 23.8%€132▼ 96.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 87% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€166▼ 75.0%
Current assets
€106k▼ 0.9%
Equity and liabilities €106k
Equity
€97k▲ 0.1%
Debt
€9k▼ 15.9%
The debt ratio falls from 9.5% to 8.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€1k▼
2024 · €5k
Cash flow
€630▼
2024 · €4k
Solvency
91.9%▲
2024 · 90.5%
Current ratio
12.26▲
2024 · 10.41
Quick ratio
1.22▲
2024 · 0.64
Debt / equity
0.09▼
2024 · 0.11
ROE
0.1%▼
2024 · 3.8%
ROA
0.1%▼
2024 · 3.5%
Interest coverage
5.12▼
2024 · 26.62
Debt
€9k▼
2024 · €10k
Debt ≤ 1 year
€9k▼
2024 · €10k
Income taxes
€267▼
2024 · €816
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€106k▼
Fixed assets21/28€664€166▼
Tangible fixed assets22/27€664€166▼
Plant, machinery and equipment23€664€166▼
Current assets29/58€107k€106k▼
Stocks and contracts in progress3€100k€95k▼
Stocks30/36€100k€95k▼
Amounts receivable within one year40/41€4k€9k▲
Trade receivables40€4k€8k▲
Other amounts receivable41-€304
Current investments50/53€1-
Cash at bank and in hand54/58€2k€755▼
Deferred charges and accrued income490/1€984€1k▲
Equity and liabilities
Total equity and liabilities10/49€107k€106k▼
Equity10/15€97k€97k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€662€662=
Reserves13€78k€78k▲
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€76k€76k▲
Amounts payable17/49€10k€9k▼
Amounts payable within one year42/48€10k€9k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€3k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€498€498=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€8k€8k▼
Other operating charges640/8€832€395▼
Gross operating margin9900€14k€9k▼
Operating profit (loss)9901€5k€616▼
Financial income75/76B€40€0▼
Recurring financial income75€40€0▼
Financial charges65/66B€195€218▲
Recurring financial charges65€195€218▲
Profit (loss) for the period before taxes9903€5k€398▼
Income taxes67/77€816€267▼
Profit (loss) for the period9904€4k€132▼
Profit (loss) for the period to be appropriated9905€4k€132▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€132▼
Transfer to equity691/2€4k€132▼
To other reserves6921€4k€132▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 8.75
Current ratio from 4.30 to 8.75; short-term debt falls from €27k to €12k.
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €-10k ▼203%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
2020
23-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Highest result since 2019net €10k ▲969%
Operating result €10k, net result €10k, both a record.
2019
22-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
01-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
06-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2023
Ceuleers, Sam
CurrentDirector · since 14-11-2023
14-11-2023
Appointed as Director
Not every act has been read: a resignation may be missing here
3 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1958
Ground area
997 m²
Building footprint
665 m²
Volume, LiDAR
4,460 m³
Parcel 12402B0156/00E003, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Heremans-Monulux
since 19582.006.419.957
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402B0156/00E003 | Flanders | 997 m² | 2 · 665 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 736 companies in sector 23700 we hold annual accounts for 489. 395 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1968
Fiscal year end30-06
Activities, NACEBEL
23700Cutting, shaping and finishing of stone
26700
47252Retail sale of beverages, general range
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.